Zip Code 46514
Elkhart, Indiana — Elkhart County
📍 ZIP code 46514 is in Elkhart, Elkhart County, Indiana.
ZIP code 46514 is located in Elkhart, Elkhart County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 41,480. The area code for ZIP code 46514 is 765.
Quick Answer
Zip code 46514 is in Elkhart, Indiana (Elkhart County). It has a population of 41,480, median household income of $61,784, and median home value of $170,900.
Population
41,480
Income
$61,784
Home Value
$170,900
Climate
83°F / 18°F
About Zip Code 46514
Zip code 46514 is located in Elkhart, Indiana, within Elkhart County. Home to approximately 41,480 residents, this area sits at an elevation of 771 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 765.
The median household income is $61,784 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $170,900, and the cost of living index is 68 (32% below the national average of 100).
Summers average a high of 83°F while winters drop to 18°F. The area receives about 40 in of rain and 45 in of snow annually. The zip code covers 38.5 square miles of land area and 1.7 square miles of water.
Key Statistics
41,480
$61,784
$170,900
Eastern (EST/EDT)
765
771 ft
38.5 sq mi
39.9
17,987
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Compare With Nearby Zip Codes
| Metric | 46514 | 46516 | 49112 | 46561 | 46517 | 49130 |
|---|---|---|---|---|---|---|
| City | Elkhart, IN | Elkhart, IN | Edwardsburg, MI | Mishawaka, IN | Elkhart, IN | Edwardsburg, MI |
| Population | 41,480 | 31,959 | 10,436 | 14,499 | 25,438 | 1,216 |
| Median Income | $61,784 | $54,934 | $61,941 | $83,520 | $53,263 | $81,728 |
| Home Value | $170,900 | $150,400 | $231,600 | $208,200 | $168,500 | $332,600 |
| Cost of Living | 68 | 60 | 78 | 85 | 62 | 117 |
| Median Age | 39.9 | 36.4 | 41.7 | 38.4 | 35 | 58.9 |
Cost of Living
100 = National Average. Elkhart's cost of living is 32% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.8x
Demographics
Zip code 46514 has a population of 41,480 people with a median age of 39.9. There are 17,987 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Elkhart (46514) population trend from 2010 to 2024
↑ 12.6%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
83°F
18°F
40 in
45 in
Elkhart experiences warm summers with average highs around 83°F. Winters are cold with lows averaging 18°F. With 45 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$170,900
Median Household Income
$61,784
With 17,987 housing units across 38.5 square miles, 46514 has a housing density of 467 units per square mile. The home price-to-income ratio is 2.8x.
Location & Geography
Latitude
41.7227°
Longitude
-85.9770°
Land Area
38.5 sq mi
Water Area
1.7 sq mi
Nearby Zip Codes
Zip codes closest to 46514 (Elkhart, IN) with distances:
All Zip Codes in Elkhart, IN
Other zip codes serving Elkhart:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 46514's $61,784. A way to compare Elkhart to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46514 (Elkhart, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Elkhart, Indiana?
Elkhart, Indiana uses zip code 46514 along with 2 other zip codes.
What county is zip code 46514 in?
Zip code 46514 is located in Elkhart County, Indiana.
What is the population of zip code 46514?
The population of zip code 46514 is 41,480 with a median age of 39.9.
Is 46514 in Elkhart, Indiana?
Yes, zip code 46514 is in Elkhart, Elkhart County, Indiana. The area code is 765.
Frequently Asked Questions
What city is zip code 46514 in?
Zip code 46514 is in Elkhart, Indiana. It is part of Elkhart County and uses the Eastern (EST/EDT) timezone.
What is zip code 46514?
Zip code 46514 is a U.S. postal code in Elkhart, Indiana (Elkhart County). It has a population of 41,480 and covers 38.5 square miles.
What is the population of zip code 46514?
The population of zip code 46514 (Elkhart, IN) is 41,480 with a median age of 39.9. There are approximately 17,987 housing units in this area.
What is the median income in zip code 46514?
The median household income in zip code 46514 (Elkhart, IN) is $61,784 per year. The cost of living index is 68 (100 = national average).
What is the average home price in zip code 46514?
The median home value in zip code 46514 (Elkhart, IN) is $170,900. The cost of living index is 68 compared to the national average of 100.
What county is zip code 46514 in?
Zip code 46514 is located in Elkhart County, Indiana. The primary city is Elkhart.
What is the area code for zip code 46514?
Zip code 46514 in Elkhart, IN uses area code 765. It is located in the Eastern (EST/EDT) timezone.
Is zip code 46514 a good place to live?
Zip code 46514 (Elkhart, IN) has a cost of living index of 68 (100 = national average), a median household income of $61,784, and median home values of $170,900. The median age is 39.9. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 46514?
The cost of living index for zip code 46514 (Elkhart, IN) is 68, where 100 represents the national average. This area is below the national average. Median home value: $170,900.
What schools serve zip code 46514?
Zip code 46514 in Elkhart, Indiana is served by the local school district of Elkhart County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.