Zip Code 46544
Mishawaka, Indiana — St. Joseph County
📍 ZIP code 46544 is in Mishawaka, St. Joseph County, Indiana.
ZIP code 46544 is located in Mishawaka, St. Joseph County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 31,138. The area code for ZIP code 46544 is 765.
Quick Answer
Zip code 46544 is in Mishawaka, Indiana (St. Joseph County). It has a population of 31,138, median household income of $57,873, and median home value of $151,100.
Population
31,138
Income
$57,873
Home Value
$151,100
Climate
83°F / 17°F
About Zip Code 46544
Zip code 46544 is located in Mishawaka, Indiana, within St. Joseph County. Home to approximately 31,138 residents, this area sits at an elevation of 847 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 765.
The median household income is $57,873 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $151,100, and the cost of living index is 61 (39% below the national average of 100).
Summers average a high of 83°F while winters drop to 17°F. The area receives about 41 in of rain and 22 in of snow annually. The zip code covers 40.1 square miles of land area and 0.3 square miles of water.
Key Statistics
31,138
$57,873
$151,100
Eastern (EST/EDT)
765
847 ft
40.1 sq mi
35
13,661
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Compare With Nearby Zip Codes
| Metric | 46544 | 46561 | 46615 | 46545 | 46595 | 46573 |
|---|---|---|---|---|---|---|
| City | Mishawaka, IN | Mishawaka, IN | South Bend, IN | Mishawaka, IN | Wyatt, IN | Nappanee, IN |
| Population | 31,138 | 14,499 | 14,411 | 26,581 | 54 | 3,943 |
| Median Income | $57,873 | $83,520 | $57,983 | $55,889 | $0 | $79,375 |
| Home Value | $151,100 | $208,200 | $127,800 | $174,700 | $0 | $219,800 |
| Cost of Living | 61 | 85 | 60 | 62 | 100 | 85 |
| Median Age | 35 | 38.4 | 35.3 | 38.4 | 21.9 | 38.7 |
Cost of Living
100 = National Average. Mishawaka's cost of living is 39% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.6x
Demographics
Zip code 46544 has a population of 31,138 people with a median age of 35. There are 13,661 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Mishawaka (46544) population trend from 2010 to 2024
↑ 16.8%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
83°F
17°F
41 in
22 in
Mishawaka experiences warm summers with average highs around 83°F. Winters are cold with lows averaging 17°F. The area receives about 22 in of snow per year.
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Housing & Economy
Median Home Value
$151,100
Median Household Income
$57,873
With 13,661 housing units across 40.1 square miles, 46544 has a housing density of 341 units per square mile. The home price-to-income ratio is 2.6x.
Location & Geography
Latitude
41.6151°
Longitude
-86.1478°
Land Area
40.1 sq mi
Water Area
0.3 sq mi
Nearby Zip Codes
Zip codes closest to 46544 (Mishawaka, IN) with distances:
All Zip Codes in Mishawaka, IN
Other zip codes serving Mishawaka:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 46544's $57,873. A way to compare Mishawaka to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46544 (Mishawaka, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Mishawaka, Indiana?
Mishawaka, Indiana uses zip code 46544 along with 2 other zip codes.
What county is zip code 46544 in?
Zip code 46544 is located in St. Joseph County, Indiana.
What is the population of zip code 46544?
The population of zip code 46544 is 31,138 with a median age of 35.
Is 46544 in Mishawaka, Indiana?
Yes, zip code 46544 is in Mishawaka, St. Joseph County, Indiana. The area code is 765.
Frequently Asked Questions
What city is zip code 46544 in?
Zip code 46544 is in Mishawaka, Indiana. It is part of St. Joseph County and uses the Eastern (EST/EDT) timezone.
What is zip code 46544?
Zip code 46544 is a U.S. postal code in Mishawaka, Indiana (St. Joseph County). It has a population of 31,138 and covers 40.1 square miles.
What is the population of zip code 46544?
The population of zip code 46544 (Mishawaka, IN) is 31,138 with a median age of 35. There are approximately 13,661 housing units in this area.
What is the median income in zip code 46544?
The median household income in zip code 46544 (Mishawaka, IN) is $57,873 per year. The cost of living index is 61 (100 = national average).
What is the average home price in zip code 46544?
The median home value in zip code 46544 (Mishawaka, IN) is $151,100. The cost of living index is 61 compared to the national average of 100.
What county is zip code 46544 in?
Zip code 46544 is located in St. Joseph County, Indiana. The primary city is Mishawaka.
What is the area code for zip code 46544?
Zip code 46544 in Mishawaka, IN uses area code 765. It is located in the Eastern (EST/EDT) timezone.
Is zip code 46544 a good place to live?
Zip code 46544 (Mishawaka, IN) has a cost of living index of 61 (100 = national average), a median household income of $57,873, and median home values of $151,100. The median age is 35. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 46544?
The cost of living index for zip code 46544 (Mishawaka, IN) is 61, where 100 represents the national average. This area is below the national average. Median home value: $151,100.
What schools serve zip code 46544?
Zip code 46544 in Mishawaka, Indiana is served by the local school district of St. Joseph County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.