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    Zip Code 46544

    Mishawaka, Indiana — St. Joseph County

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    📍 ZIP code 46544 is in Mishawaka, St. Joseph County, Indiana.

    ZIP code 46544 is located in Mishawaka, St. Joseph County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 31,138. The area code for ZIP code 46544 is 765.

    Quick Answer

    Zip code 46544 is in Mishawaka, Indiana (St. Joseph County). It has a population of 31,138, median household income of $57,873, and median home value of $151,100.

    Population

    31,138

    Income

    $57,873

    Home Value

    $151,100

    Climate

    83°F / 17°F

    About Zip Code 46544

    Zip code 46544 is located in Mishawaka, Indiana, within St. Joseph County. Home to approximately 31,138 residents, this area sits at an elevation of 847 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 765.

    The median household income is $57,873 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $151,100, and the cost of living index is 61 (39% below the national average of 100).

    Summers average a high of 83°F while winters drop to 17°F. The area receives about 41 in of rain and 22 in of snow annually. The zip code covers 40.1 square miles of land area and 0.3 square miles of water.

    Key Statistics

    Population

    31,138

    Median Income

    $57,873

    Median Home Value

    $151,100

    Timezone

    Eastern (EST/EDT)

    Area Code

    765

    Elevation

    847 ft

    Land Area

    40.1 sq mi

    Median Age

    35

    Housing Units

    13,661

    Compare With Nearby Zip Codes

    Metric465444656146615465454659546573
    CityMishawaka, INMishawaka, INSouth Bend, INMishawaka, INWyatt, INNappanee, IN
    Population31,13814,49914,41126,581543,943
    Median Income$57,873$83,520$57,983$55,889$0$79,375
    Home Value$151,100$208,200$127,800$174,700$0$219,800
    Cost of Living6185606210085
    Median Age3538.435.338.421.938.7

    Cost of Living

    Cost of Living Index61

    100 = National Average. Mishawaka's cost of living is 39% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.6x

    Demographics

    Zip code 46544 has a population of 31,138 people with a median age of 35. There are 13,661 housing units in this area.

    Racial & Ethnic Composition

    white79%
    black9%
    hispanic6%
    asian1%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Mishawaka (46544) population trend from 2010 to 2024

    ↑ 16.8%
    2010201220142016201820202022202424k28k32k40k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    83°F

    Winter Low

    17°F

    Annual Rainfall

    41 in

    Annual Snowfall

    22 in

    Mishawaka experiences warm summers with average highs around 83°F. Winters are cold with lows averaging 17°F. The area receives about 22 in of snow per year.

    Housing & Economy

    Median Home Value

    $151,100

    Median Household Income

    $57,873

    With 13,661 housing units across 40.1 square miles, 46544 has a housing density of 341 units per square mile. The home price-to-income ratio is 2.6x.

    Location & Geography

    Latitude

    41.6151°

    Longitude

    -86.1478°

    Land Area

    40.1 sq mi

    Water Area

    0.3 sq mi

    41.6151, -86.1478Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 46544 (Mishawaka, IN) with distances:

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    All Zip Codes in Mishawaka, IN

    Other zip codes serving Mishawaka:

    View all Mishawaka zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 46544's $57,873. A way to compare Mishawaka to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46544 (Mishawaka, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Indiana

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    People Also Ask

    What zip code is Mishawaka, Indiana?

    Mishawaka, Indiana uses zip code 46544 along with 2 other zip codes.

    What county is zip code 46544 in?

    Zip code 46544 is located in St. Joseph County, Indiana.

    What is the population of zip code 46544?

    The population of zip code 46544 is 31,138 with a median age of 35.

    Is 46544 in Mishawaka, Indiana?

    Yes, zip code 46544 is in Mishawaka, St. Joseph County, Indiana. The area code is 765.

    Frequently Asked Questions

    What city is zip code 46544 in?

    Zip code 46544 is in Mishawaka, Indiana. It is part of St. Joseph County and uses the Eastern (EST/EDT) timezone.

    What is zip code 46544?

    Zip code 46544 is a U.S. postal code in Mishawaka, Indiana (St. Joseph County). It has a population of 31,138 and covers 40.1 square miles.

    What is the population of zip code 46544?

    The population of zip code 46544 (Mishawaka, IN) is 31,138 with a median age of 35. There are approximately 13,661 housing units in this area.

    What is the median income in zip code 46544?

    The median household income in zip code 46544 (Mishawaka, IN) is $57,873 per year. The cost of living index is 61 (100 = national average).

    What is the average home price in zip code 46544?

    The median home value in zip code 46544 (Mishawaka, IN) is $151,100. The cost of living index is 61 compared to the national average of 100.

    What county is zip code 46544 in?

    Zip code 46544 is located in St. Joseph County, Indiana. The primary city is Mishawaka.

    What is the area code for zip code 46544?

    Zip code 46544 in Mishawaka, IN uses area code 765. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 46544 a good place to live?

    Zip code 46544 (Mishawaka, IN) has a cost of living index of 61 (100 = national average), a median household income of $57,873, and median home values of $151,100. The median age is 35. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 46544?

    The cost of living index for zip code 46544 (Mishawaka, IN) is 61, where 100 represents the national average. This area is below the national average. Median home value: $151,100.

    What schools serve zip code 46544?

    Zip code 46544 in Mishawaka, Indiana is served by the local school district of St. Joseph County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology