Zip Code 46545
Mishawaka, Indiana — St. Joseph County
📍 ZIP code 46545 is in Mishawaka, St. Joseph County, Indiana.
ZIP code 46545 is located in Mishawaka, St. Joseph County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 26,581. The area code for ZIP code 46545 is 765.
Quick Answer
Zip code 46545 is in Mishawaka, Indiana (St. Joseph County). It has a population of 26,581, median household income of $55,889, and median home value of $174,700.
Population
26,581
Income
$55,889
Home Value
$174,700
Climate
83°F / 17°F
About Zip Code 46545
Zip code 46545 is located in Mishawaka, Indiana, within St. Joseph County. Home to approximately 26,581 residents, this area sits at an elevation of 746 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 765.
The median household income is $55,889 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $174,700, and the cost of living index is 62 (38% below the national average of 100).
Summers average a high of 83°F while winters drop to 17°F. The area receives about 41 in of rain and 22 in of snow annually. The zip code covers 17.8 square miles of land area and 0.4 square miles of water.
Key Statistics
26,581
$55,889
$174,700
Eastern (EST/EDT)
765
746 ft
17.8 sq mi
38.4
13,046
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Compare With Nearby Zip Codes
| Metric | 46545 | 46635 | 46530 | 46615 | 46561 | 46617 |
|---|---|---|---|---|---|---|
| City | Mishawaka, IN | South Bend, IN | Granger, IN | South Bend, IN | Mishawaka, IN | South Bend, IN |
| Population | 26,581 | 6,552 | 31,907 | 14,411 | 14,499 | 10,402 |
| Median Income | $55,889 | $79,416 | $114,684 | $57,983 | $83,520 | $73,700 |
| Home Value | $174,700 | $193,100 | $316,800 | $127,800 | $208,200 | $231,400 |
| Cost of Living | 62 | 75 | 123 | 60 | 85 | 80 |
| Median Age | 38.4 | 43 | 39.7 | 35.3 | 38.4 | 35 |
Cost of Living
100 = National Average. Mishawaka's cost of living is 38% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
3.1x
Demographics
Zip code 46545 has a population of 26,581 people with a median age of 38.4. There are 13,046 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Mishawaka (46545) population trend from 2010 to 2024
↑ 17.4%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
83°F
17°F
41 in
22 in
Mishawaka experiences warm summers with average highs around 83°F. Winters are cold with lows averaging 17°F. The area receives about 22 in of snow per year.
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Housing & Economy
Median Home Value
$174,700
Median Household Income
$55,889
With 13,046 housing units across 17.8 square miles, 46545 has a housing density of 733 units per square mile. The home price-to-income ratio is 3.1x.
Location & Geography
Latitude
41.6935°
Longitude
-86.1466°
Land Area
17.8 sq mi
Water Area
0.4 sq mi
Nearby Zip Codes
Zip codes closest to 46545 (Mishawaka, IN) with distances:
All Zip Codes in Mishawaka, IN
Other zip codes serving Mishawaka:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 46545's $55,889. A way to compare Mishawaka to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46545 (Mishawaka, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Mishawaka, Indiana?
Mishawaka, Indiana uses zip code 46545 along with 2 other zip codes.
What county is zip code 46545 in?
Zip code 46545 is located in St. Joseph County, Indiana.
What is the population of zip code 46545?
The population of zip code 46545 is 26,581 with a median age of 38.4.
Is 46545 in Mishawaka, Indiana?
Yes, zip code 46545 is in Mishawaka, St. Joseph County, Indiana. The area code is 765.
Frequently Asked Questions
What city is zip code 46545 in?
Zip code 46545 is in Mishawaka, Indiana. It is part of St. Joseph County and uses the Eastern (EST/EDT) timezone.
What is zip code 46545?
Zip code 46545 is a U.S. postal code in Mishawaka, Indiana (St. Joseph County). It has a population of 26,581 and covers 17.8 square miles.
What is the population of zip code 46545?
The population of zip code 46545 (Mishawaka, IN) is 26,581 with a median age of 38.4. There are approximately 13,046 housing units in this area.
What is the median income in zip code 46545?
The median household income in zip code 46545 (Mishawaka, IN) is $55,889 per year. The cost of living index is 62 (100 = national average).
What is the average home price in zip code 46545?
The median home value in zip code 46545 (Mishawaka, IN) is $174,700. The cost of living index is 62 compared to the national average of 100.
What county is zip code 46545 in?
Zip code 46545 is located in St. Joseph County, Indiana. The primary city is Mishawaka.
What is the area code for zip code 46545?
Zip code 46545 in Mishawaka, IN uses area code 765. It is located in the Eastern (EST/EDT) timezone.
Is zip code 46545 a good place to live?
Zip code 46545 (Mishawaka, IN) has a cost of living index of 62 (100 = national average), a median household income of $55,889, and median home values of $174,700. The median age is 38.4. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 46545?
The cost of living index for zip code 46545 (Mishawaka, IN) is 62, where 100 represents the national average. This area is below the national average. Median home value: $174,700.
What schools serve zip code 46545?
Zip code 46545 in Mishawaka, Indiana is served by the local school district of St. Joseph County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.