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    Zip Code 46614

    South Bend, Indiana — St. Joseph County

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    📍 ZIP code 46614 is in South Bend, St. Joseph County, Indiana.

    ZIP code 46614 is located in South Bend, St. Joseph County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 29,339. The area code for ZIP code 46614 is 765.

    Quick Answer

    Zip code 46614 is in South Bend, Indiana (St. Joseph County). It has a population of 29,339, median household income of $70,998, and median home value of $174,900.

    Population

    29,339

    Income

    $70,998

    Home Value

    $174,900

    Climate

    82°F / 15°F

    About Zip Code 46614

    Zip code 46614 is located in South Bend, Indiana, within St. Joseph County. Home to approximately 29,339 residents, this area sits at an elevation of 836 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 765.

    The median household income is $70,998 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $174,900, and the cost of living index is 69 (31% below the national average of 100).

    Summers average a high of 82°F while winters drop to 15°F. The area receives about 42 in of rain and 37 in of snow annually. The zip code covers 52.9 square miles of land area and 0.1 square miles of water.

    Key Statistics

    Population

    29,339

    Median Income

    $70,998

    Median Home Value

    $174,900

    Timezone

    Eastern (EST/EDT)

    Area Code

    765

    Elevation

    836 ft

    Land Area

    52.9 sq mi

    Median Age

    41.1

    Housing Units

    12,995

    Compare With Nearby Zip Codes

    Metric466144661346601466194661546617
    CitySouth Bend, INSouth Bend, INSouth Bend, INSouth Bend, INSouth Bend, INSouth Bend, IN
    Population29,33911,7264,93321,17914,41110,402
    Median Income$70,998$41,625$27,080$46,679$57,983$73,700
    Home Value$174,900$71,000$131,600$98,400$127,800$231,400
    Cost of Living696060606080
    Median Age41.128.33938.335.335

    Cost of Living

    Cost of Living Index69

    100 = National Average. South Bend's cost of living is 31% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.5x

    Demographics

    Zip code 46614 has a population of 29,339 people with a median age of 41.1. There are 12,995 housing units in this area.

    Racial & Ethnic Composition

    white71%
    black13%
    hispanic9%
    asian2%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    South Bend (46614) population trend from 2010 to 2024

    ↑ 243.8%
    201020122014201620182020202220248k16k24k39k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    82°F

    Winter Low

    15°F

    Annual Rainfall

    42 in

    Annual Snowfall

    37 in

    South Bend experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 15°F. With 37 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $174,900

    Median Household Income

    $70,998

    With 12,995 housing units across 52.9 square miles, 46614 has a housing density of 246 units per square mile. The home price-to-income ratio is 2.5x.

    Location & Geography

    Latitude

    41.6032°

    Longitude

    -86.2792°

    Land Area

    52.9 sq mi

    Water Area

    0.1 sq mi

    41.6032, -86.2792Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 46614 (South Bend, IN) with distances:

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    All Zip Codes in South Bend, IN

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 46614's $70,998. A way to compare South Bend to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46614 (South Bend, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Indiana

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is South Bend, Indiana?

    South Bend, Indiana uses zip code 46614 along with 11 other zip codes.

    What county is zip code 46614 in?

    Zip code 46614 is located in St. Joseph County, Indiana.

    What is the population of zip code 46614?

    The population of zip code 46614 is 29,339 with a median age of 41.1.

    Is 46614 in South Bend, Indiana?

    Yes, zip code 46614 is in South Bend, St. Joseph County, Indiana. The area code is 765.

    Frequently Asked Questions

    What city is zip code 46614 in?

    Zip code 46614 is in South Bend, Indiana. It is part of St. Joseph County and uses the Eastern (EST/EDT) timezone.

    What is zip code 46614?

    Zip code 46614 is a U.S. postal code in South Bend, Indiana (St. Joseph County). It has a population of 29,339 and covers 52.9 square miles.

    What is the population of zip code 46614?

    The population of zip code 46614 (South Bend, IN) is 29,339 with a median age of 41.1. There are approximately 12,995 housing units in this area.

    What is the median income in zip code 46614?

    The median household income in zip code 46614 (South Bend, IN) is $70,998 per year. The cost of living index is 69 (100 = national average).

    What is the average home price in zip code 46614?

    The median home value in zip code 46614 (South Bend, IN) is $174,900. The cost of living index is 69 compared to the national average of 100.

    What county is zip code 46614 in?

    Zip code 46614 is located in St. Joseph County, Indiana. The primary city is South Bend.

    What is the area code for zip code 46614?

    Zip code 46614 in South Bend, IN uses area code 765. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 46614 a good place to live?

    Zip code 46614 (South Bend, IN) has a cost of living index of 69 (100 = national average), a median household income of $70,998, and median home values of $174,900. The median age is 41.1. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 46614?

    The cost of living index for zip code 46614 (South Bend, IN) is 69, where 100 represents the national average. This area is below the national average. Median home value: $174,900.

    What schools serve zip code 46614?

    Zip code 46614 in South Bend, Indiana is served by the local school district of St. Joseph County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology