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    Zip Code 46516

    Elkhart, Indiana — Elkhart County

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    📍 ZIP code 46516 is in Elkhart, Elkhart County, Indiana.

    ZIP code 46516 is located in Elkhart, Elkhart County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 31,959. The area code for ZIP code 46516 is 765.

    Quick Answer

    Zip code 46516 is in Elkhart, Indiana (Elkhart County). It has a population of 31,959, median household income of $54,934, and median home value of $150,400.

    Population

    31,959

    Income

    $54,934

    Home Value

    $150,400

    Climate

    83°F / 18°F

    About Zip Code 46516

    Zip code 46516 is located in Elkhart, Indiana, within Elkhart County. Home to approximately 31,959 residents, this area sits at an elevation of 750 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 765.

    The median household income is $54,934 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $150,400, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 83°F while winters drop to 18°F. The area receives about 40 in of rain and 45 in of snow annually. The zip code covers 17.8 square miles of land area and 0.9 square miles of water.

    Key Statistics

    Population

    31,959

    Median Income

    $54,934

    Median Home Value

    $150,400

    Timezone

    Eastern (EST/EDT)

    Area Code

    765

    Elevation

    750 ft

    Land Area

    17.8 sq mi

    Median Age

    36.4

    Housing Units

    14,137

    Compare With Nearby Zip Codes

    Metric465164651446517465614650749130
    CityElkhart, INElkhart, INElkhart, INMishawaka, INBristol, INEdwardsburg, MI
    Population31,95941,48025,43814,4999,7991,216
    Median Income$54,934$61,784$53,263$83,520$88,510$81,728
    Home Value$150,400$170,900$168,500$208,200$231,300$332,600
    Cost of Living6068628590117
    Median Age36.439.93538.436.158.9

    Cost of Living

    Cost of Living Index60

    100 = National Average. Elkhart's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.7x

    Demographics

    Zip code 46516 has a population of 31,959 people with a median age of 36.4. There are 14,137 housing units in this area.

    Racial & Ethnic Composition

    white60%
    black9%
    hispanic26%
    asian1%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Elkhart (46516) population trend from 2010 to 2024

    ↓ 0.0%
    2010201220142016201820202022202424k27k29k34k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    83°F

    Winter Low

    18°F

    Annual Rainfall

    40 in

    Annual Snowfall

    45 in

    Elkhart experiences warm summers with average highs around 83°F. Winters are cold with lows averaging 18°F. With 45 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $150,400

    Median Household Income

    $54,934

    With 14,137 housing units across 17.8 square miles, 46516 has a housing density of 794 units per square mile. The home price-to-income ratio is 2.7x.

    Location & Geography

    Latitude

    41.6766°

    Longitude

    -85.9441°

    Land Area

    17.8 sq mi

    Water Area

    0.9 sq mi

    41.6766, -85.9441Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 46516 (Elkhart, IN) with distances:

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    All Zip Codes in Elkhart, IN

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    View all Elkhart zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 46516's $54,934. A way to compare Elkhart to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46516 (Elkhart, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Indiana

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    People Also Ask

    What zip code is Elkhart, Indiana?

    Elkhart, Indiana uses zip code 46516 along with 2 other zip codes.

    What county is zip code 46516 in?

    Zip code 46516 is located in Elkhart County, Indiana.

    What is the population of zip code 46516?

    The population of zip code 46516 is 31,959 with a median age of 36.4.

    Is 46516 in Elkhart, Indiana?

    Yes, zip code 46516 is in Elkhart, Elkhart County, Indiana. The area code is 765.

    Frequently Asked Questions

    What city is zip code 46516 in?

    Zip code 46516 is in Elkhart, Indiana. It is part of Elkhart County and uses the Eastern (EST/EDT) timezone.

    What is zip code 46516?

    Zip code 46516 is a U.S. postal code in Elkhart, Indiana (Elkhart County). It has a population of 31,959 and covers 17.8 square miles.

    What is the population of zip code 46516?

    The population of zip code 46516 (Elkhart, IN) is 31,959 with a median age of 36.4. There are approximately 14,137 housing units in this area.

    What is the median income in zip code 46516?

    The median household income in zip code 46516 (Elkhart, IN) is $54,934 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 46516?

    The median home value in zip code 46516 (Elkhart, IN) is $150,400. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 46516 in?

    Zip code 46516 is located in Elkhart County, Indiana. The primary city is Elkhart.

    What is the area code for zip code 46516?

    Zip code 46516 in Elkhart, IN uses area code 765. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 46516 a good place to live?

    Zip code 46516 (Elkhart, IN) has a cost of living index of 60 (100 = national average), a median household income of $54,934, and median home values of $150,400. The median age is 36.4. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 46516?

    The cost of living index for zip code 46516 (Elkhart, IN) is 60, where 100 represents the national average. This area is below the national average. Median home value: $150,400.

    What schools serve zip code 46516?

    Zip code 46516 in Elkhart, Indiana is served by the local school district of Elkhart County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology