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    Zip Code 74075

    Stillwater, Oklahoma — Payne County

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    📍 ZIP code 74075 is in Stillwater, Payne County, Oklahoma.

    ZIP code 74075 is located in Stillwater, Payne County, Oklahoma. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 26,693. The area code for ZIP code 74075 is 918.

    Quick Answer

    Zip code 74075 is in Stillwater, Oklahoma (Payne County). It has a population of 26,693, median household income of $45,540, and median home value of $220,900.

    Population

    26,693

    Income

    $45,540

    Home Value

    $220,900

    Climate

    95°F / 27°F

    About Zip Code 74075

    Zip code 74075 is located in Stillwater, Oklahoma, within Payne County. Home to approximately 26,693 residents, this area sits at an elevation of 995 ft and falls within the Central (CST/CDT) timezone. The local area code is 918.

    The median household income is $45,540 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $220,900, and the cost of living index is 64 (36% below the national average of 100).

    Summers average a high of 95°F while winters drop to 27°F. The area receives about 33 in of rain and 5 in of snow annually. The zip code covers 92.6 square miles of land area and 5.8 square miles of water.

    Key Statistics

    Population

    26,693

    Median Income

    $45,540

    Median Home Value

    $220,900

    Timezone

    Central (CST/CDT)

    Area Code

    918

    Elevation

    995 ft

    Land Area

    92.6 sq mi

    Median Age

    24.5

    Housing Units

    12,255

    Compare With Nearby Zip Codes

    Metric740757407474032730617406274059
    CityStillwater, OKStillwater, OKGlencoe, OKMorrison, OKCushing, OKPerkins, OK
    Population26,69331,9341,6751,6937705,854
    Median Income$45,540$50,245$61,250$85,208$50,781$53,860
    Home Value$220,900$247,300$132,100$230,300$146,600$195,500
    Cost of Living647660866066
    Median Age24.527.351.237.544.732.7

    Cost of Living

    Cost of Living Index64

    100 = National Average. Stillwater's cost of living is 36% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    4.9x

    Demographics

    Zip code 74075 has a population of 26,693 people with a median age of 24.5. There are 12,255 housing units in this area.

    Racial & Ethnic Composition

    white69%
    black5%
    hispanic6%
    asian8%
    other12%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Stillwater (74075) population trend from 2010 to 2024

    ↓ -24.3%
    2010201220142016201820202022202424k28k31k37k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    95°F

    Winter Low

    27°F

    Annual Rainfall

    33 in

    Annual Snowfall

    5 in

    Stillwater experiences hot summers with average highs around 95°F. Winters are cool with lows averaging 27°F. The area receives about 5 in of snow per year.

    Housing & Economy

    Median Home Value

    $220,900

    Median Household Income

    $45,540

    With 12,255 housing units across 92.6 square miles, 74075 has a housing density of 132 units per square mile. The home price-to-income ratio is 4.9x.

    Location & Geography

    Latitude

    36.1691°

    Longitude

    -97.0834°

    Land Area

    92.6 sq mi

    Water Area

    5.8 sq mi

    36.1691, -97.0834Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 74075 (Stillwater, OK) with distances:

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    All Zip Codes in Stillwater, OK

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 74075's $45,540. A way to compare Stillwater to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 74075 (Stillwater, OK). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Oklahoma

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    People Also Ask

    What zip code is Stillwater, Oklahoma?

    Stillwater, Oklahoma uses zip code 74075 along with 1 other zip codes.

    What county is zip code 74075 in?

    Zip code 74075 is located in Payne County, Oklahoma.

    What is the population of zip code 74075?

    The population of zip code 74075 is 26,693 with a median age of 24.5.

    Is 74075 in Stillwater, Oklahoma?

    Yes, zip code 74075 is in Stillwater, Payne County, Oklahoma. The area code is 918.

    Frequently Asked Questions

    What city is zip code 74075 in?

    Zip code 74075 is in Stillwater, Oklahoma. It is part of Payne County and uses the Central (CST/CDT) timezone.

    What is zip code 74075?

    Zip code 74075 is a U.S. postal code in Stillwater, Oklahoma (Payne County). It has a population of 26,693 and covers 92.6 square miles.

    What is the population of zip code 74075?

    The population of zip code 74075 (Stillwater, OK) is 26,693 with a median age of 24.5. There are approximately 12,255 housing units in this area.

    What is the median income in zip code 74075?

    The median household income in zip code 74075 (Stillwater, OK) is $45,540 per year. The cost of living index is 64 (100 = national average).

    What is the average home price in zip code 74075?

    The median home value in zip code 74075 (Stillwater, OK) is $220,900. The cost of living index is 64 compared to the national average of 100.

    What county is zip code 74075 in?

    Zip code 74075 is located in Payne County, Oklahoma. The primary city is Stillwater.

    What is the area code for zip code 74075?

    Zip code 74075 in Stillwater, OK uses area code 918. It is located in the Central (CST/CDT) timezone.

    Is zip code 74075 a good place to live?

    Zip code 74075 (Stillwater, OK) has a cost of living index of 64 (100 = national average), a median household income of $45,540, and median home values of $220,900. The median age is 24.5. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 74075?

    The cost of living index for zip code 74075 (Stillwater, OK) is 64, where 100 represents the national average. This area is below the national average. Median home value: $220,900.

    What schools serve zip code 74075?

    Zip code 74075 in Stillwater, Oklahoma is served by the local school district of Payne County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology