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    Zip Code 74074

    Stillwater, Oklahoma — Payne County

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    📍 ZIP code 74074 is in Stillwater, Payne County, Oklahoma.

    ZIP code 74074 is located in Stillwater, Payne County, Oklahoma. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 31,934. The area code for ZIP code 74074 is 918.

    Quick Answer

    Zip code 74074 is in Stillwater, Oklahoma (Payne County). It has a population of 31,934, median household income of $50,245, and median home value of $247,300.

    Population

    31,934

    Income

    $50,245

    Home Value

    $247,300

    Climate

    94°F / 26°F

    About Zip Code 74074

    Zip code 74074 is located in Stillwater, Oklahoma, within Payne County. Home to approximately 31,934 residents, this area sits at an elevation of 915 ft and falls within the Central (CST/CDT) timezone. The local area code is 918.

    The median household income is $50,245 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $247,300, and the cost of living index is 76 (24% below the national average of 100).

    Summers average a high of 94°F while winters drop to 26°F. The area receives about 36 in of rain and 5 in of snow annually. The zip code covers 131.7 square miles of land area and 2.5 square miles of water.

    Key Statistics

    Population

    31,934

    Median Income

    $50,245

    Median Home Value

    $247,300

    Timezone

    Central (CST/CDT)

    Area Code

    918

    Elevation

    915 ft

    Land Area

    131.7 sq mi

    Median Age

    27.3

    Housing Units

    14,328

    Compare With Nearby Zip Codes

    Metric740747407574059740627302774032
    CityStillwater, OKStillwater, OKPerkins, OKCushing, OKCoyle, OKGlencoe, OK
    Population31,93426,6935,8547701,3241,675
    Median Income$50,245$45,540$53,860$50,781$80,889$61,250
    Home Value$247,300$220,900$195,500$146,600$0$132,100
    Cost of Living7664666010260
    Median Age27.324.532.744.745.651.2

    Cost of Living

    Cost of Living Index76

    100 = National Average. Stillwater's cost of living is 24% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    4.9x

    Demographics

    Zip code 74074 has a population of 31,934 people with a median age of 27.3. There are 14,328 housing units in this area.

    Racial & Ethnic Composition

    white76%
    black3%
    hispanic6%
    asian4%
    other11%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Stillwater (74074) population trend from 2010 to 2024

    ↓ -22.7%
    2010201220142016201820202022202429k33k37k43k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    94°F

    Winter Low

    26°F

    Annual Rainfall

    36 in

    Annual Snowfall

    5 in

    Stillwater experiences hot summers with average highs around 94°F. Winters are cool with lows averaging 26°F. The area receives about 5 in of snow per year.

    Housing & Economy

    Median Home Value

    $247,300

    Median Household Income

    $50,245

    With 14,328 housing units across 131.7 square miles, 74074 has a housing density of 109 units per square mile. The home price-to-income ratio is 4.9x.

    Location & Geography

    Latitude

    36.0789°

    Longitude

    -97.0740°

    Land Area

    131.7 sq mi

    Water Area

    2.5 sq mi

    36.0789, -97.0740Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 74074 (Stillwater, OK) with distances:

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    All Zip Codes in Stillwater, OK

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 74074's $50,245. A way to compare Stillwater to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 74074 (Stillwater, OK). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Stillwater, Oklahoma?

    Stillwater, Oklahoma uses zip code 74074 along with 1 other zip codes.

    What county is zip code 74074 in?

    Zip code 74074 is located in Payne County, Oklahoma.

    What is the population of zip code 74074?

    The population of zip code 74074 is 31,934 with a median age of 27.3.

    Is 74074 in Stillwater, Oklahoma?

    Yes, zip code 74074 is in Stillwater, Payne County, Oklahoma. The area code is 918.

    Frequently Asked Questions

    What city is zip code 74074 in?

    Zip code 74074 is in Stillwater, Oklahoma. It is part of Payne County and uses the Central (CST/CDT) timezone.

    What is zip code 74074?

    Zip code 74074 is a U.S. postal code in Stillwater, Oklahoma (Payne County). It has a population of 31,934 and covers 131.7 square miles.

    What is the population of zip code 74074?

    The population of zip code 74074 (Stillwater, OK) is 31,934 with a median age of 27.3. There are approximately 14,328 housing units in this area.

    What is the median income in zip code 74074?

    The median household income in zip code 74074 (Stillwater, OK) is $50,245 per year. The cost of living index is 76 (100 = national average).

    What is the average home price in zip code 74074?

    The median home value in zip code 74074 (Stillwater, OK) is $247,300. The cost of living index is 76 compared to the national average of 100.

    What county is zip code 74074 in?

    Zip code 74074 is located in Payne County, Oklahoma. The primary city is Stillwater.

    What is the area code for zip code 74074?

    Zip code 74074 in Stillwater, OK uses area code 918. It is located in the Central (CST/CDT) timezone.

    Is zip code 74074 a good place to live?

    Zip code 74074 (Stillwater, OK) has a cost of living index of 76 (100 = national average), a median household income of $50,245, and median home values of $247,300. The median age is 27.3. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 74074?

    The cost of living index for zip code 74074 (Stillwater, OK) is 76, where 100 represents the national average. This area is below the national average. Median home value: $247,300.

    What schools serve zip code 74074?

    Zip code 74074 in Stillwater, Oklahoma is served by the local school district of Payne County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology