Zip Code 50702
Waterloo, Iowa — Black Hawk County
📍 ZIP code 50702 is in Waterloo, Black Hawk County, Iowa.
ZIP code 50702 is located in Waterloo, Black Hawk County, Iowa. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 21,197. The area code for ZIP code 50702 is 712.
Quick Answer
Zip code 50702 is in Waterloo, Iowa (Black Hawk County). It has a population of 21,197, median household income of $59,784, and median home value of $145,800.
Population
21,197
Income
$59,784
Home Value
$145,800
Climate
85°F / 11°F
About Zip Code 50702
Zip code 50702 is located in Waterloo, Iowa, within Black Hawk County. Home to approximately 21,197 residents, this area sits at an elevation of 846 ft and falls within the Central (CST/CDT) timezone. The local area code is 712.
The median household income is $59,784 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $145,800, and the cost of living index is 61 (39% below the national average of 100).
Summers average a high of 85°F while winters drop to 11°F. The area receives about 36 in of rain and 39 in of snow annually. The zip code covers 9.4 square miles of land area and 0.4 square miles of water.
Key Statistics
21,197
$59,784
$145,800
Central (CST/CDT)
712
846 ft
9.4 sq mi
36
9,722
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Compare With Nearby Zip Codes
| Metric | 50702 | 50707 | 50701 | 50667 | 50634 | 50703 |
|---|---|---|---|---|---|---|
| City | Waterloo, IA | Waterloo, IA | Waterloo, IA | Jesup, IA | Gilbertville, IA | Waterloo, IA |
| Population | 21,197 | 7,407 | 29,745 | 843 | 736 | 18,397 |
| Median Income | $59,784 | $61,451 | $62,857 | $62,813 | $83,750 | $49,412 |
| Home Value | $145,800 | $142,600 | $183,400 | $210,400 | $187,500 | $92,500 |
| Cost of Living | 61 | 60 | 69 | 77 | 79 | 60 |
| Median Age | 36 | 41.3 | 37.8 | 43.9 | 40.3 | 37.3 |
Cost of Living
100 = National Average. Waterloo's cost of living is 39% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.4x
Demographics
Zip code 50702 has a population of 21,197 people with a median age of 36. There are 9,722 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Waterloo (50702) population trend from 2010 to 2024
↑ 18.9%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
85°F
11°F
36 in
39 in
Waterloo experiences warm summers with average highs around 85°F. Winters are cold with lows averaging 11°F. With 39 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$145,800
Median Household Income
$59,784
With 9,722 housing units across 9.4 square miles, 50702 has a housing density of 1,034 units per square mile. The home price-to-income ratio is 2.4x.
Location & Geography
Latitude
42.4615°
Longitude
-92.3137°
Land Area
9.4 sq mi
Water Area
0.4 sq mi
Nearby Zip Codes
Zip codes closest to 50702 (Waterloo, IA) with distances:
All Zip Codes in Waterloo, IA
Other zip codes serving Waterloo:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 50702's $59,784. A way to compare Waterloo to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 50702 (Waterloo, IA). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Waterloo, Iowa?
Waterloo, Iowa uses zip code 50702 along with 3 other zip codes.
What county is zip code 50702 in?
Zip code 50702 is located in Black Hawk County, Iowa.
What is the population of zip code 50702?
The population of zip code 50702 is 21,197 with a median age of 36.
Is 50702 in Waterloo, Iowa?
Yes, zip code 50702 is in Waterloo, Black Hawk County, Iowa. The area code is 712.
Frequently Asked Questions
What city is zip code 50702 in?
Zip code 50702 is in Waterloo, Iowa. It is part of Black Hawk County and uses the Central (CST/CDT) timezone.
What is zip code 50702?
Zip code 50702 is a U.S. postal code in Waterloo, Iowa (Black Hawk County). It has a population of 21,197 and covers 9.4 square miles.
What is the population of zip code 50702?
The population of zip code 50702 (Waterloo, IA) is 21,197 with a median age of 36. There are approximately 9,722 housing units in this area.
What is the median income in zip code 50702?
The median household income in zip code 50702 (Waterloo, IA) is $59,784 per year. The cost of living index is 61 (100 = national average).
What is the average home price in zip code 50702?
The median home value in zip code 50702 (Waterloo, IA) is $145,800. The cost of living index is 61 compared to the national average of 100.
What county is zip code 50702 in?
Zip code 50702 is located in Black Hawk County, Iowa. The primary city is Waterloo.
What is the area code for zip code 50702?
Zip code 50702 in Waterloo, IA uses area code 712. It is located in the Central (CST/CDT) timezone.
Is zip code 50702 a good place to live?
Zip code 50702 (Waterloo, IA) has a cost of living index of 61 (100 = national average), a median household income of $59,784, and median home values of $145,800. The median age is 36. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 50702?
The cost of living index for zip code 50702 (Waterloo, IA) is 61, where 100 represents the national average. This area is below the national average. Median home value: $145,800.
What schools serve zip code 50702?
Zip code 50702 in Waterloo, Iowa is served by the local school district of Black Hawk County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.