Zip Code 50701
Waterloo, Iowa — Black Hawk County
📍 ZIP code 50701 is in Waterloo, Black Hawk County, Iowa.
ZIP code 50701 is located in Waterloo, Black Hawk County, Iowa. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 29,745. The area code for ZIP code 50701 is 712.
Quick Answer
Zip code 50701 is in Waterloo, Iowa (Black Hawk County). It has a population of 29,745, median household income of $62,857, and median home value of $183,400.
Population
29,745
Income
$62,857
Home Value
$183,400
Climate
85°F / 11°F
About Zip Code 50701
Zip code 50701 is located in Waterloo, Iowa, within Black Hawk County. Home to approximately 29,745 residents, this area sits at an elevation of 973 ft and falls within the Central (CST/CDT) timezone. The local area code is 712.
The median household income is $62,857 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $183,400, and the cost of living index is 69 (31% below the national average of 100).
Summers average a high of 85°F while winters drop to 11°F. The area receives about 36 in of rain and 39 in of snow annually. The zip code covers 81.6 square miles of land area and 1.3 square miles of water.
Key Statistics
29,745
$62,857
$183,400
Central (CST/CDT)
712
973 ft
81.6 sq mi
37.8
14,530
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Compare With Nearby Zip Codes
| Metric | 50701 | 50702 | 50707 | 50634 | 50667 | 50643 |
|---|---|---|---|---|---|---|
| City | Waterloo, IA | Waterloo, IA | Waterloo, IA | Gilbertville, IA | Jesup, IA | Hudson, IA |
| Population | 29,745 | 21,197 | 7,407 | 736 | 843 | 3,081 |
| Median Income | $62,857 | $59,784 | $61,451 | $83,750 | $62,813 | $120,724 |
| Home Value | $183,400 | $145,800 | $142,600 | $187,500 | $210,400 | $240,800 |
| Cost of Living | 69 | 61 | 60 | 79 | 77 | 109 |
| Median Age | 37.8 | 36 | 41.3 | 40.3 | 43.9 | 40.3 |
Cost of Living
100 = National Average. Waterloo's cost of living is 31% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.9x
Demographics
Zip code 50701 has a population of 29,745 people with a median age of 37.8. There are 14,530 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Waterloo (50701) population trend from 2010 to 2024
↑ 11.6%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
85°F
11°F
36 in
39 in
Waterloo experiences warm summers with average highs around 85°F. Winters are cold with lows averaging 11°F. With 39 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$183,400
Median Household Income
$62,857
With 14,530 housing units across 81.6 square miles, 50701 has a housing density of 178 units per square mile. The home price-to-income ratio is 2.9x.
Location & Geography
Latitude
42.4177°
Longitude
-92.3398°
Land Area
81.6 sq mi
Water Area
1.3 sq mi
Nearby Zip Codes
Zip codes closest to 50701 (Waterloo, IA) with distances:
All Zip Codes in Waterloo, IA
Other zip codes serving Waterloo:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 50701's $62,857. A way to compare Waterloo to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 50701 (Waterloo, IA). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Waterloo, Iowa?
Waterloo, Iowa uses zip code 50701 along with 3 other zip codes.
What county is zip code 50701 in?
Zip code 50701 is located in Black Hawk County, Iowa.
What is the population of zip code 50701?
The population of zip code 50701 is 29,745 with a median age of 37.8.
Is 50701 in Waterloo, Iowa?
Yes, zip code 50701 is in Waterloo, Black Hawk County, Iowa. The area code is 712.
Frequently Asked Questions
What city is zip code 50701 in?
Zip code 50701 is in Waterloo, Iowa. It is part of Black Hawk County and uses the Central (CST/CDT) timezone.
What is zip code 50701?
Zip code 50701 is a U.S. postal code in Waterloo, Iowa (Black Hawk County). It has a population of 29,745 and covers 81.6 square miles.
What is the population of zip code 50701?
The population of zip code 50701 (Waterloo, IA) is 29,745 with a median age of 37.8. There are approximately 14,530 housing units in this area.
What is the median income in zip code 50701?
The median household income in zip code 50701 (Waterloo, IA) is $62,857 per year. The cost of living index is 69 (100 = national average).
What is the average home price in zip code 50701?
The median home value in zip code 50701 (Waterloo, IA) is $183,400. The cost of living index is 69 compared to the national average of 100.
What county is zip code 50701 in?
Zip code 50701 is located in Black Hawk County, Iowa. The primary city is Waterloo.
What is the area code for zip code 50701?
Zip code 50701 in Waterloo, IA uses area code 712. It is located in the Central (CST/CDT) timezone.
Is zip code 50701 a good place to live?
Zip code 50701 (Waterloo, IA) has a cost of living index of 69 (100 = national average), a median household income of $62,857, and median home values of $183,400. The median age is 37.8. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 50701?
The cost of living index for zip code 50701 (Waterloo, IA) is 69, where 100 represents the national average. This area is below the national average. Median home value: $183,400.
What schools serve zip code 50701?
Zip code 50701 in Waterloo, Iowa is served by the local school district of Black Hawk County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.