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    Zip Code 38109

    Memphis, Tennessee — Shelby County

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    📍 ZIP code 38109 is in Memphis, Shelby County, Tennessee.

    ZIP code 38109 is located in Memphis, Shelby County, Tennessee. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 43,764. The area code for ZIP code 38109 is 901.

    Quick Answer

    Zip code 38109 is in Memphis, Tennessee (Shelby County). It has a population of 43,764, median household income of $36,934, and median home value of $76,600.

    Population

    43,764

    Income

    $36,934

    Home Value

    $76,600

    Climate

    91°F / 31°F

    About Zip Code 38109

    Zip code 38109 is located in Memphis, Tennessee, within Shelby County. Home to approximately 43,764 residents, this area sits at an elevation of 210 ft and falls within the Central (CST/CDT) timezone. The local area code is 901.

    The median household income is $36,934 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $76,600, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 91°F while winters drop to 31°F. The area receives about 56 in of rain and 2 in of snow annually. The zip code covers 67 square miles of land area and 3 square miles of water.

    Key Statistics

    Population

    43,764

    Median Income

    $36,934

    Median Home Value

    $76,600

    Timezone

    Central (CST/CDT)

    Area Code

    901

    Elevation

    210 ft

    Land Area

    67 sq mi

    Median Age

    38.5

    Housing Units

    18,881

    Compare With Nearby Zip Codes

    Metric381093810638680723013811638637
    CityMemphis, TNMemphis, TNWalls, MSWest Memphis, ARMemphis, TNHorn Lake, MS
    Population43,76421,8277,06924,18241,39326,622
    Median Income$36,934$29,818$68,567$41,932$44,663$56,847
    Home Value$76,600$66,400$192,900$119,100$125,800$158,900
    Cost of Living606072606062
    Median Age38.542.239.134.734.234.8

    Cost of Living

    Cost of Living Index60

    100 = National Average. Memphis's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.1x

    Demographics

    Zip code 38109 has a population of 43,764 people with a median age of 38.5. There are 18,881 housing units in this area.

    Racial & Ethnic Composition

    white2%
    black95%
    hispanic1%
    asian0%
    other2%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Memphis (38109) population trend from 2010 to 2024

    ↓ -16.3%
    2010201220142016201820202022202425k33k40k55k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    91°F

    Winter Low

    31°F

    Annual Rainfall

    56 in

    Annual Snowfall

    2 in

    Memphis experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 31°F. The area receives about 2 in of snow per year.

    Housing & Economy

    Median Home Value

    $76,600

    Median Household Income

    $36,934

    With 18,881 housing units across 67 square miles, 38109 has a housing density of 282 units per square mile. The home price-to-income ratio is 2.1x.

    Location & Geography

    Latitude

    35.0379°

    Longitude

    -90.1542°

    Land Area

    67 sq mi

    Water Area

    3 sq mi

    35.0379, -90.1542Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 38109 (Memphis, TN) with distances:

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    All Zip Codes in Memphis, TN

    Other zip codes serving Memphis:

    View all Memphis zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 38109's $36,934. A way to compare Memphis to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 38109 (Memphis, TN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Tennessee

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    People Also Ask

    What zip code is Memphis, Tennessee?

    Memphis, Tennessee uses zip code 38109 along with 10 other zip codes.

    What county is zip code 38109 in?

    Zip code 38109 is located in Shelby County, Tennessee.

    What is the population of zip code 38109?

    The population of zip code 38109 is 43,764 with a median age of 38.5.

    Is 38109 in Memphis, Tennessee?

    Yes, zip code 38109 is in Memphis, Shelby County, Tennessee. The area code is 901.

    Frequently Asked Questions

    What city is zip code 38109 in?

    Zip code 38109 is in Memphis, Tennessee. It is part of Shelby County and uses the Central (CST/CDT) timezone.

    What is zip code 38109?

    Zip code 38109 is a U.S. postal code in Memphis, Tennessee (Shelby County). It has a population of 43,764 and covers 67 square miles.

    What is the population of zip code 38109?

    The population of zip code 38109 (Memphis, TN) is 43,764 with a median age of 38.5. There are approximately 18,881 housing units in this area.

    What is the median income in zip code 38109?

    The median household income in zip code 38109 (Memphis, TN) is $36,934 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 38109?

    The median home value in zip code 38109 (Memphis, TN) is $76,600. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 38109 in?

    Zip code 38109 is located in Shelby County, Tennessee. The primary city is Memphis.

    What is the area code for zip code 38109?

    Zip code 38109 in Memphis, TN uses area code 901. It is located in the Central (CST/CDT) timezone.

    Is zip code 38109 a good place to live?

    Zip code 38109 (Memphis, TN) has a cost of living index of 60 (100 = national average), a median household income of $36,934, and median home values of $76,600. The median age is 38.5. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 38109?

    The cost of living index for zip code 38109 (Memphis, TN) is 60, where 100 represents the national average. This area is below the national average. Median home value: $76,600.

    What schools serve zip code 38109?

    Zip code 38109 in Memphis, Tennessee is served by the local school district of Shelby County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology