Zip Code 38109
Memphis, Tennessee — Shelby County
📍 ZIP code 38109 is in Memphis, Shelby County, Tennessee.
ZIP code 38109 is located in Memphis, Shelby County, Tennessee. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 43,764. The area code for ZIP code 38109 is 901.
Quick Answer
Zip code 38109 is in Memphis, Tennessee (Shelby County). It has a population of 43,764, median household income of $36,934, and median home value of $76,600.
Population
43,764
Income
$36,934
Home Value
$76,600
Climate
91°F / 31°F
About Zip Code 38109
Zip code 38109 is located in Memphis, Tennessee, within Shelby County. Home to approximately 43,764 residents, this area sits at an elevation of 210 ft and falls within the Central (CST/CDT) timezone. The local area code is 901.
The median household income is $36,934 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $76,600, and the cost of living index is 60 (40% below the national average of 100).
Summers average a high of 91°F while winters drop to 31°F. The area receives about 56 in of rain and 2 in of snow annually. The zip code covers 67 square miles of land area and 3 square miles of water.
Key Statistics
43,764
$36,934
$76,600
Central (CST/CDT)
901
210 ft
67 sq mi
38.5
18,881
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Compare With Nearby Zip Codes
| Metric | 38109 | 38106 | 38680 | 72301 | 38116 | 38637 |
|---|---|---|---|---|---|---|
| City | Memphis, TN | Memphis, TN | Walls, MS | West Memphis, AR | Memphis, TN | Horn Lake, MS |
| Population | 43,764 | 21,827 | 7,069 | 24,182 | 41,393 | 26,622 |
| Median Income | $36,934 | $29,818 | $68,567 | $41,932 | $44,663 | $56,847 |
| Home Value | $76,600 | $66,400 | $192,900 | $119,100 | $125,800 | $158,900 |
| Cost of Living | 60 | 60 | 72 | 60 | 60 | 62 |
| Median Age | 38.5 | 42.2 | 39.1 | 34.7 | 34.2 | 34.8 |
Cost of Living
100 = National Average. Memphis's cost of living is 40% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.1x
Demographics
Zip code 38109 has a population of 43,764 people with a median age of 38.5. There are 18,881 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Memphis (38109) population trend from 2010 to 2024
↓ -16.3%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
91°F
31°F
56 in
2 in
Memphis experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 31°F. The area receives about 2 in of snow per year.
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Housing & Economy
Median Home Value
$76,600
Median Household Income
$36,934
With 18,881 housing units across 67 square miles, 38109 has a housing density of 282 units per square mile. The home price-to-income ratio is 2.1x.
Location & Geography
Latitude
35.0379°
Longitude
-90.1542°
Land Area
67 sq mi
Water Area
3 sq mi
Nearby Zip Codes
Zip codes closest to 38109 (Memphis, TN) with distances:
All Zip Codes in Memphis, TN
Other zip codes serving Memphis:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 38109's $36,934. A way to compare Memphis to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 38109 (Memphis, TN). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Memphis, Tennessee?
Memphis, Tennessee uses zip code 38109 along with 10 other zip codes.
What county is zip code 38109 in?
Zip code 38109 is located in Shelby County, Tennessee.
What is the population of zip code 38109?
The population of zip code 38109 is 43,764 with a median age of 38.5.
Is 38109 in Memphis, Tennessee?
Yes, zip code 38109 is in Memphis, Shelby County, Tennessee. The area code is 901.
Frequently Asked Questions
What city is zip code 38109 in?
Zip code 38109 is in Memphis, Tennessee. It is part of Shelby County and uses the Central (CST/CDT) timezone.
What is zip code 38109?
Zip code 38109 is a U.S. postal code in Memphis, Tennessee (Shelby County). It has a population of 43,764 and covers 67 square miles.
What is the population of zip code 38109?
The population of zip code 38109 (Memphis, TN) is 43,764 with a median age of 38.5. There are approximately 18,881 housing units in this area.
What is the median income in zip code 38109?
The median household income in zip code 38109 (Memphis, TN) is $36,934 per year. The cost of living index is 60 (100 = national average).
What is the average home price in zip code 38109?
The median home value in zip code 38109 (Memphis, TN) is $76,600. The cost of living index is 60 compared to the national average of 100.
What county is zip code 38109 in?
Zip code 38109 is located in Shelby County, Tennessee. The primary city is Memphis.
What is the area code for zip code 38109?
Zip code 38109 in Memphis, TN uses area code 901. It is located in the Central (CST/CDT) timezone.
Is zip code 38109 a good place to live?
Zip code 38109 (Memphis, TN) has a cost of living index of 60 (100 = national average), a median household income of $36,934, and median home values of $76,600. The median age is 38.5. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 38109?
The cost of living index for zip code 38109 (Memphis, TN) is 60, where 100 represents the national average. This area is below the national average. Median home value: $76,600.
What schools serve zip code 38109?
Zip code 38109 in Memphis, Tennessee is served by the local school district of Shelby County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.