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    Zip Code 38106

    Memphis, Tennessee — Shelby County

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    📍 ZIP code 38106 is in Memphis, Shelby County, Tennessee.

    ZIP code 38106 is located in Memphis, Shelby County, Tennessee. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 21,827. The area code for ZIP code 38106 is 901.

    Quick Answer

    Zip code 38106 is in Memphis, Tennessee (Shelby County). It has a population of 21,827, median household income of $29,818, and median home value of $66,400.

    Population

    21,827

    Income

    $29,818

    Home Value

    $66,400

    Climate

    91°F / 31°F

    About Zip Code 38106

    Zip code 38106 is located in Memphis, Tennessee, within Shelby County. Home to approximately 21,827 residents, this area sits at an elevation of 244 ft and falls within the Central (CST/CDT) timezone. The local area code is 901.

    The median household income is $29,818 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $66,400, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 91°F while winters drop to 31°F. The area receives about 56 in of rain and 2 in of snow annually. The zip code covers 25.9 square miles of land area and 1.6 square miles of water.

    Key Statistics

    Population

    21,827

    Median Income

    $29,818

    Median Home Value

    $66,400

    Timezone

    Central (CST/CDT)

    Area Code

    901

    Elevation

    244 ft

    Land Area

    25.9 sq mi

    Median Age

    42.2

    Housing Units

    11,630

    Compare With Nearby Zip Codes

    Metric381063812638103381053810438109
    CityMemphis, TNMemphis, TNMemphis, TNMemphis, TNMemphis, TNMemphis, TN
    Population21,8275,72314,0255,15122,92543,764
    Median Income$29,818$30,825$75,763$29,316$56,452$36,934
    Home Value$66,400$59,000$380,900$75,400$301,100$76,600
    Cost of Living6060128609060
    Median Age42.228.133.943.637.338.5

    Cost of Living

    Cost of Living Index60

    100 = National Average. Memphis's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.2x

    Demographics

    Zip code 38106 has a population of 21,827 people with a median age of 42.2. There are 11,630 housing units in this area.

    Racial & Ethnic Composition

    white2%
    black95%
    hispanic2%
    asian0%
    other1%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Memphis (38106) population trend from 2010 to 2024

    ↑ 64.4%
    2010201220142016201820202022202412k15k18k23k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    91°F

    Winter Low

    31°F

    Annual Rainfall

    56 in

    Annual Snowfall

    2 in

    Memphis experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 31°F. The area receives about 2 in of snow per year.

    Housing & Economy

    Median Home Value

    $66,400

    Median Household Income

    $29,818

    With 11,630 housing units across 25.9 square miles, 38106 has a housing density of 449 units per square mile. The home price-to-income ratio is 2.2x.

    Location & Geography

    Latitude

    35.1021°

    Longitude

    -90.0947°

    Land Area

    25.9 sq mi

    Water Area

    1.6 sq mi

    35.1021, -90.0947Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 38106 (Memphis, TN) with distances:

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    All Zip Codes in Memphis, TN

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 38106's $29,818. A way to compare Memphis to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 38106 (Memphis, TN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Tennessee

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    People Also Ask

    What zip code is Memphis, Tennessee?

    Memphis, Tennessee uses zip code 38106 along with 10 other zip codes.

    What county is zip code 38106 in?

    Zip code 38106 is located in Shelby County, Tennessee.

    What is the population of zip code 38106?

    The population of zip code 38106 is 21,827 with a median age of 42.2.

    Is 38106 in Memphis, Tennessee?

    Yes, zip code 38106 is in Memphis, Shelby County, Tennessee. The area code is 901.

    Frequently Asked Questions

    What city is zip code 38106 in?

    Zip code 38106 is in Memphis, Tennessee. It is part of Shelby County and uses the Central (CST/CDT) timezone.

    What is zip code 38106?

    Zip code 38106 is a U.S. postal code in Memphis, Tennessee (Shelby County). It has a population of 21,827 and covers 25.9 square miles.

    What is the population of zip code 38106?

    The population of zip code 38106 (Memphis, TN) is 21,827 with a median age of 42.2. There are approximately 11,630 housing units in this area.

    What is the median income in zip code 38106?

    The median household income in zip code 38106 (Memphis, TN) is $29,818 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 38106?

    The median home value in zip code 38106 (Memphis, TN) is $66,400. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 38106 in?

    Zip code 38106 is located in Shelby County, Tennessee. The primary city is Memphis.

    What is the area code for zip code 38106?

    Zip code 38106 in Memphis, TN uses area code 901. It is located in the Central (CST/CDT) timezone.

    Is zip code 38106 a good place to live?

    Zip code 38106 (Memphis, TN) has a cost of living index of 60 (100 = national average), a median household income of $29,818, and median home values of $66,400. The median age is 42.2. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 38106?

    The cost of living index for zip code 38106 (Memphis, TN) is 60, where 100 represents the national average. This area is below the national average. Median home value: $66,400.

    What schools serve zip code 38106?

    Zip code 38106 in Memphis, Tennessee is served by the local school district of Shelby County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology