Zip Code 28278
Charlotte, North Carolina — Mecklenburg County
📍 ZIP code 28278 is in Charlotte, Mecklenburg County, North Carolina.
ZIP code 28278 is located in Charlotte, Mecklenburg County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 36,438. The area code for ZIP code 28278 is 828.
Quick Answer
Zip code 28278 is in Charlotte, North Carolina (Mecklenburg County). It has a population of 36,438, median household income of $121,366, and median home value of $413,400.
Population
36,438
Income
$121,366
Home Value
$413,400
Climate
90°F / 32°F
About Zip Code 28278
Zip code 28278 is located in Charlotte, North Carolina, within Mecklenburg County. Home to approximately 36,438 residents, this area sits at an elevation of 633 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 828.
The median household income is $121,366 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $413,400, and the cost of living index is 144 (44% above the national average of 100).
Summers average a high of 90°F while winters drop to 32°F. The area receives about 44 in of rain and 4 in of snow annually. The zip code covers 28.5 square miles of land area and 3.7 square miles of water.
Key Statistics
36,438
$121,366
$413,400
Eastern (EST/EDT)
828
633 ft
28.5 sq mi
36.4
13,812
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Compare With Nearby Zip Codes
| Metric | 28278 | 28273 | 28012 | 29708 | 28217 | 28134 |
|---|---|---|---|---|---|---|
| City | Charlotte, NC | Charlotte, NC | Belmont, NC | Fort Mill, SC | Charlotte, NC | Pineville, NC |
| Population | 36,438 | 49,141 | 26,519 | 42,931 | 31,909 | 13,121 |
| Median Income | $121,366 | $84,739 | $81,057 | $129,304 | $60,397 | $82,947 |
| Home Value | $413,400 | $304,900 | $324,400 | $479,800 | $238,500 | $336,200 |
| Cost of Living | 144 | 103 | 105 | 161 | 77 | 99 |
| Median Age | 36.4 | 33 | 38.6 | 39.5 | 31.7 | 35.7 |
Cost of Living
100 = National Average. Charlotte's cost of living is 44% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
3.4x
Demographics
Zip code 28278 has a population of 36,438 people with a median age of 36.4. There are 13,812 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Charlotte (28278) population trend from 2010 to 2024
↑ 27.7%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
90°F
32°F
44 in
4 in
Charlotte experiences hot summers with average highs around 90°F. Winters are cool with lows averaging 32°F. The area receives about 4 in of snow per year.
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Housing & Economy
Median Home Value
$413,400
Median Household Income
$121,366
With 13,812 housing units across 28.5 square miles, 28278 has a housing density of 485 units per square mile. The home price-to-income ratio is 3.4x.
Location & Geography
Latitude
35.1334°
Longitude
-81.0088°
Land Area
28.5 sq mi
Water Area
3.7 sq mi
Nearby Zip Codes
Zip codes closest to 28278 (Charlotte, NC) with distances:
All Zip Codes in Charlotte, NC
Other zip codes serving Charlotte:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 28278's $121,366. A way to compare Charlotte to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28278 (Charlotte, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Charlotte, North Carolina?
Charlotte, North Carolina uses zip code 28278 along with 12 other zip codes.
What county is zip code 28278 in?
Zip code 28278 is located in Mecklenburg County, North Carolina.
What is the population of zip code 28278?
The population of zip code 28278 is 36,438 with a median age of 36.4.
Is 28278 in Charlotte, North Carolina?
Yes, zip code 28278 is in Charlotte, Mecklenburg County, North Carolina. The area code is 828.
Frequently Asked Questions
What city is zip code 28278 in?
Zip code 28278 is in Charlotte, North Carolina. It is part of Mecklenburg County and uses the Eastern (EST/EDT) timezone.
What is zip code 28278?
Zip code 28278 is a U.S. postal code in Charlotte, North Carolina (Mecklenburg County). It has a population of 36,438 and covers 28.5 square miles.
What is the population of zip code 28278?
The population of zip code 28278 (Charlotte, NC) is 36,438 with a median age of 36.4. There are approximately 13,812 housing units in this area.
What is the median income in zip code 28278?
The median household income in zip code 28278 (Charlotte, NC) is $121,366 per year. The cost of living index is 144 (100 = national average).
What is the average home price in zip code 28278?
The median home value in zip code 28278 (Charlotte, NC) is $413,400. The cost of living index is 144 compared to the national average of 100.
What county is zip code 28278 in?
Zip code 28278 is located in Mecklenburg County, North Carolina. The primary city is Charlotte.
What is the area code for zip code 28278?
Zip code 28278 in Charlotte, NC uses area code 828. It is located in the Eastern (EST/EDT) timezone.
Is zip code 28278 a good place to live?
Zip code 28278 (Charlotte, NC) has a cost of living index of 144 (100 = national average), a median household income of $121,366, and median home values of $413,400. The median age is 36.4. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 28278?
The cost of living index for zip code 28278 (Charlotte, NC) is 144, where 100 represents the national average. This area is above the national average. Median home value: $413,400.
What schools serve zip code 28278?
Zip code 28278 in Charlotte, North Carolina is served by the local school district of Mecklenburg County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.