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    Zip Code 28012

    Belmont, North Carolina — Gaston County

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    📍 ZIP code 28012 is in Belmont, Gaston County, North Carolina.

    ZIP code 28012 is located in Belmont, Gaston County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 26,519. The area code for ZIP code 28012 is 704.

    Quick Answer

    Zip code 28012 is in Belmont, North Carolina (Gaston County). It has a population of 26,519, median household income of $81,057, and median home value of $324,400.

    Population

    26,519

    Income

    $81,057

    Home Value

    $324,400

    Climate

    90°F / 32°F

    About Zip Code 28012

    Zip code 28012 is located in Belmont, North Carolina, within Gaston County. Home to approximately 26,519 residents, this area sits at an elevation of 622 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 704.

    The median household income is $81,057 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $324,400, and the cost of living index is 105 (5% above the national average of 100).

    Summers average a high of 90°F while winters drop to 32°F. The area receives about 44 in of rain and 4 in of snow annually. The zip code covers 27.4 square miles of land area and 3.7 square miles of water.

    Key Statistics

    Population

    26,519

    Median Income

    $81,057

    Median Home Value

    $324,400

    Timezone

    Eastern (EST/EDT)

    Area Code

    704

    Elevation

    622 ft

    Land Area

    27.4 sq mi

    Median Age

    38.6

    Housing Units

    11,511

    Compare With Nearby Zip Codes

    Metric280122803228101280562809828278
    CityBelmont, NCBelmont, NCMc Adenville, NCGastonia, NCLowell, NCCharlotte, NC
    Population26,5193,2221,02735,9633,74636,438
    Median Income$81,057$74,085$124,063$90,422$51,879$121,366
    Home Value$324,400$273,900$342,000$283,800$153,300$413,400
    Cost of Living1059012010064144
    Median Age38.641.740.741.941.136.4

    Cost of Living

    Cost of Living Index105

    100 = National Average. Belmont's cost of living is 5% above the national average.

    vs. State Avg

    Above

    Affordability

    Moderate

    Income-to-Home

    4.0x

    Demographics

    Zip code 28012 has a population of 26,519 people with a median age of 38.6. There are 11,511 housing units in this area.

    Racial & Ethnic Composition

    white84%
    black6%
    hispanic4%
    asian4%
    other2%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Belmont (28012) population trend from 2010 to 2024

    ↓ -50.5%
    2010201220142016201820202022202419k28k38k56k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    90°F

    Winter Low

    32°F

    Annual Rainfall

    44 in

    Annual Snowfall

    4 in

    Belmont experiences hot summers with average highs around 90°F. Winters are cool with lows averaging 32°F. The area receives about 4 in of snow per year.

    Housing & Economy

    Median Home Value

    $324,400

    Median Household Income

    $81,057

    With 11,511 housing units across 27.4 square miles, 28012 has a housing density of 420 units per square mile. The home price-to-income ratio is 4.0x.

    Location & Geography

    Latitude

    35.2115°

    Longitude

    -81.0379°

    Land Area

    27.4 sq mi

    Water Area

    3.7 sq mi

    35.2115, -81.0379Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 28012 (Belmont, NC) with distances:

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    All Zip Codes in Belmont, NC

    Other zip codes serving Belmont:

    View all Belmont zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 28012's $81,057. A way to compare Belmont to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28012 (Belmont, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore North Carolina

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    People Also Ask

    What zip code is Belmont, North Carolina?

    Belmont, North Carolina uses zip code 28012 along with 1 other zip codes.

    What county is zip code 28012 in?

    Zip code 28012 is located in Gaston County, North Carolina.

    What is the population of zip code 28012?

    The population of zip code 28012 is 26,519 with a median age of 38.6.

    Is 28012 in Belmont, North Carolina?

    Yes, zip code 28012 is in Belmont, Gaston County, North Carolina. The area code is 704.

    Frequently Asked Questions

    What city is zip code 28012 in?

    Zip code 28012 is in Belmont, North Carolina. It is part of Gaston County and uses the Eastern (EST/EDT) timezone.

    What is zip code 28012?

    Zip code 28012 is a U.S. postal code in Belmont, North Carolina (Gaston County). It has a population of 26,519 and covers 27.4 square miles.

    What is the population of zip code 28012?

    The population of zip code 28012 (Belmont, NC) is 26,519 with a median age of 38.6. There are approximately 11,511 housing units in this area.

    What is the median income in zip code 28012?

    The median household income in zip code 28012 (Belmont, NC) is $81,057 per year. The cost of living index is 105 (100 = national average).

    What is the average home price in zip code 28012?

    The median home value in zip code 28012 (Belmont, NC) is $324,400. The cost of living index is 105 compared to the national average of 100.

    What county is zip code 28012 in?

    Zip code 28012 is located in Gaston County, North Carolina. The primary city is Belmont.

    What is the area code for zip code 28012?

    Zip code 28012 in Belmont, NC uses area code 704. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 28012 a good place to live?

    Zip code 28012 (Belmont, NC) has a cost of living index of 105 (100 = national average), a median household income of $81,057, and median home values of $324,400. The median age is 38.6. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 28012?

    The cost of living index for zip code 28012 (Belmont, NC) is 105, where 100 represents the national average. This area is above the national average. Median home value: $324,400.

    What schools serve zip code 28012?

    Zip code 28012 in Belmont, North Carolina is served by the local school district of Gaston County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology