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    Zip Code 12309

    Schenectady, New York — Schenectady County

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    📍 ZIP code 12309 is in Schenectady, Schenectady County, New York.

    ZIP code 12309 is located in Schenectady, Schenectady County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 32,996. The area code for ZIP code 12309 is 518.

    Quick Answer

    Zip code 12309 is in Schenectady, New York (Schenectady County). It has a population of 32,996, median household income of $119,830, and median home value of $301,100.

    Population

    32,996

    Income

    $119,830

    Home Value

    $301,100

    Climate

    84°F / 16°F

    About Zip Code 12309

    Zip code 12309 is located in Schenectady, New York, within Schenectady County. Home to approximately 32,996 residents, this area sits at an elevation of 312 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 518.

    The median household income is $119,830 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $301,100, and the cost of living index is 124 (24% above the national average of 100).

    Summers average a high of 84°F while winters drop to 16°F. The area receives about 41 in of rain and 59 in of snow annually. The zip code covers 16.6 square miles of land area and 0.9 square miles of water.

    Key Statistics

    Population

    32,996

    Median Income

    $119,830

    Median Home Value

    $301,100

    Timezone

    Eastern (EST/EDT)

    Area Code

    518

    Elevation

    312 ft

    Land Area

    16.6 sq mi

    Median Age

    41.7

    Housing Units

    13,623

    Compare With Nearby Zip Codes

    Metric123091214812304123081230712008
    CitySchenectady, NYRexford, NYSchenectady, NYSchenectady, NYSchenectady, NYRexford, NY
    Population32,9964,12122,02713,9857,977610
    Median Income$119,830$135,694$67,688$59,789$33,191$140,594
    Home Value$301,100$406,100$171,500$180,100$95,900$267,300
    Cost of Living124160666560121
    Median Age41.753.54234.629.527.5

    Cost of Living

    Cost of Living Index124

    100 = National Average. Schenectady's cost of living is 24% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    2.5x

    Demographics

    Zip code 12309 has a population of 32,996 people with a median age of 41.7. There are 13,623 housing units in this area.

    Racial & Ethnic Composition

    white76%
    black3%
    hispanic5%
    asian9%
    other7%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Schenectady (12309) population trend from 2010 to 2024

    ↑ 9.0%
    2010201220142016201820202022202418k26k34k48k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    84°F

    Winter Low

    16°F

    Annual Rainfall

    41 in

    Annual Snowfall

    59 in

    Schenectady experiences warm summers with average highs around 84°F. Winters are cold with lows averaging 16°F. With 59 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $301,100

    Median Household Income

    $119,830

    With 13,623 housing units across 16.6 square miles, 12309 has a housing density of 821 units per square mile. The home price-to-income ratio is 2.5x.

    Location & Geography

    Latitude

    42.7999°

    Longitude

    -73.8650°

    Land Area

    16.6 sq mi

    Water Area

    0.9 sq mi

    42.7999, -73.8650Open in Google Maps →

    Nearby Zip Codes

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    All Zip Codes in Schenectady, NY

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 12309's $119,830. A way to compare Schenectady to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 12309 (Schenectady, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore New York

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    People Also Ask

    What zip code is Schenectady, New York?

    Schenectady, New York uses zip code 12309 along with 7 other zip codes.

    What county is zip code 12309 in?

    Zip code 12309 is located in Schenectady County, New York.

    What is the population of zip code 12309?

    The population of zip code 12309 is 32,996 with a median age of 41.7.

    Is 12309 in Schenectady, New York?

    Yes, zip code 12309 is in Schenectady, Schenectady County, New York. The area code is 518.

    Frequently Asked Questions

    What city is zip code 12309 in?

    Zip code 12309 is in Schenectady, New York. It is part of Schenectady County and uses the Eastern (EST/EDT) timezone.

    What is zip code 12309?

    Zip code 12309 is a U.S. postal code in Schenectady, New York (Schenectady County). It has a population of 32,996 and covers 16.6 square miles.

    What is the population of zip code 12309?

    The population of zip code 12309 (Schenectady, NY) is 32,996 with a median age of 41.7. There are approximately 13,623 housing units in this area.

    What is the median income in zip code 12309?

    The median household income in zip code 12309 (Schenectady, NY) is $119,830 per year. The cost of living index is 124 (100 = national average).

    What is the average home price in zip code 12309?

    The median home value in zip code 12309 (Schenectady, NY) is $301,100. The cost of living index is 124 compared to the national average of 100.

    What county is zip code 12309 in?

    Zip code 12309 is located in Schenectady County, New York. The primary city is Schenectady.

    What is the area code for zip code 12309?

    Zip code 12309 in Schenectady, NY uses area code 518. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 12309 a good place to live?

    Zip code 12309 (Schenectady, NY) has a cost of living index of 124 (100 = national average), a median household income of $119,830, and median home values of $301,100. The median age is 41.7. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 12309?

    The cost of living index for zip code 12309 (Schenectady, NY) is 124, where 100 represents the national average. This area is above the national average. Median home value: $301,100.

    What schools serve zip code 12309?

    Zip code 12309 in Schenectady, New York is served by the local school district of Schenectady County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology