Zip Code 12303
Schenectady, New York — Schenectady County
📍 ZIP code 12303 is in Schenectady, Schenectady County, New York.
ZIP code 12303 is located in Schenectady, Schenectady County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 29,989. The area code for ZIP code 12303 is 518.
Quick Answer
Zip code 12303 is in Schenectady, New York (Schenectady County). It has a population of 29,989, median household income of $77,615, and median home value of $227,500.
Population
29,989
Income
$77,615
Home Value
$227,500
Climate
84°F / 16°F
About Zip Code 12303
Zip code 12303 is located in Schenectady, New York, within Schenectady County. Home to approximately 29,989 residents, this area sits at an elevation of 336 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 518.
The median household income is $77,615 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $227,500, and the cost of living index is 88 (12% below the national average of 100).
Summers average a high of 84°F while winters drop to 16°F. The area receives about 41 in of rain and 59 in of snow annually. The zip code covers 15.4 square miles of land area.
Key Statistics
29,989
$77,615
$227,500
Eastern (EST/EDT)
518
336 ft
15.4 sq mi
39.3
12,533
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Compare With Nearby Zip Codes
| Metric | 12303 | 12304 | 12084 | 12205 | 12309 | 12307 |
|---|---|---|---|---|---|---|
| City | Schenectady, NY | Schenectady, NY | Guilderland, NY | Albany, NY | Schenectady, NY | Schenectady, NY |
| Population | 29,989 | 22,027 | 5,054 | 25,912 | 32,996 | 7,977 |
| Median Income | $77,615 | $67,688 | $86,968 | $89,270 | $119,830 | $33,191 |
| Home Value | $227,500 | $171,500 | $325,800 | $264,200 | $301,100 | $95,900 |
| Cost of Living | 88 | 66 | 113 | 101 | 124 | 60 |
| Median Age | 39.3 | 42 | 34.3 | 45 | 41.7 | 29.5 |
Cost of Living
100 = National Average. Schenectady's cost of living is 12% below the national average.
vs. State Avg
Below
Affordability
Affordable
Income-to-Home
2.9x
Demographics
Zip code 12303 has a population of 29,989 people with a median age of 39.3. There are 12,533 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Schenectady (12303) population trend from 2010 to 2024
↑ 0.7%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
84°F
16°F
41 in
59 in
Schenectady experiences warm summers with average highs around 84°F. Winters are cold with lows averaging 16°F. With 59 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$227,500
Median Household Income
$77,615
With 12,533 housing units across 15.4 square miles, 12303 has a housing density of 814 units per square mile. The home price-to-income ratio is 2.9x.
Location & Geography
Latitude
42.7404°
Longitude
-73.9054°
Land Area
15.4 sq mi
Water Area
0 sq mi
Nearby Zip Codes
Zip codes closest to 12303 (Schenectady, NY) with distances:
All Zip Codes in Schenectady, NY
Other zip codes serving Schenectady:
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ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 12303's $77,615. A way to compare Schenectady to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 12303 (Schenectady, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Schenectady, New York?
Schenectady, New York uses zip code 12303 along with 7 other zip codes.
What county is zip code 12303 in?
Zip code 12303 is located in Schenectady County, New York.
What is the population of zip code 12303?
The population of zip code 12303 is 29,989 with a median age of 39.3.
Is 12303 in Schenectady, New York?
Yes, zip code 12303 is in Schenectady, Schenectady County, New York. The area code is 518.
Frequently Asked Questions
What city is zip code 12303 in?
Zip code 12303 is in Schenectady, New York. It is part of Schenectady County and uses the Eastern (EST/EDT) timezone.
What is zip code 12303?
Zip code 12303 is a U.S. postal code in Schenectady, New York (Schenectady County). It has a population of 29,989 and covers 15.4 square miles.
What is the population of zip code 12303?
The population of zip code 12303 (Schenectady, NY) is 29,989 with a median age of 39.3. There are approximately 12,533 housing units in this area.
What is the median income in zip code 12303?
The median household income in zip code 12303 (Schenectady, NY) is $77,615 per year. The cost of living index is 88 (100 = national average).
What is the average home price in zip code 12303?
The median home value in zip code 12303 (Schenectady, NY) is $227,500. The cost of living index is 88 compared to the national average of 100.
What county is zip code 12303 in?
Zip code 12303 is located in Schenectady County, New York. The primary city is Schenectady.
What is the area code for zip code 12303?
Zip code 12303 in Schenectady, NY uses area code 518. It is located in the Eastern (EST/EDT) timezone.
Is zip code 12303 a good place to live?
Zip code 12303 (Schenectady, NY) has a cost of living index of 88 (100 = national average), a median household income of $77,615, and median home values of $227,500. The median age is 39.3. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 12303?
The cost of living index for zip code 12303 (Schenectady, NY) is 88, where 100 represents the national average. This area is below the national average. Median home value: $227,500.
What schools serve zip code 12303?
Zip code 12303 in Schenectady, New York is served by the local school district of Schenectady County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.