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    Zip Code 07731

    Howell, New Jersey — Monmouth County

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    📍 ZIP code 07731 is in Howell, Monmouth County, New Jersey.

    ZIP code 07731 is located in Howell, Monmouth County, New Jersey. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 39,924. The area code for ZIP code 07731 is 732.

    Quick Answer

    Zip code 07731 is in Howell, New Jersey (Monmouth County). It has a population of 39,924, median household income of $130,064, and median home value of $454,900.

    Population

    39,924

    Income

    $130,064

    Home Value

    $454,900

    Climate

    87°F / 23°F

    About Zip Code 07731

    Zip code 07731 is located in Howell, New Jersey, within Monmouth County. Home to approximately 39,924 residents, this area sits at an elevation of 67 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 732.

    The median household income is $130,064 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $454,900, and the cost of living index is 159 (59% above the national average of 100).

    Summers average a high of 87°F while winters drop to 23°F. The area receives about 49 in of rain and 30 in of snow annually. The zip code covers 33.2 square miles of land area and 0.7 square miles of water.

    Key Statistics

    Population

    39,924

    Median Income

    $130,064

    Median Home Value

    $454,900

    Timezone

    Eastern (EST/EDT)

    Area Code

    732

    Elevation

    67 ft

    Land Area

    33.2 sq mi

    Median Age

    38.9

    Housing Units

    14,102

    Compare With Nearby Zip Codes

    Metric077310772708701087200872407728
    CityHowell, NJFarmingdale, NJLakewood, NJAllenwood, NJBrick, NJFreehold, NJ
    Population39,9247,135136,78477441,57356,623
    Median Income$130,064$131,125$62,811$218,173$98,771$107,042
    Home Value$454,900$585,900$430,700$757,000$364,700$490,000
    Cost of Living159193120210121153
    Median Age38.944.318.248.445.441.7

    Cost of Living

    Cost of Living Index159

    100 = National Average. Howell's cost of living is 59% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    3.5x

    Demographics

    Zip code 07731 has a population of 39,924 people with a median age of 38.9. There are 14,102 housing units in this area.

    Racial & Ethnic Composition

    white73%
    black4%
    hispanic16%
    asian3%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Howell (07731) population trend from 2010 to 2024

    ↓ -21.8%
    2010201220142016201820202022202420k28k37k54k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    87°F

    Winter Low

    23°F

    Annual Rainfall

    49 in

    Annual Snowfall

    30 in

    Howell experiences warm summers with average highs around 87°F. Winters are cool with lows averaging 23°F. The area receives about 30 in of snow per year.

    Housing & Economy

    Median Home Value

    $454,900

    Median Household Income

    $130,064

    With 14,102 housing units across 33.2 square miles, 07731 has a housing density of 425 units per square mile. The home price-to-income ratio is 3.5x.

    Location & Geography

    Latitude

    40.1495°

    Longitude

    -74.2040°

    Land Area

    33.2 sq mi

    Water Area

    0.7 sq mi

    40.1495, -74.2040Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 07731 (Howell, NJ) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 07731's $130,064. A way to compare Howell to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 07731 (Howell, NJ). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Howell, New Jersey?

    Howell, New Jersey uses zip code 07731.

    What county is zip code 07731 in?

    Zip code 07731 is located in Monmouth County, New Jersey.

    What is the population of zip code 07731?

    The population of zip code 07731 is 39,924 with a median age of 38.9.

    Is 07731 in Howell, New Jersey?

    Yes, zip code 07731 is in Howell, Monmouth County, New Jersey. The area code is 732.

    Frequently Asked Questions

    What city is zip code 07731 in?

    Zip code 07731 is in Howell, New Jersey. It is part of Monmouth County and uses the Eastern (EST/EDT) timezone.

    What is zip code 07731?

    Zip code 07731 is a U.S. postal code in Howell, New Jersey (Monmouth County). It has a population of 39,924 and covers 33.2 square miles.

    What is the population of zip code 07731?

    The population of zip code 07731 (Howell, NJ) is 39,924 with a median age of 38.9. There are approximately 14,102 housing units in this area.

    What is the median income in zip code 07731?

    The median household income in zip code 07731 (Howell, NJ) is $130,064 per year. The cost of living index is 159 (100 = national average).

    What is the average home price in zip code 07731?

    The median home value in zip code 07731 (Howell, NJ) is $454,900. The cost of living index is 159 compared to the national average of 100.

    What county is zip code 07731 in?

    Zip code 07731 is located in Monmouth County, New Jersey. The primary city is Howell.

    What is the area code for zip code 07731?

    Zip code 07731 in Howell, NJ uses area code 732. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 07731 a good place to live?

    Zip code 07731 (Howell, NJ) has a cost of living index of 159 (100 = national average), a median household income of $130,064, and median home values of $454,900. The median age is 38.9. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 07731?

    The cost of living index for zip code 07731 (Howell, NJ) is 159, where 100 represents the national average. This area is above the national average. Median home value: $454,900.

    What schools serve zip code 07731?

    Zip code 07731 in Howell, New Jersey is served by the local school district of Monmouth County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology