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    Zip Code 07728

    Freehold, New Jersey — Monmouth County

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    📍 ZIP code 07728 is in Freehold, Monmouth County, New Jersey.

    ZIP code 07728 is located in Freehold, Monmouth County, New Jersey. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 56,623. The area code for ZIP code 07728 is 732.

    Quick Answer

    Zip code 07728 is in Freehold, New Jersey (Monmouth County). It has a population of 56,623, median household income of $107,042, and median home value of $490,000.

    Population

    56,623

    Income

    $107,042

    Home Value

    $490,000

    Climate

    87°F / 23°F

    About Zip Code 07728

    Zip code 07728 is located in Freehold, New Jersey, within Monmouth County. Home to approximately 56,623 residents, this area sits at an elevation of 115 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 732.

    The median household income is $107,042 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $490,000, and the cost of living index is 153 (53% above the national average of 100).

    Summers average a high of 87°F while winters drop to 23°F. The area receives about 49 in of rain and 29 in of snow annually. The zip code covers 48.6 square miles of land area and 0.3 square miles of water.

    Key Statistics

    Population

    56,623

    Median Income

    $107,042

    Median Home Value

    $490,000

    Timezone

    Eastern (EST/EDT)

    Area Code

    732

    Elevation

    115 ft

    Land Area

    48.6 sq mi

    Median Age

    41.7

    Housing Units

    21,150

    Compare With Nearby Zip Codes

    Metric077280772607731077460772208510
    CityFreehold, NJManalapan, NJHowell, NJFreehold, NJColts Neck, NJClarksburg, NJ
    Population56,62344,69839,92418,1379,9775,383
    Median Income$107,042$145,625$130,064$186,885$183,015$201,875
    Home Value$490,000$603,000$454,900$654,700$871,400$645,200
    Cost of Living153199159226250234
    Median Age41.744.238.946.548.747.4

    Cost of Living

    Cost of Living Index153

    100 = National Average. Freehold's cost of living is 53% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    4.6x

    Demographics

    Zip code 07728 has a population of 56,623 people with a median age of 41.7. There are 21,150 housing units in this area.

    Racial & Ethnic Composition

    white67%
    black4%
    hispanic20%
    asian6%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Freehold (07728) population trend from 2010 to 2024

    ↑ 9.8%
    2010201220142016201820202022202445k54k62k79k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    87°F

    Winter Low

    23°F

    Annual Rainfall

    49 in

    Annual Snowfall

    29 in

    Freehold experiences warm summers with average highs around 87°F. Winters are cool with lows averaging 23°F. The area receives about 29 in of snow per year.

    Housing & Economy

    Median Home Value

    $490,000

    Median Household Income

    $107,042

    With 21,150 housing units across 48.6 square miles, 07728 has a housing density of 435 units per square mile. The home price-to-income ratio is 4.6x.

    Location & Geography

    Latitude

    40.2258°

    Longitude

    -74.2858°

    Land Area

    48.6 sq mi

    Water Area

    0.3 sq mi

    40.2258, -74.2858Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 07728 (Freehold, NJ) with distances:

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    All Zip Codes in Freehold, NJ

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 07728's $107,042. A way to compare Freehold to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 07728 (Freehold, NJ). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore New Jersey

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    People Also Ask

    What zip code is Freehold, New Jersey?

    Freehold, New Jersey uses zip code 07728 along with 1 other zip codes.

    What county is zip code 07728 in?

    Zip code 07728 is located in Monmouth County, New Jersey.

    What is the population of zip code 07728?

    The population of zip code 07728 is 56,623 with a median age of 41.7.

    Is 07728 in Freehold, New Jersey?

    Yes, zip code 07728 is in Freehold, Monmouth County, New Jersey. The area code is 732.

    Frequently Asked Questions

    What city is zip code 07728 in?

    Zip code 07728 is in Freehold, New Jersey. It is part of Monmouth County and uses the Eastern (EST/EDT) timezone.

    What is zip code 07728?

    Zip code 07728 is a U.S. postal code in Freehold, New Jersey (Monmouth County). It has a population of 56,623 and covers 48.6 square miles.

    What is the population of zip code 07728?

    The population of zip code 07728 (Freehold, NJ) is 56,623 with a median age of 41.7. There are approximately 21,150 housing units in this area.

    What is the median income in zip code 07728?

    The median household income in zip code 07728 (Freehold, NJ) is $107,042 per year. The cost of living index is 153 (100 = national average).

    What is the average home price in zip code 07728?

    The median home value in zip code 07728 (Freehold, NJ) is $490,000. The cost of living index is 153 compared to the national average of 100.

    What county is zip code 07728 in?

    Zip code 07728 is located in Monmouth County, New Jersey. The primary city is Freehold.

    What is the area code for zip code 07728?

    Zip code 07728 in Freehold, NJ uses area code 732. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 07728 a good place to live?

    Zip code 07728 (Freehold, NJ) has a cost of living index of 153 (100 = national average), a median household income of $107,042, and median home values of $490,000. The median age is 41.7. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 07728?

    The cost of living index for zip code 07728 (Freehold, NJ) is 153, where 100 represents the national average. This area is above the national average. Median home value: $490,000.

    What schools serve zip code 07728?

    Zip code 07728 in Freehold, New Jersey is served by the local school district of Monmouth County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology