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    Zip Code 95628

    Fair Oaks, California — Sacramento County

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    📍 ZIP code 95628 is in Fair Oaks, Sacramento County, California.

    ZIP code 95628 is located in Fair Oaks, Sacramento County, California. It is a zip code in the Pacific (PST/PDT) Time Zone with an estimated population of 43,783. The area code for ZIP code 95628 is 916.

    Quick Answer

    Zip code 95628 is in Fair Oaks, California (Sacramento County). It has a population of 43,783, median household income of $111,582, and median home value of $615,400.

    Population

    43,783

    Income

    $111,582

    Home Value

    $615,400

    Climate

    94°F / 41°F

    About Zip Code 95628

    Zip code 95628 is located in Fair Oaks, California, within Sacramento County. Home to approximately 43,783 residents, this area sits at an elevation of 200 ft and falls within the Pacific (PST/PDT) timezone. The local area code is 916.

    The median household income is $111,582 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $615,400, and the cost of living index is 185 (85% above the national average of 100).

    Summers average a high of 94°F while winters drop to 41°F. The area receives about 19 in of rain annually. The zip code covers 12.8 square miles of land area and 0.4 square miles of water.

    Key Statistics

    Population

    43,783

    Median Income

    $111,582

    Median Home Value

    $615,400

    Timezone

    Pacific (PST/PDT)

    Area Code

    916

    Elevation

    200 ft

    Land Area

    12.8 sq mi

    Median Age

    44.6

    Housing Units

    17,417

    Compare With Nearby Zip Codes

    Metric956289561095662956709562195608
    CityFair Oaks, CACitrus Heights, CAOrangevale, CARancho Cordova, CACitrus Heights, CACarmichael, CA
    Population43,78346,75931,89559,31441,74763,052
    Median Income$111,582$77,565$93,613$90,414$77,377$83,638
    Home Value$615,400$466,500$500,000$463,100$401,900$565,600
    Cost of Living185134150139120153
    Median Age44.636.44336.840.442.9

    Cost of Living

    Cost of Living Index185

    100 = National Average. Fair Oaks's cost of living is 85% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    5.5x

    Demographics

    Zip code 95628 has a population of 43,783 people with a median age of 44.6. There are 17,417 housing units in this area.

    Racial & Ethnic Composition

    white71%
    black2%
    hispanic14%
    asian5%
    other8%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Fair Oaks (95628) population trend from 2010 to 2024

    ↑ 10.9%
    2010201220142016201820202022202436k39k42k46k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    94°F

    Winter Low

    41°F

    Annual Rainfall

    19 in

    Annual Snowfall

    0 in

    Fair Oaks experiences hot summers with average highs around 94°F. Winters are mild with lows averaging 41°F. The area receives virtually no snowfall.

    Housing & Economy

    Median Home Value

    $615,400

    Median Household Income

    $111,582

    With 17,417 housing units across 12.8 square miles, 95628 has a housing density of 1,361 units per square mile. The home price-to-income ratio is 5.5x.

    Location & Geography

    Latitude

    38.6521°

    Longitude

    -121.2544°

    Land Area

    12.8 sq mi

    Water Area

    0.4 sq mi

    38.6521, -121.2544Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 95628 (Fair Oaks, CA) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 95628's $111,582. A way to compare Fair Oaks to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 95628 (Fair Oaks, CA). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Fair Oaks, California?

    Fair Oaks, California uses zip code 95628.

    What county is zip code 95628 in?

    Zip code 95628 is located in Sacramento County, California.

    What is the population of zip code 95628?

    The population of zip code 95628 is 43,783 with a median age of 44.6.

    Is 95628 in Fair Oaks, California?

    Yes, zip code 95628 is in Fair Oaks, Sacramento County, California. The area code is 916.

    Frequently Asked Questions

    What city is zip code 95628 in?

    Zip code 95628 is in Fair Oaks, California. It is part of Sacramento County and uses the Pacific (PST/PDT) timezone.

    What is zip code 95628?

    Zip code 95628 is a U.S. postal code in Fair Oaks, California (Sacramento County). It has a population of 43,783 and covers 12.8 square miles.

    What is the population of zip code 95628?

    The population of zip code 95628 (Fair Oaks, CA) is 43,783 with a median age of 44.6. There are approximately 17,417 housing units in this area.

    What is the median income in zip code 95628?

    The median household income in zip code 95628 (Fair Oaks, CA) is $111,582 per year. The cost of living index is 185 (100 = national average).

    What is the average home price in zip code 95628?

    The median home value in zip code 95628 (Fair Oaks, CA) is $615,400. The cost of living index is 185 compared to the national average of 100.

    What county is zip code 95628 in?

    Zip code 95628 is located in Sacramento County, California. The primary city is Fair Oaks.

    What is the area code for zip code 95628?

    Zip code 95628 in Fair Oaks, CA uses area code 916. It is located in the Pacific (PST/PDT) timezone.

    Is zip code 95628 a good place to live?

    Zip code 95628 (Fair Oaks, CA) has a cost of living index of 185 (100 = national average), a median household income of $111,582, and median home values of $615,400. The median age is 44.6. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 95628?

    The cost of living index for zip code 95628 (Fair Oaks, CA) is 185, where 100 represents the national average. This area is above the national average. Median home value: $615,400.

    What schools serve zip code 95628?

    Zip code 95628 in Fair Oaks, California is served by the local school district of Sacramento County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology