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    Zip Code 95060

    Santa Cruz, California — Santa Cruz County

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    📍 ZIP code 95060 is in Santa Cruz, Santa Cruz County, California.

    ZIP code 95060 is located in Santa Cruz, Santa Cruz County, California. It is a zip code in the Pacific (PST/PDT) Time Zone with an estimated population of 46,024. The area code for ZIP code 95060 is 408.

    Quick Answer

    Zip code 95060 is in Santa Cruz, California (Santa Cruz County). It has a population of 46,024, median household income of $106,040, and median home value of $1,189,300.

    Population

    46,024

    Income

    $106,040

    Home Value

    $1,189,300

    Climate

    88°F / 37°F

    About Zip Code 95060

    Zip code 95060 is located in Santa Cruz, California, within Santa Cruz County. Home to approximately 46,024 residents, this area sits at an elevation of 1525 ft and falls within the Pacific (PST/PDT) timezone. The local area code is 408.

    The median household income is $106,040 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $1,189,300, and the cost of living index is 250 (150% above the national average of 100).

    Summers average a high of 88°F while winters drop to 37°F. The area receives about 50 in of rain annually. The zip code covers 67.8 square miles of land area and 3.3 square miles of water.

    Key Statistics

    Population

    46,024

    Median Income

    $106,040

    Median Home Value

    $1,189,300

    Timezone

    Pacific (PST/PDT)

    Area Code

    408

    Elevation

    1525 ft

    Land Area

    67.8 sq mi

    Median Age

    36.5

    Housing Units

    20,181

    Compare With Nearby Zip Codes

    Metric950609504195018950059506495007
    CitySanta Cruz, CAMount Hermon, CAFelton, CABen Lomond, CASanta Cruz, CABoulder Creek, CA
    Population46,0248466,3777,1509,883335
    Median Income$106,040$161,034$119,130$107,857$119,787$164,487
    Home Value$1,189,300$1,060,200$778,100$959,100$437,500$789,500
    Cost of Living250250225247159250
    Median Age36.531.846.146.119.650.1

    Cost of Living

    Cost of Living Index250

    100 = National Average. Santa Cruz's cost of living is 150% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    11.2x

    Demographics

    Zip code 95060 has a population of 46,024 people with a median age of 36.5. There are 20,181 housing units in this area.

    Racial & Ethnic Composition

    white65%
    black1%
    hispanic22%
    asian6%
    other6%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Santa Cruz (95060) population trend from 2010 to 2024

    ↓ -19.1%
    2010201220142016201820202022202434k40k47k60k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    88°F

    Winter Low

    37°F

    Annual Rainfall

    50 in

    Annual Snowfall

    0 in

    Santa Cruz experiences warm summers with average highs around 88°F. Winters are mild with lows averaging 37°F. The area receives virtually no snowfall.

    Housing & Economy

    Median Home Value

    $1,189,300

    Median Household Income

    $106,040

    With 20,181 housing units across 67.8 square miles, 95060 has a housing density of 298 units per square mile. The home price-to-income ratio is 11.2x.

    Location & Geography

    Latitude

    37.0365°

    Longitude

    -122.1218°

    Land Area

    67.8 sq mi

    Water Area

    3.3 sq mi

    37.0365, -122.1218Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 95060 (Santa Cruz, CA) with distances:

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    All Zip Codes in Santa Cruz, CA

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 95060's $106,040. A way to compare Santa Cruz to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 95060 (Santa Cruz, CA). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Santa Cruz, California?

    Santa Cruz, California uses zip code 95060 along with 2 other zip codes.

    What county is zip code 95060 in?

    Zip code 95060 is located in Santa Cruz County, California.

    What is the population of zip code 95060?

    The population of zip code 95060 is 46,024 with a median age of 36.5.

    Is 95060 in Santa Cruz, California?

    Yes, zip code 95060 is in Santa Cruz, Santa Cruz County, California. The area code is 408.

    Frequently Asked Questions

    What city is zip code 95060 in?

    Zip code 95060 is in Santa Cruz, California. It is part of Santa Cruz County and uses the Pacific (PST/PDT) timezone.

    What is zip code 95060?

    Zip code 95060 is a U.S. postal code in Santa Cruz, California (Santa Cruz County). It has a population of 46,024 and covers 67.8 square miles.

    What is the population of zip code 95060?

    The population of zip code 95060 (Santa Cruz, CA) is 46,024 with a median age of 36.5. There are approximately 20,181 housing units in this area.

    What is the median income in zip code 95060?

    The median household income in zip code 95060 (Santa Cruz, CA) is $106,040 per year. The cost of living index is 250 (100 = national average).

    What is the average home price in zip code 95060?

    The median home value in zip code 95060 (Santa Cruz, CA) is $1,189,300. The cost of living index is 250 compared to the national average of 100.

    What county is zip code 95060 in?

    Zip code 95060 is located in Santa Cruz County, California. The primary city is Santa Cruz.

    What is the area code for zip code 95060?

    Zip code 95060 in Santa Cruz, CA uses area code 408. It is located in the Pacific (PST/PDT) timezone.

    Is zip code 95060 a good place to live?

    Zip code 95060 (Santa Cruz, CA) has a cost of living index of 250 (100 = national average), a median household income of $106,040, and median home values of $1,189,300. The median age is 36.5. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 95060?

    The cost of living index for zip code 95060 (Santa Cruz, CA) is 250, where 100 represents the national average. This area is above the national average. Median home value: $1,189,300.

    What schools serve zip code 95060?

    Zip code 95060 in Santa Cruz, California is served by the local school district of Santa Cruz County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology