Zip Code 95003
Aptos, California — Santa Cruz County
📍 ZIP code 95003 is in Aptos, Santa Cruz County, California.
ZIP code 95003 is located in Aptos, Santa Cruz County, California. It is a zip code in the Pacific (PST/PDT) Time Zone with an estimated population of 24,708. The area code for ZIP code 95003 is 408.
Quick Answer
Zip code 95003 is in Aptos, California (Santa Cruz County). It has a population of 24,708, median household income of $140,990, and median home value of $1,154,000.
Population
24,708
Income
$140,990
Home Value
$1,154,000
Climate
74°F / 41°F
About Zip Code 95003
Zip code 95003 is located in Aptos, California, within Santa Cruz County. Home to approximately 24,708 residents, this area sits at an elevation of 637 ft and falls within the Pacific (PST/PDT) timezone. The local area code is 408.
The median household income is $140,990 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $1,154,000, and the cost of living index is 250 (150% above the national average of 100).
Summers average a high of 74°F while winters drop to 41°F. The area receives about 31 in of rain annually. The zip code covers 35.1 square miles of land area and 1.4 square miles of water.
Key Statistics
24,708
$140,990
$1,154,000
Pacific (PST/PDT)
408
637 ft
35.1 sq mi
48.1
11,728
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Compare With Nearby Zip Codes
| Metric | 95003 | 95073 | 95010 | 95065 | 95062 | 95019 |
|---|---|---|---|---|---|---|
| City | Aptos, CA | Capitola, CA | Capitola, CA | Santa Cruz, CA | Scotts Valley, CA | Freedom, CA |
| Population | 24,708 | 11,487 | 8,697 | 8,031 | 36,047 | 6,235 |
| Median Income | $140,990 | $113,929 | $96,701 | $142,768 | $108,261 | $68,314 |
| Home Value | $1,154,000 | $1,012,000 | $781,900 | $1,192,200 | $1,064,600 | $678,200 |
| Cost of Living | 250 | 250 | 237 | 250 | 250 | 175 |
| Median Age | 48.1 | 44.2 | 49.4 | 43.1 | 42.7 | 31.4 |
Cost of Living
100 = National Average. Aptos's cost of living is 150% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
8.2x
Demographics
Zip code 95003 has a population of 24,708 people with a median age of 48.1. There are 11,728 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Aptos (95003) population trend from 2010 to 2024
↓ -47.1%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
74°F
41°F
31 in
0 in
Aptos experiences mild summers with average highs around 74°F. Winters are mild with lows averaging 41°F. The area receives virtually no snowfall.
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Housing & Economy
Median Home Value
$1,154,000
Median Household Income
$140,990
With 11,728 housing units across 35.1 square miles, 95003 has a housing density of 334 units per square mile. The home price-to-income ratio is 8.2x.
Location & Geography
Latitude
37.0067°
Longitude
-121.8782°
Land Area
35.1 sq mi
Water Area
1.4 sq mi
Nearby Zip Codes
Zip codes closest to 95003 (Aptos, CA) with distances:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 95003's $140,990. A way to compare Aptos to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 95003 (Aptos, CA). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Aptos, California?
Aptos, California uses zip code 95003.
What county is zip code 95003 in?
Zip code 95003 is located in Santa Cruz County, California.
What is the population of zip code 95003?
The population of zip code 95003 is 24,708 with a median age of 48.1.
Is 95003 in Aptos, California?
Yes, zip code 95003 is in Aptos, Santa Cruz County, California. The area code is 408.
Frequently Asked Questions
What city is zip code 95003 in?
Zip code 95003 is in Aptos, California. It is part of Santa Cruz County and uses the Pacific (PST/PDT) timezone.
What is zip code 95003?
Zip code 95003 is a U.S. postal code in Aptos, California (Santa Cruz County). It has a population of 24,708 and covers 35.1 square miles.
What is the population of zip code 95003?
The population of zip code 95003 (Aptos, CA) is 24,708 with a median age of 48.1. There are approximately 11,728 housing units in this area.
What is the median income in zip code 95003?
The median household income in zip code 95003 (Aptos, CA) is $140,990 per year. The cost of living index is 250 (100 = national average).
What is the average home price in zip code 95003?
The median home value in zip code 95003 (Aptos, CA) is $1,154,000. The cost of living index is 250 compared to the national average of 100.
What county is zip code 95003 in?
Zip code 95003 is located in Santa Cruz County, California. The primary city is Aptos.
What is the area code for zip code 95003?
Zip code 95003 in Aptos, CA uses area code 408. It is located in the Pacific (PST/PDT) timezone.
Is zip code 95003 a good place to live?
Zip code 95003 (Aptos, CA) has a cost of living index of 250 (100 = national average), a median household income of $140,990, and median home values of $1,154,000. The median age is 48.1. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 95003?
The cost of living index for zip code 95003 (Aptos, CA) is 250, where 100 represents the national average. This area is above the national average. Median home value: $1,154,000.
What schools serve zip code 95003?
Zip code 95003 in Aptos, California is served by the local school district of Santa Cruz County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.