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    Zip Code 94401

    San Mateo, California — San Mateo County

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    📍 ZIP code 94401 is in San Mateo, San Mateo County, California.

    ZIP code 94401 is located in San Mateo, San Mateo County, California. It is a zip code in the Pacific (PST/PDT) Time Zone with an estimated population of 35,628. The area code for ZIP code 94401 is 408.

    Quick Answer

    Zip code 94401 is in San Mateo, California (San Mateo County). It has a population of 35,628, median household income of $121,258, and median home value of $1,123,300.

    Population

    35,628

    Income

    $121,258

    Home Value

    $1,123,300

    Climate

    73°F / 45°F

    About Zip Code 94401

    Zip code 94401 is located in San Mateo, California, within San Mateo County. Home to approximately 35,628 residents, this area sits at an elevation of 5 ft and falls within the Pacific (PST/PDT) timezone. The local area code is 408.

    The median household income is $121,258 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $1,123,300, and the cost of living index is 250 (150% above the national average of 100).

    Summers average a high of 73°F while winters drop to 45°F. The area receives about 20 in of rain annually. The zip code covers 3.2 square miles of land area and 1 square miles of water.

    Key Statistics

    Population

    35,628

    Median Income

    $121,258

    Median Home Value

    $1,123,300

    Timezone

    Pacific (PST/PDT)

    Area Code

    408

    Elevation

    5 ft

    Land Area

    3.2 sq mi

    Median Age

    35.9

    Housing Units

    13,798

    Compare With Nearby Zip Codes

    Metric944019401094403944049440294002
    CitySan Mateo, CABurlingame, CASan Mateo, CAFoster City, CASan Mateo, CABelmont, CA
    Population35,62842,79443,45935,95025,49827,730
    Median Income$121,258$191,758$179,825$182,417$179,683$204,573
    Home Value$1,123,300$2M+$1,725,900$1,682,700$2M+$2M+
    Cost of Living250250250250250250
    Median Age35.942.538.540.140.640.4

    Cost of Living

    Cost of Living Index250

    100 = National Average. San Mateo's cost of living is 150% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    9.3x

    Demographics

    Zip code 94401 has a population of 35,628 people with a median age of 35.9. There are 13,798 housing units in this area.

    Racial & Ethnic Composition

    white26%
    black1%
    hispanic38%
    asian24%
    other11%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    San Mateo (94401) population trend from 2010 to 2024

    ↓ -25.4%
    2010201220142016201820202022202419k27k35k50k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    73°F

    Winter Low

    45°F

    Annual Rainfall

    20 in

    Annual Snowfall

    0 in

    San Mateo experiences mild summers with average highs around 73°F. Winters are mild with lows averaging 45°F. The area receives virtually no snowfall.

    Housing & Economy

    Median Home Value

    $1,123,300

    Median Household Income

    $121,258

    With 13,798 housing units across 3.2 square miles, 94401 has a housing density of 4,312 units per square mile. The home price-to-income ratio is 9.3x.

    Location & Geography

    Latitude

    37.5769°

    Longitude

    -122.3169°

    Land Area

    3.2 sq mi

    Water Area

    1 sq mi

    37.5769, -122.3169Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 94401 (San Mateo, CA) with distances:

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    All Zip Codes in San Mateo, CA

    Other zip codes serving San Mateo:

    View all San Mateo zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 94401's $121,258. A way to compare San Mateo to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 94401 (San Mateo, CA). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is San Mateo, California?

    San Mateo, California uses zip code 94401 along with 2 other zip codes.

    What county is zip code 94401 in?

    Zip code 94401 is located in San Mateo County, California.

    What is the population of zip code 94401?

    The population of zip code 94401 is 35,628 with a median age of 35.9.

    Is 94401 in San Mateo, California?

    Yes, zip code 94401 is in San Mateo, San Mateo County, California. The area code is 408.

    Frequently Asked Questions

    What city is zip code 94401 in?

    Zip code 94401 is in San Mateo, California. It is part of San Mateo County and uses the Pacific (PST/PDT) timezone.

    What is zip code 94401?

    Zip code 94401 is a U.S. postal code in San Mateo, California (San Mateo County). It has a population of 35,628 and covers 3.2 square miles.

    What is the population of zip code 94401?

    The population of zip code 94401 (San Mateo, CA) is 35,628 with a median age of 35.9. There are approximately 13,798 housing units in this area.

    What is the median income in zip code 94401?

    The median household income in zip code 94401 (San Mateo, CA) is $121,258 per year. The cost of living index is 250 (100 = national average).

    What is the average home price in zip code 94401?

    The median home value in zip code 94401 (San Mateo, CA) is $1,123,300. The cost of living index is 250 compared to the national average of 100.

    What county is zip code 94401 in?

    Zip code 94401 is located in San Mateo County, California. The primary city is San Mateo.

    What is the area code for zip code 94401?

    Zip code 94401 in San Mateo, CA uses area code 408. It is located in the Pacific (PST/PDT) timezone.

    Is zip code 94401 a good place to live?

    Zip code 94401 (San Mateo, CA) has a cost of living index of 250 (100 = national average), a median household income of $121,258, and median home values of $1,123,300. The median age is 35.9. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 94401?

    The cost of living index for zip code 94401 (San Mateo, CA) is 250, where 100 represents the national average. This area is above the national average. Median home value: $1,123,300.

    What schools serve zip code 94401?

    Zip code 94401 in San Mateo, California is served by the local school district of San Mateo County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology