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    Zip Code 89408

    Fernley, Nevada — Lyon County

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    📍 ZIP code 89408 is in Fernley, Lyon County, Nevada.

    ZIP code 89408 is located in Fernley, Lyon County, Nevada. It is a zip code in the Pacific (PST/PDT) Time Zone with an estimated population of 24,025. The area code for ZIP code 89408 is 775.

    Quick Answer

    Zip code 89408 is in Fernley, Nevada (Lyon County). It has a population of 24,025, median household income of $87,723, and median home value of $352,600.

    Population

    24,025

    Income

    $87,723

    Home Value

    $352,600

    Climate

    96°F / 25°F

    About Zip Code 89408

    Zip code 89408 is located in Fernley, Nevada, within Lyon County. Home to approximately 24,025 residents, this area sits at an elevation of 4450 ft and falls within the Pacific (PST/PDT) timezone. The local area code is 775.

    The median household income is $87,723 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $352,600, and the cost of living index is 115 (15% above the national average of 100).

    Summers average a high of 96°F while winters drop to 25°F. The area receives about 5 in of rain and 8 in of snow annually. The zip code covers 148.7 square miles of land area and 6.9 square miles of water.

    Key Statistics

    Population

    24,025

    Median Income

    $87,723

    Median Home Value

    $352,600

    Timezone

    Pacific (PST/PDT)

    Area Code

    775

    Elevation

    4450 ft

    Land Area

    148.7 sq mi

    Median Age

    35.7

    Housing Units

    9,039

    Compare With Nearby Zip Codes

    Metric89408894428942989424
    CityFernley, NVWadsworth, NVSilver Springs, NVNixon, NV
    Population24,0258277,949368
    Median Income$87,723$73,295$60,661$65,833
    Home Value$352,600$117,100$264,700$53,800
    Cost of Living115608060
    Median Age35.749.15334.5

    Cost of Living

    Cost of Living Index115

    100 = National Average. Fernley's cost of living is 15% above the national average.

    vs. State Avg

    Above

    Affordability

    Moderate

    Income-to-Home

    4.0x

    Demographics

    Zip code 89408 has a population of 24,025 people with a median age of 35.7. There are 9,039 housing units in this area.

    Racial & Ethnic Composition

    white69%
    black1%
    hispanic19%
    asian2%
    other9%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Fernley (89408) population trend from 2010 to 2024

    ↑ 55.8%
    2010201220142016201820202022202414k19k24k34k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    96°F

    Winter Low

    25°F

    Annual Rainfall

    5 in

    Annual Snowfall

    8 in

    Fernley experiences hot summers with average highs around 96°F. Winters are cool with lows averaging 25°F. The area receives about 8 in of snow per year.

    Housing & Economy

    Median Home Value

    $352,600

    Median Household Income

    $87,723

    With 9,039 housing units across 148.7 square miles, 89408 has a housing density of 61 units per square mile. The home price-to-income ratio is 4.0x.

    Location & Geography

    Latitude

    39.5657°

    Longitude

    -119.1742°

    Land Area

    148.7 sq mi

    Water Area

    6.9 sq mi

    39.5657, -119.1742Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 89408 (Fernley, NV) with distances:

    Find zip codes near your location →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 89408's $87,723. A way to compare Fernley to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 89408 (Fernley, NV). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Nevada

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    People Also Ask

    What zip code is Fernley, Nevada?

    Fernley, Nevada uses zip code 89408.

    What county is zip code 89408 in?

    Zip code 89408 is located in Lyon County, Nevada.

    What is the population of zip code 89408?

    The population of zip code 89408 is 24,025 with a median age of 35.7.

    Is 89408 in Fernley, Nevada?

    Yes, zip code 89408 is in Fernley, Lyon County, Nevada. The area code is 775.

    Frequently Asked Questions

    What city is zip code 89408 in?

    Zip code 89408 is in Fernley, Nevada. It is part of Lyon County and uses the Pacific (PST/PDT) timezone.

    What is zip code 89408?

    Zip code 89408 is a U.S. postal code in Fernley, Nevada (Lyon County). It has a population of 24,025 and covers 148.7 square miles.

    What is the population of zip code 89408?

    The population of zip code 89408 (Fernley, NV) is 24,025 with a median age of 35.7. There are approximately 9,039 housing units in this area.

    What is the median income in zip code 89408?

    The median household income in zip code 89408 (Fernley, NV) is $87,723 per year. The cost of living index is 115 (100 = national average).

    What is the average home price in zip code 89408?

    The median home value in zip code 89408 (Fernley, NV) is $352,600. The cost of living index is 115 compared to the national average of 100.

    What county is zip code 89408 in?

    Zip code 89408 is located in Lyon County, Nevada. The primary city is Fernley.

    What is the area code for zip code 89408?

    Zip code 89408 in Fernley, NV uses area code 775. It is located in the Pacific (PST/PDT) timezone.

    Is zip code 89408 a good place to live?

    Zip code 89408 (Fernley, NV) has a cost of living index of 115 (100 = national average), a median household income of $87,723, and median home values of $352,600. The median age is 35.7. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 89408?

    The cost of living index for zip code 89408 (Fernley, NV) is 115, where 100 represents the national average. This area is above the national average. Median home value: $352,600.

    What schools serve zip code 89408?

    Zip code 89408 in Fernley, Nevada is served by the local school district of Lyon County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology