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    Zip Code 81401

    Montrose, Colorado — Montrose County

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    📍 ZIP code 81401 is in Montrose, Montrose County, Colorado.

    ZIP code 81401 is located in Montrose, Montrose County, Colorado. It is a zip code in the Mountain (MST/MDT) Time Zone with an estimated population of 23,719. The area code for ZIP code 81401 is 970.

    Quick Answer

    Zip code 81401 is in Montrose, Colorado (Montrose County). It has a population of 23,719, median household income of $63,541, and median home value of $343,000.

    Population

    23,719

    Income

    $63,541

    Home Value

    $343,000

    Climate

    90°F / 18°F

    About Zip Code 81401

    Zip code 81401 is located in Montrose, Colorado, within Montrose County. Home to approximately 23,719 residents, this area sits at an elevation of 6377 ft and falls within the Mountain (MST/MDT) timezone. The local area code is 970.

    The median household income is $63,541 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $343,000, and the cost of living index is 95 (5% below the national average of 100).

    Summers average a high of 90°F while winters drop to 18°F. The area receives about 9 in of rain and 22 in of snow annually. The zip code covers 233.6 square miles of land area and 0.2 square miles of water.

    Key Statistics

    Population

    23,719

    Median Income

    $63,541

    Median Home Value

    $343,000

    Timezone

    Mountain (MST/MDT)

    Area Code

    970

    Elevation

    6377 ft

    Land Area

    233.6 sq mi

    Median Age

    45.9

    Housing Units

    10,782

    Compare With Nearby Zip Codes

    Metric81401814158122081410
    CityMontrose, COCrawford, COCimarron, COAustin, CO
    Population23,7191,8592181,557
    Median Income$63,541$57,528$237,955$71,840
    Home Value$343,000$398,900$637,100$325,700
    Cost of Living95106100114
    Median Age45.958.15659.4

    Cost of Living

    Cost of Living Index95

    100 = National Average. Montrose's cost of living is 5% below the national average.

    vs. State Avg

    Below

    Affordability

    Affordable

    Income-to-Home

    5.4x

    Demographics

    Zip code 81401 has a population of 23,719 people with a median age of 45.9. There are 10,782 housing units in this area.

    Racial & Ethnic Composition

    white74%
    black0%
    hispanic20%
    asian1%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Montrose (81401) population trend from 2010 to 2024

    ↓ -10.0%
    201020122014201620182020202220249k14k19k28k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    90°F

    Winter Low

    18°F

    Annual Rainfall

    9 in

    Annual Snowfall

    22 in

    Montrose experiences hot summers with average highs around 90°F. Winters are cold with lows averaging 18°F. The area receives about 22 in of snow per year.

    Housing & Economy

    Median Home Value

    $343,000

    Median Household Income

    $63,541

    With 10,782 housing units across 233.6 square miles, 81401 has a housing density of 46 units per square mile. The home price-to-income ratio is 5.4x.

    Location & Geography

    Latitude

    38.4842°

    Longitude

    -107.7729°

    Land Area

    233.6 sq mi

    Water Area

    0.2 sq mi

    38.4842, -107.7729Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 81401 (Montrose, CO) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 81401's $63,541. A way to compare Montrose to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 81401 (Montrose, CO). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Montrose, Colorado?

    Montrose, Colorado uses zip code 81401.

    What county is zip code 81401 in?

    Zip code 81401 is located in Montrose County, Colorado.

    What is the population of zip code 81401?

    The population of zip code 81401 is 23,719 with a median age of 45.9.

    Is 81401 in Montrose, Colorado?

    Yes, zip code 81401 is in Montrose, Montrose County, Colorado. The area code is 970.

    Frequently Asked Questions

    What city is zip code 81401 in?

    Zip code 81401 is in Montrose, Colorado. It is part of Montrose County and uses the Mountain (MST/MDT) timezone.

    What is zip code 81401?

    Zip code 81401 is a U.S. postal code in Montrose, Colorado (Montrose County). It has a population of 23,719 and covers 233.6 square miles.

    What is the population of zip code 81401?

    The population of zip code 81401 (Montrose, CO) is 23,719 with a median age of 45.9. There are approximately 10,782 housing units in this area.

    What is the median income in zip code 81401?

    The median household income in zip code 81401 (Montrose, CO) is $63,541 per year. The cost of living index is 95 (100 = national average).

    What is the average home price in zip code 81401?

    The median home value in zip code 81401 (Montrose, CO) is $343,000. The cost of living index is 95 compared to the national average of 100.

    What county is zip code 81401 in?

    Zip code 81401 is located in Montrose County, Colorado. The primary city is Montrose.

    What is the area code for zip code 81401?

    Zip code 81401 in Montrose, CO uses area code 970. It is located in the Mountain (MST/MDT) timezone.

    Is zip code 81401 a good place to live?

    Zip code 81401 (Montrose, CO) has a cost of living index of 95 (100 = national average), a median household income of $63,541, and median home values of $343,000. The median age is 45.9. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 81401?

    The cost of living index for zip code 81401 (Montrose, CO) is 95, where 100 represents the national average. This area is below the national average. Median home value: $343,000.

    What schools serve zip code 81401?

    Zip code 81401 in Montrose, Colorado is served by the local school district of Montrose County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology