Zip Code 80538
Loveland, Colorado — Larimer County
📍 ZIP code 80538 is in Loveland, Larimer County, Colorado.
ZIP code 80538 is located in Loveland, Larimer County, Colorado. It is a zip code in the Mountain (MST/MDT) Time Zone with an estimated population of 49,183. The area code for ZIP code 80538 is 719.
Quick Answer
Zip code 80538 is in Loveland, Colorado (Larimer County). It has a population of 49,183, median household income of $85,057, and median home value of $472,200.
Population
49,183
Income
$85,057
Home Value
$472,200
Climate
89°F / 13°F
About Zip Code 80538
Zip code 80538 is located in Loveland, Colorado, within Larimer County. Home to approximately 49,183 residents, this area sits at an elevation of 5018 ft and falls within the Mountain (MST/MDT) timezone. The local area code is 719.
The median household income is $85,057 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $472,200, and the cost of living index is 142 (42% above the national average of 100).
Summers average a high of 89°F while winters drop to 13°F. The area receives about 16 in of rain and 47 in of snow annually. The zip code covers 108 square miles of land area and 4.9 square miles of water.
Key Statistics
49,183
$85,057
$472,200
Mountain (MST/MDT)
719
5018 ft
108 sq mi
43.3
21,923
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Compare With Nearby Zip Codes
| Metric | 80538 | 80528 | 80525 | 80526 | 80547 | 80550 |
|---|---|---|---|---|---|---|
| City | Loveland, CO | Fort Collins, CO | Fort Collins, CO | Fort Collins, CO | Fort Collins, CO | Windsor, CO |
| Population | 49,183 | 24,233 | 55,541 | 44,423 | 8,040 | 44,224 |
| Median Income | $85,057 | $122,133 | $93,349 | $89,098 | $171,971 | $121,487 |
| Home Value | $472,200 | $654,200 | $563,100 | $520,500 | $719,400 | $538,900 |
| Cost of Living | 142 | 196 | 159 | 145 | 232 | 170 |
| Median Age | 43.3 | 34.6 | 37.1 | 33.1 | 36.1 | 37.6 |
Cost of Living
100 = National Average. Loveland's cost of living is 42% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
5.6x
Demographics
Zip code 80538 has a population of 49,183 people with a median age of 43.3. There are 21,923 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Loveland (80538) population trend from 2010 to 2024
↑ 2.9%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
89°F
13°F
16 in
47 in
Loveland experiences warm summers with average highs around 89°F. Winters are cold with lows averaging 13°F. With 47 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$472,200
Median Household Income
$85,057
With 21,923 housing units across 108 square miles, 80538 has a housing density of 203 units per square mile. The home price-to-income ratio is 5.6x.
Location & Geography
Latitude
40.4575°
Longitude
-105.0508°
Land Area
108 sq mi
Water Area
4.9 sq mi
Nearby Zip Codes
Zip codes closest to 80538 (Loveland, CO) with distances:
All Zip Codes in Loveland, CO
Other zip codes serving Loveland:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 80538's $85,057. A way to compare Loveland to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 80538 (Loveland, CO). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Loveland, Colorado?
Loveland, Colorado uses zip code 80538 along with 1 other zip codes.
What county is zip code 80538 in?
Zip code 80538 is located in Larimer County, Colorado.
What is the population of zip code 80538?
The population of zip code 80538 is 49,183 with a median age of 43.3.
Is 80538 in Loveland, Colorado?
Yes, zip code 80538 is in Loveland, Larimer County, Colorado. The area code is 719.
Frequently Asked Questions
What city is zip code 80538 in?
Zip code 80538 is in Loveland, Colorado. It is part of Larimer County and uses the Mountain (MST/MDT) timezone.
What is zip code 80538?
Zip code 80538 is a U.S. postal code in Loveland, Colorado (Larimer County). It has a population of 49,183 and covers 108 square miles.
What is the population of zip code 80538?
The population of zip code 80538 (Loveland, CO) is 49,183 with a median age of 43.3. There are approximately 21,923 housing units in this area.
What is the median income in zip code 80538?
The median household income in zip code 80538 (Loveland, CO) is $85,057 per year. The cost of living index is 142 (100 = national average).
What is the average home price in zip code 80538?
The median home value in zip code 80538 (Loveland, CO) is $472,200. The cost of living index is 142 compared to the national average of 100.
What county is zip code 80538 in?
Zip code 80538 is located in Larimer County, Colorado. The primary city is Loveland.
What is the area code for zip code 80538?
Zip code 80538 in Loveland, CO uses area code 719. It is located in the Mountain (MST/MDT) timezone.
Is zip code 80538 a good place to live?
Zip code 80538 (Loveland, CO) has a cost of living index of 142 (100 = national average), a median household income of $85,057, and median home values of $472,200. The median age is 43.3. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 80538?
The cost of living index for zip code 80538 (Loveland, CO) is 142, where 100 represents the national average. This area is above the national average. Median home value: $472,200.
What schools serve zip code 80538?
Zip code 80538 in Loveland, Colorado is served by the local school district of Larimer County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.