Zip Code 78028
Kerrville, Texas — Kerr County
📍 ZIP code 78028 is in Kerrville, Kerr County, Texas.
ZIP code 78028 is located in Kerrville, Kerr County, Texas. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 40,829. The area code for ZIP code 78028 is 210.
Quick Answer
Zip code 78028 is in Kerrville, Texas (Kerr County). It has a population of 40,829, median household income of $65,486, and median home value of $281,300.
Population
40,829
Income
$65,486
Home Value
$281,300
Climate
92°F / 34°F
About Zip Code 78028
Zip code 78028 is located in Kerrville, Texas, within Kerr County. Home to approximately 40,829 residents, this area sits at an elevation of 1910 ft and falls within the Central (CST/CDT) timezone. The local area code is 210.
The median household income is $65,486 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $281,300, and the cost of living index is 90 (10% below the national average of 100).
Summers average a high of 92°F while winters drop to 34°F. The area receives about 31 in of rain and 1 in of snow annually. The zip code covers 250.7 square miles of land area and 1.6 square miles of water.
Key Statistics
40,829
$65,486
$281,300
Central (CST/CDT)
210
1910 ft
250.7 sq mi
48.2
19,285
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Compare With Nearby Zip Codes
| Metric | 78028 | 78025 | 78010 | 78013 | 78055 | 78024 |
|---|---|---|---|---|---|---|
| City | Kerrville, TX | Ingram, TX | Center Point, TX | Comfort, TX | Medina, TX | Ingram, TX |
| Population | 40,829 | 5,060 | 3,819 | 5,305 | 1,918 | 1,157 |
| Median Income | $65,486 | $65,699 | $70,900 | $79,770 | $71,635 | $76,065 |
| Home Value | $281,300 | $256,900 | $273,700 | $396,700 | $245,200 | $635,100 |
| Cost of Living | 90 | 79 | 92 | 114 | 82 | 144 |
| Median Age | 48.2 | 47.4 | 44.9 | 48.4 | 63.1 | 58.8 |
Cost of Living
100 = National Average. Kerrville's cost of living is 10% below the national average.
vs. State Avg
Below
Affordability
Affordable
Income-to-Home
4.3x
Demographics
Zip code 78028 has a population of 40,829 people with a median age of 48.2. There are 19,285 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Kerrville (78028) population trend from 2010 to 2024
↓ -14.8%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
92°F
34°F
31 in
1 in
Kerrville experiences hot summers with average highs around 92°F. Winters are mild with lows averaging 34°F. The area receives about 1 in of snow per year.
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Housing & Economy
Median Home Value
$281,300
Median Household Income
$65,486
With 19,285 housing units across 250.7 square miles, 78028 has a housing density of 77 units per square mile. The home price-to-income ratio is 4.3x.
Location & Geography
Latitude
30.0365°
Longitude
-99.1630°
Land Area
250.7 sq mi
Water Area
1.6 sq mi
Nearby Zip Codes
Zip codes closest to 78028 (Kerrville, TX) with distances:
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ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 78028's $65,486. A way to compare Kerrville to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 78028 (Kerrville, TX). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Kerrville, Texas?
Kerrville, Texas uses zip code 78028.
What county is zip code 78028 in?
Zip code 78028 is located in Kerr County, Texas.
What is the population of zip code 78028?
The population of zip code 78028 is 40,829 with a median age of 48.2.
Is 78028 in Kerrville, Texas?
Yes, zip code 78028 is in Kerrville, Kerr County, Texas. The area code is 210.
Frequently Asked Questions
What city is zip code 78028 in?
Zip code 78028 is in Kerrville, Texas. It is part of Kerr County and uses the Central (CST/CDT) timezone.
What is zip code 78028?
Zip code 78028 is a U.S. postal code in Kerrville, Texas (Kerr County). It has a population of 40,829 and covers 250.7 square miles.
What is the population of zip code 78028?
The population of zip code 78028 (Kerrville, TX) is 40,829 with a median age of 48.2. There are approximately 19,285 housing units in this area.
What is the median income in zip code 78028?
The median household income in zip code 78028 (Kerrville, TX) is $65,486 per year. The cost of living index is 90 (100 = national average).
What is the average home price in zip code 78028?
The median home value in zip code 78028 (Kerrville, TX) is $281,300. The cost of living index is 90 compared to the national average of 100.
What county is zip code 78028 in?
Zip code 78028 is located in Kerr County, Texas. The primary city is Kerrville.
What is the area code for zip code 78028?
Zip code 78028 in Kerrville, TX uses area code 210. It is located in the Central (CST/CDT) timezone.
Is zip code 78028 a good place to live?
Zip code 78028 (Kerrville, TX) has a cost of living index of 90 (100 = national average), a median household income of $65,486, and median home values of $281,300. The median age is 48.2. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 78028?
The cost of living index for zip code 78028 (Kerrville, TX) is 90, where 100 represents the national average. This area is below the national average. Median home value: $281,300.
What schools serve zip code 78028?
Zip code 78028 in Kerrville, Texas is served by the local school district of Kerr County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.