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    Zip Code 76712

    Waco, Texas — Mclennan County

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    📍 ZIP code 76712 is in Waco, Mclennan County, Texas.

    ZIP code 76712 is located in Waco, Mclennan County, Texas. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 28,719. The area code for ZIP code 76712 is 903.

    Quick Answer

    Zip code 76712 is in Waco, Texas (Mclennan County). It has a population of 28,719, median household income of $96,267, and median home value of $302,100.

    Population

    28,719

    Income

    $96,267

    Home Value

    $302,100

    Climate

    95°F / 36°F

    About Zip Code 76712

    Zip code 76712 is located in Waco, Texas, within Mclennan County. Home to approximately 28,719 residents, this area sits at an elevation of 500 ft and falls within the Central (CST/CDT) timezone. The local area code is 903.

    The median household income is $96,267 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $302,100, and the cost of living index is 109 (9% above the national average of 100).

    Summers average a high of 95°F while winters drop to 36°F. The area receives about 38 in of rain annually. The zip code covers 50.3 square miles of land area and 5.8 square miles of water.

    Key Statistics

    Population

    28,719

    Median Income

    $96,267

    Median Home Value

    $302,100

    Timezone

    Central (CST/CDT)

    Area Code

    903

    Elevation

    500 ft

    Land Area

    50.3 sq mi

    Median Age

    39.9

    Housing Units

    11,704

    Compare With Nearby Zip Codes

    Metric767127671076707766437671176708
    CityWaco, TXWaco, TXWaco, TXHewitt, TXWaco, TXWaco, TX
    Population28,71923,27016,60216,2449,63127,679
    Median Income$96,267$53,304$38,208$83,798$52,617$66,764
    Home Value$302,100$229,000$113,600$252,200$112,600$204,600
    Cost of Living1097060916074
    Median Age39.938.729.537.133.135.9

    Cost of Living

    Cost of Living Index109

    100 = National Average. Waco's cost of living is 9% above the national average.

    vs. State Avg

    Above

    Affordability

    Moderate

    Income-to-Home

    3.1x

    Demographics

    Zip code 76712 has a population of 28,719 people with a median age of 39.9. There are 11,704 housing units in this area.

    Racial & Ethnic Composition

    white72%
    black7%
    hispanic14%
    asian2%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Waco (76712) population trend from 2010 to 2024

    ↓ -40.4%
    2010201220142016201820202022202419k29k39k57k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    95°F

    Winter Low

    36°F

    Annual Rainfall

    38 in

    Annual Snowfall

    0 in

    Waco experiences hot summers with average highs around 95°F. Winters are mild with lows averaging 36°F. The area receives virtually no snowfall.

    Housing & Economy

    Median Home Value

    $302,100

    Median Household Income

    $96,267

    With 11,704 housing units across 50.3 square miles, 76712 has a housing density of 233 units per square mile. The home price-to-income ratio is 3.1x.

    Location & Geography

    Latitude

    31.5265°

    Longitude

    -97.2612°

    Land Area

    50.3 sq mi

    Water Area

    5.8 sq mi

    31.5265, -97.2612Open in Google Maps →

    Nearby Zip Codes

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 76712's $96,267. A way to compare Waco to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 76712 (Waco, TX). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Texas

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    People Also Ask

    What zip code is Waco, Texas?

    Waco, Texas uses zip code 76712 along with 8 other zip codes.

    What county is zip code 76712 in?

    Zip code 76712 is located in Mclennan County, Texas.

    What is the population of zip code 76712?

    The population of zip code 76712 is 28,719 with a median age of 39.9.

    Is 76712 in Waco, Texas?

    Yes, zip code 76712 is in Waco, Mclennan County, Texas. The area code is 903.

    Frequently Asked Questions

    What city is zip code 76712 in?

    Zip code 76712 is in Waco, Texas. It is part of Mclennan County and uses the Central (CST/CDT) timezone.

    What is zip code 76712?

    Zip code 76712 is a U.S. postal code in Waco, Texas (Mclennan County). It has a population of 28,719 and covers 50.3 square miles.

    What is the population of zip code 76712?

    The population of zip code 76712 (Waco, TX) is 28,719 with a median age of 39.9. There are approximately 11,704 housing units in this area.

    What is the median income in zip code 76712?

    The median household income in zip code 76712 (Waco, TX) is $96,267 per year. The cost of living index is 109 (100 = national average).

    What is the average home price in zip code 76712?

    The median home value in zip code 76712 (Waco, TX) is $302,100. The cost of living index is 109 compared to the national average of 100.

    What county is zip code 76712 in?

    Zip code 76712 is located in Mclennan County, Texas. The primary city is Waco.

    What is the area code for zip code 76712?

    Zip code 76712 in Waco, TX uses area code 903. It is located in the Central (CST/CDT) timezone.

    Is zip code 76712 a good place to live?

    Zip code 76712 (Waco, TX) has a cost of living index of 109 (100 = national average), a median household income of $96,267, and median home values of $302,100. The median age is 39.9. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 76712?

    The cost of living index for zip code 76712 (Waco, TX) is 109, where 100 represents the national average. This area is above the national average. Median home value: $302,100.

    What schools serve zip code 76712?

    Zip code 76712 in Waco, Texas is served by the local school district of Mclennan County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology