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    Zip Code 76706

    Waco, Texas — Mclennan County

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    📍 ZIP code 76706 is in Waco, Mclennan County, Texas.

    ZIP code 76706 is located in Waco, Mclennan County, Texas. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 40,668. The area code for ZIP code 76706 is 903.

    Quick Answer

    Zip code 76706 is in Waco, Texas (Mclennan County). It has a population of 40,668, median household income of $42,277, and median home value of $180,600.

    Population

    40,668

    Income

    $42,277

    Home Value

    $180,600

    Climate

    95°F / 36°F

    About Zip Code 76706

    Zip code 76706 is located in Waco, Texas, within Mclennan County. Home to approximately 40,668 residents, this area sits at an elevation of 407 ft and falls within the Central (CST/CDT) timezone. The local area code is 903.

    The median household income is $42,277 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $180,600, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 95°F while winters drop to 36°F. The area receives about 38 in of rain annually. The zip code covers 70.5 square miles of land area and 1.9 square miles of water.

    Key Statistics

    Population

    40,668

    Median Income

    $42,277

    Median Home Value

    $180,600

    Timezone

    Central (CST/CDT)

    Area Code

    903

    Elevation

    407 ft

    Land Area

    70.5 sq mi

    Median Age

    23.8

    Housing Units

    16,600

    Compare With Nearby Zip Codes

    Metric767067671176798767017664376707
    CityWaco, TXWaco, TXWaco, TXWaco, TXHewitt, TXWaco, TX
    Population40,6689,6312,9031,73216,24416,602
    Median Income$42,277$52,617$0$24,593$83,798$38,208
    Home Value$180,600$112,600$0$100,000$252,200$113,600
    Cost of Living6060100609160
    Median Age23.833.11933.937.129.5

    Cost of Living

    Cost of Living Index60

    100 = National Average. Waco's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    4.3x

    Demographics

    Zip code 76706 has a population of 40,668 people with a median age of 23.8. There are 16,600 housing units in this area.

    Racial & Ethnic Composition

    white49%
    black15%
    hispanic31%
    asian3%
    other2%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Waco (76706) population trend from 2010 to 2024

    ↓ -38.1%
    2010201220142016201820202022202435k44k53k69k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    95°F

    Winter Low

    36°F

    Annual Rainfall

    38 in

    Annual Snowfall

    0 in

    Waco experiences hot summers with average highs around 95°F. Winters are mild with lows averaging 36°F. The area receives virtually no snowfall.

    Housing & Economy

    Median Home Value

    $180,600

    Median Household Income

    $42,277

    With 16,600 housing units across 70.5 square miles, 76706 has a housing density of 235 units per square mile. The home price-to-income ratio is 4.3x.

    Location & Geography

    Latitude

    31.4756°

    Longitude

    -97.0839°

    Land Area

    70.5 sq mi

    Water Area

    1.9 sq mi

    31.4756, -97.0839Open in Google Maps →

    Nearby Zip Codes

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 76706's $42,277. A way to compare Waco to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 76706 (Waco, TX). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Texas

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is Waco, Texas?

    Waco, Texas uses zip code 76706 along with 8 other zip codes.

    What county is zip code 76706 in?

    Zip code 76706 is located in Mclennan County, Texas.

    What is the population of zip code 76706?

    The population of zip code 76706 is 40,668 with a median age of 23.8.

    Is 76706 in Waco, Texas?

    Yes, zip code 76706 is in Waco, Mclennan County, Texas. The area code is 903.

    Frequently Asked Questions

    What city is zip code 76706 in?

    Zip code 76706 is in Waco, Texas. It is part of Mclennan County and uses the Central (CST/CDT) timezone.

    What is zip code 76706?

    Zip code 76706 is a U.S. postal code in Waco, Texas (Mclennan County). It has a population of 40,668 and covers 70.5 square miles.

    What is the population of zip code 76706?

    The population of zip code 76706 (Waco, TX) is 40,668 with a median age of 23.8. There are approximately 16,600 housing units in this area.

    What is the median income in zip code 76706?

    The median household income in zip code 76706 (Waco, TX) is $42,277 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 76706?

    The median home value in zip code 76706 (Waco, TX) is $180,600. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 76706 in?

    Zip code 76706 is located in Mclennan County, Texas. The primary city is Waco.

    What is the area code for zip code 76706?

    Zip code 76706 in Waco, TX uses area code 903. It is located in the Central (CST/CDT) timezone.

    Is zip code 76706 a good place to live?

    Zip code 76706 (Waco, TX) has a cost of living index of 60 (100 = national average), a median household income of $42,277, and median home values of $180,600. The median age is 23.8. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 76706?

    The cost of living index for zip code 76706 (Waco, TX) is 60, where 100 represents the national average. This area is below the national average. Median home value: $180,600.

    What schools serve zip code 76706?

    Zip code 76706 in Waco, Texas is served by the local school district of Mclennan County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology