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    Zip Code 76401

    Stephenville, Texas — Erath County

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    📍 ZIP code 76401 is in Stephenville, Erath County, Texas.

    ZIP code 76401 is located in Stephenville, Erath County, Texas. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 30,873. The area code for ZIP code 76401 is 940.

    Quick Answer

    Zip code 76401 is in Stephenville, Texas (Erath County). It has a population of 30,873, median household income of $60,864, and median home value of $252,000.

    Population

    30,873

    Income

    $60,864

    Home Value

    $252,000

    Climate

    97°F / 31°F

    About Zip Code 76401

    Zip code 76401 is located in Stephenville, Texas, within Erath County. Home to approximately 30,873 residents, this area sits at an elevation of 1379 ft and falls within the Central (CST/CDT) timezone. The local area code is 940.

    The median household income is $60,864 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $252,000, and the cost of living index is 79 (21% below the national average of 100).

    Summers average a high of 97°F while winters drop to 31°F. The area receives about 34 in of rain and 1 in of snow annually. The zip code covers 412.3 square miles of land area and 2.8 square miles of water.

    Key Statistics

    Population

    30,873

    Median Income

    $60,864

    Median Home Value

    $252,000

    Timezone

    Central (CST/CDT)

    Area Code

    940

    Elevation

    1379 ft

    Land Area

    412.3 sq mi

    Median Age

    30.1

    Housing Units

    13,826

    Compare With Nearby Zip Codes

    Metric764017643376476764467646376462
    CityStephenville, TXBluff Dale, TXTolar, TXDublin, TXGordon, TXLipan, TX
    Population30,8732,0183,6388,1444894,920
    Median Income$60,864$110,160$77,429$63,225$52,917$95,398
    Home Value$252,000$404,000$219,500$169,000$122,700$302,400
    Cost of Living79135836760105
    Median Age30.153.536.839.551.337.4

    Cost of Living

    Cost of Living Index79

    100 = National Average. Stephenville's cost of living is 21% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    4.1x

    Demographics

    Zip code 76401 has a population of 30,873 people with a median age of 30.1. There are 13,826 housing units in this area.

    Racial & Ethnic Composition

    white76%
    black2%
    hispanic18%
    asian1%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Stephenville (76401) population trend from 2010 to 2024

    ↑ 4.4%
    2010201220142016201820202022202427k28k30k32k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    97°F

    Winter Low

    31°F

    Annual Rainfall

    34 in

    Annual Snowfall

    1 in

    Stephenville experiences hot summers with average highs around 97°F. Winters are cool with lows averaging 31°F. The area receives about 1 in of snow per year.

    Housing & Economy

    Median Home Value

    $252,000

    Median Household Income

    $60,864

    With 13,826 housing units across 412.3 square miles, 76401 has a housing density of 34 units per square mile. The home price-to-income ratio is 4.1x.

    Location & Geography

    Latitude

    32.2822°

    Longitude

    -98.1967°

    Land Area

    412.3 sq mi

    Water Area

    2.8 sq mi

    32.2822, -98.1967Open in Google Maps →

    Nearby Zip Codes

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 76401's $60,864. A way to compare Stephenville to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 76401 (Stephenville, TX). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Stephenville, Texas?

    Stephenville, Texas uses zip code 76401.

    What county is zip code 76401 in?

    Zip code 76401 is located in Erath County, Texas.

    What is the population of zip code 76401?

    The population of zip code 76401 is 30,873 with a median age of 30.1.

    Is 76401 in Stephenville, Texas?

    Yes, zip code 76401 is in Stephenville, Erath County, Texas. The area code is 940.

    Frequently Asked Questions

    What city is zip code 76401 in?

    Zip code 76401 is in Stephenville, Texas. It is part of Erath County and uses the Central (CST/CDT) timezone.

    What is zip code 76401?

    Zip code 76401 is a U.S. postal code in Stephenville, Texas (Erath County). It has a population of 30,873 and covers 412.3 square miles.

    What is the population of zip code 76401?

    The population of zip code 76401 (Stephenville, TX) is 30,873 with a median age of 30.1. There are approximately 13,826 housing units in this area.

    What is the median income in zip code 76401?

    The median household income in zip code 76401 (Stephenville, TX) is $60,864 per year. The cost of living index is 79 (100 = national average).

    What is the average home price in zip code 76401?

    The median home value in zip code 76401 (Stephenville, TX) is $252,000. The cost of living index is 79 compared to the national average of 100.

    What county is zip code 76401 in?

    Zip code 76401 is located in Erath County, Texas. The primary city is Stephenville.

    What is the area code for zip code 76401?

    Zip code 76401 in Stephenville, TX uses area code 940. It is located in the Central (CST/CDT) timezone.

    Is zip code 76401 a good place to live?

    Zip code 76401 (Stephenville, TX) has a cost of living index of 79 (100 = national average), a median household income of $60,864, and median home values of $252,000. The median age is 30.1. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 76401?

    The cost of living index for zip code 76401 (Stephenville, TX) is 79, where 100 represents the national average. This area is below the national average. Median home value: $252,000.

    What schools serve zip code 76401?

    Zip code 76401 in Stephenville, Texas is served by the local school district of Erath County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology