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    Zip Code 68845

    Kearney, Nebraska — Buffalo County

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    📍 ZIP code 68845 is in Kearney, Buffalo County, Nebraska.

    ZIP code 68845 is located in Kearney, Buffalo County, Nebraska. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 21,012. The area code for ZIP code 68845 is 308.

    Quick Answer

    Zip code 68845 is in Kearney, Nebraska (Buffalo County). It has a population of 21,012, median household income of $75,350, and median home value of $274,200.

    Population

    21,012

    Income

    $75,350

    Home Value

    $274,200

    Climate

    87°F / 14°F

    About Zip Code 68845

    Zip code 68845 is located in Kearney, Nebraska, within Buffalo County. Home to approximately 21,012 residents, this area sits at an elevation of 2276 ft and falls within the Central (CST/CDT) timezone. The local area code is 308.

    The median household income is $75,350 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $274,200, and the cost of living index is 94 (6% below the national average of 100).

    Summers average a high of 87°F while winters drop to 14°F. The area receives about 26 in of rain and 22 in of snow annually. The zip code covers 111.5 square miles of land area and 0.6 square miles of water.

    Key Statistics

    Population

    21,012

    Median Income

    $75,350

    Median Home Value

    $274,200

    Timezone

    Central (CST/CDT)

    Area Code

    308

    Elevation

    2276 ft

    Land Area

    111.5 sq mi

    Median Age

    33.1

    Housing Units

    9,057

    Compare With Nearby Zip Codes

    Metric688456886168847688706883668940
    CityKearney, NEElm Creek, NEKearney, NEAmherst, NEElm Creek, NEFunk, NE
    Population21,01211617,9115161,829476
    Median Income$75,350$36,875$74,877$83,375$79,531$102,857
    Home Value$274,200$126,400$229,200$217,000$215,500$195,800
    Cost of Living946081878399
    Median Age33.156.63733.93235.2

    Cost of Living

    Cost of Living Index94

    100 = National Average. Kearney's cost of living is 6% below the national average.

    vs. State Avg

    Below

    Affordability

    Affordable

    Income-to-Home

    3.6x

    Demographics

    Zip code 68845 has a population of 21,012 people with a median age of 33.1. There are 9,057 housing units in this area.

    Racial & Ethnic Composition

    white85%
    black1%
    hispanic10%
    asian1%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Kearney (68845) population trend from 2010 to 2024

    ↑ 11.0%
    2010201220142016201820202022202413k17k22k30k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    87°F

    Winter Low

    14°F

    Annual Rainfall

    26 in

    Annual Snowfall

    22 in

    Kearney experiences warm summers with average highs around 87°F. Winters are cold with lows averaging 14°F. The area receives about 22 in of snow per year.

    Housing & Economy

    Median Home Value

    $274,200

    Median Household Income

    $75,350

    With 9,057 housing units across 111.5 square miles, 68845 has a housing density of 81 units per square mile. The home price-to-income ratio is 3.6x.

    Location & Geography

    Latitude

    40.7208°

    Longitude

    -99.1647°

    Land Area

    111.5 sq mi

    Water Area

    0.6 sq mi

    40.7208, -99.1647Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 68845 (Kearney, NE) with distances:

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    All Zip Codes in Kearney, NE

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 68845's $75,350. A way to compare Kearney to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 68845 (Kearney, NE). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Nebraska

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    People Also Ask

    What zip code is Kearney, Nebraska?

    Kearney, Nebraska uses zip code 68845 along with 1 other zip codes.

    What county is zip code 68845 in?

    Zip code 68845 is located in Buffalo County, Nebraska.

    What is the population of zip code 68845?

    The population of zip code 68845 is 21,012 with a median age of 33.1.

    Is 68845 in Kearney, Nebraska?

    Yes, zip code 68845 is in Kearney, Buffalo County, Nebraska. The area code is 308.

    Frequently Asked Questions

    What city is zip code 68845 in?

    Zip code 68845 is in Kearney, Nebraska. It is part of Buffalo County and uses the Central (CST/CDT) timezone.

    What is zip code 68845?

    Zip code 68845 is a U.S. postal code in Kearney, Nebraska (Buffalo County). It has a population of 21,012 and covers 111.5 square miles.

    What is the population of zip code 68845?

    The population of zip code 68845 (Kearney, NE) is 21,012 with a median age of 33.1. There are approximately 9,057 housing units in this area.

    What is the median income in zip code 68845?

    The median household income in zip code 68845 (Kearney, NE) is $75,350 per year. The cost of living index is 94 (100 = national average).

    What is the average home price in zip code 68845?

    The median home value in zip code 68845 (Kearney, NE) is $274,200. The cost of living index is 94 compared to the national average of 100.

    What county is zip code 68845 in?

    Zip code 68845 is located in Buffalo County, Nebraska. The primary city is Kearney.

    What is the area code for zip code 68845?

    Zip code 68845 in Kearney, NE uses area code 308. It is located in the Central (CST/CDT) timezone.

    Is zip code 68845 a good place to live?

    Zip code 68845 (Kearney, NE) has a cost of living index of 94 (100 = national average), a median household income of $75,350, and median home values of $274,200. The median age is 33.1. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 68845?

    The cost of living index for zip code 68845 (Kearney, NE) is 94, where 100 represents the national average. This area is below the national average. Median home value: $274,200.

    What schools serve zip code 68845?

    Zip code 68845 in Kearney, Nebraska is served by the local school district of Buffalo County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology