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    Zip Code 64506

    Saint Joseph, Missouri — Buchanan County

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    📍 ZIP code 64506 is in Saint Joseph, Buchanan County, Missouri.

    ZIP code 64506 is located in Saint Joseph, Buchanan County, Missouri. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 22,107. The area code for ZIP code 64506 is 816.

    Quick Answer

    Zip code 64506 is in Saint Joseph, Missouri (Buchanan County). It has a population of 22,107, median household income of $61,713, and median home value of $220,500.

    Population

    22,107

    Income

    $61,713

    Home Value

    $220,500

    Climate

    88°F / 17°F

    About Zip Code 64506

    Zip code 64506 is located in Saint Joseph, Missouri, within Buchanan County. Home to approximately 22,107 residents, this area sits at an elevation of 1010 ft and falls within the Central (CST/CDT) timezone. The local area code is 816.

    The median household income is $61,713 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $220,500, and the cost of living index is 76 (24% below the national average of 100).

    Summers average a high of 88°F while winters drop to 17°F. The area receives about 35 in of rain and 7 in of snow annually. The zip code covers 11 square miles of land area and 0.1 square miles of water.

    Key Statistics

    Population

    22,107

    Median Income

    $61,713

    Median Home Value

    $220,500

    Timezone

    Central (CST/CDT)

    Area Code

    816

    Elevation

    1010 ft

    Land Area

    11 sq mi

    Median Age

    39.6

    Housing Units

    9,820

    Compare With Nearby Zip Codes

    Metric645066450164503645056450766024
    CitySaint Joseph, MOSaint Joseph, MOSaint Joseph, MOSaint Joseph, MOSaint Joseph, MOElwood, KS
    Population22,10710,35411,92113,87514,159684
    Median Income$61,713$41,615$53,351$70,741$63,014$68,047
    Home Value$220,500$97,400$133,500$186,000$134,000$93,800
    Cost of Living766060746160
    Median Age39.635.339.941.334.229.7

    Cost of Living

    Cost of Living Index76

    100 = National Average. Saint Joseph's cost of living is 24% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    3.6x

    Demographics

    Zip code 64506 has a population of 22,107 people with a median age of 39.6. There are 9,820 housing units in this area.

    Racial & Ethnic Composition

    white80%
    black7%
    hispanic6%
    asian2%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Saint Joseph (64506) population trend from 2010 to 2024

    ↓ -1.4%
    2010201220142016201820202022202420k21k22k24k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    88°F

    Winter Low

    17°F

    Annual Rainfall

    35 in

    Annual Snowfall

    7 in

    Saint Joseph experiences warm summers with average highs around 88°F. Winters are cold with lows averaging 17°F. The area receives about 7 in of snow per year.

    Housing & Economy

    Median Home Value

    $220,500

    Median Household Income

    $61,713

    With 9,820 housing units across 11 square miles, 64506 has a housing density of 893 units per square mile. The home price-to-income ratio is 3.6x.

    Location & Geography

    Latitude

    39.7899°

    Longitude

    -94.8033°

    Land Area

    11 sq mi

    Water Area

    0.1 sq mi

    39.7899, -94.8033Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 64506 (Saint Joseph, MO) with distances:

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    All Zip Codes in Saint Joseph, MO

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 64506's $61,713. A way to compare Saint Joseph to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 64506 (Saint Joseph, MO). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Missouri

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    People Also Ask

    What zip code is Saint Joseph, Missouri?

    Saint Joseph, Missouri uses zip code 64506 along with 5 other zip codes.

    What county is zip code 64506 in?

    Zip code 64506 is located in Buchanan County, Missouri.

    What is the population of zip code 64506?

    The population of zip code 64506 is 22,107 with a median age of 39.6.

    Is 64506 in Saint Joseph, Missouri?

    Yes, zip code 64506 is in Saint Joseph, Buchanan County, Missouri. The area code is 816.

    Frequently Asked Questions

    What city is zip code 64506 in?

    Zip code 64506 is in Saint Joseph, Missouri. It is part of Buchanan County and uses the Central (CST/CDT) timezone.

    What is zip code 64506?

    Zip code 64506 is a U.S. postal code in Saint Joseph, Missouri (Buchanan County). It has a population of 22,107 and covers 11 square miles.

    What is the population of zip code 64506?

    The population of zip code 64506 (Saint Joseph, MO) is 22,107 with a median age of 39.6. There are approximately 9,820 housing units in this area.

    What is the median income in zip code 64506?

    The median household income in zip code 64506 (Saint Joseph, MO) is $61,713 per year. The cost of living index is 76 (100 = national average).

    What is the average home price in zip code 64506?

    The median home value in zip code 64506 (Saint Joseph, MO) is $220,500. The cost of living index is 76 compared to the national average of 100.

    What county is zip code 64506 in?

    Zip code 64506 is located in Buchanan County, Missouri. The primary city is Saint Joseph.

    What is the area code for zip code 64506?

    Zip code 64506 in Saint Joseph, MO uses area code 816. It is located in the Central (CST/CDT) timezone.

    Is zip code 64506 a good place to live?

    Zip code 64506 (Saint Joseph, MO) has a cost of living index of 76 (100 = national average), a median household income of $61,713, and median home values of $220,500. The median age is 39.6. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 64506?

    The cost of living index for zip code 64506 (Saint Joseph, MO) is 76, where 100 represents the national average. This area is below the national average. Median home value: $220,500.

    What schools serve zip code 64506?

    Zip code 64506 in Saint Joseph, Missouri is served by the local school district of Buchanan County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology