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    Zip Code 60538

    Montgomery, Illinois — Kendall County

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    📍 ZIP code 60538 is in Montgomery, Kendall County, Illinois.

    ZIP code 60538 is located in Montgomery, Kendall County, Illinois. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 30,395. The area code for ZIP code 60538 is 309.

    Quick Answer

    Zip code 60538 is in Montgomery, Illinois (Kendall County). It has a population of 30,395, median household income of $92,064, and median home value of $253,900.

    Population

    30,395

    Income

    $92,064

    Home Value

    $253,900

    Climate

    84°F / 16°F

    About Zip Code 60538

    Zip code 60538 is located in Montgomery, Illinois, within Kendall County. Home to approximately 30,395 residents, this area sits at an elevation of 630 ft and falls within the Central (CST/CDT) timezone. The local area code is 309.

    The median household income is $92,064 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $253,900, and the cost of living index is 101 (1% above the national average of 100).

    Summers average a high of 84°F while winters drop to 16°F. The area receives about 39 in of rain and 28 in of snow annually. The zip code covers 10.1 square miles of land area and 0.1 square miles of water.

    Key Statistics

    Population

    30,395

    Median Income

    $92,064

    Median Home Value

    $253,900

    Timezone

    Central (CST/CDT)

    Area Code

    309

    Elevation

    630 ft

    Land Area

    10.1 sq mi

    Median Age

    35.6

    Housing Units

    10,729

    Compare With Nearby Zip Codes

    Metric605386050660505605436050460512
    CityMontgomery, ILAurora, ILAurora, ILOswego, ILAurora, ILBristol, IL
    Population30,39549,88658,17641,72338,8611,061
    Median Income$92,064$76,105$70,306$116,507$98,249$102,750
    Home Value$253,900$246,700$192,500$319,300$272,800$280,600
    Cost of Living1018672123105112
    Median Age35.63631.639.234.148

    Cost of Living

    Cost of Living Index101

    100 = National Average. Montgomery's cost of living is 1% above the national average.

    vs. State Avg

    Above

    Affordability

    Moderate

    Income-to-Home

    2.8x

    Demographics

    Zip code 60538 has a population of 30,395 people with a median age of 35.6. There are 10,729 housing units in this area.

    Racial & Ethnic Composition

    white56%
    black6%
    hispanic34%
    asian2%
    other2%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Montgomery (60538) population trend from 2010 to 2024

    ↑ 3.7%
    2010201220142016201820202022202424k32k40k55k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    84°F

    Winter Low

    16°F

    Annual Rainfall

    39 in

    Annual Snowfall

    28 in

    Montgomery experiences warm summers with average highs around 84°F. Winters are cold with lows averaging 16°F. The area receives about 28 in of snow per year.

    Housing & Economy

    Median Home Value

    $253,900

    Median Household Income

    $92,064

    With 10,729 housing units across 10.1 square miles, 60538 has a housing density of 1,062 units per square mile. The home price-to-income ratio is 2.8x.

    Location & Geography

    Latitude

    41.7269°

    Longitude

    -88.3382°

    Land Area

    10.1 sq mi

    Water Area

    0.1 sq mi

    41.7269, -88.3382Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 60538 (Montgomery, IL) with distances:

    Find zip codes near your location →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 60538's $92,064. A way to compare Montgomery to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 60538 (Montgomery, IL). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Illinois

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    People Also Ask

    What zip code is Montgomery, Illinois?

    Montgomery, Illinois uses zip code 60538.

    What county is zip code 60538 in?

    Zip code 60538 is located in Kendall County, Illinois.

    What is the population of zip code 60538?

    The population of zip code 60538 is 30,395 with a median age of 35.6.

    Is 60538 in Montgomery, Illinois?

    Yes, zip code 60538 is in Montgomery, Kendall County, Illinois. The area code is 309.

    Frequently Asked Questions

    What city is zip code 60538 in?

    Zip code 60538 is in Montgomery, Illinois. It is part of Kendall County and uses the Central (CST/CDT) timezone.

    What is zip code 60538?

    Zip code 60538 is a U.S. postal code in Montgomery, Illinois (Kendall County). It has a population of 30,395 and covers 10.1 square miles.

    What is the population of zip code 60538?

    The population of zip code 60538 (Montgomery, IL) is 30,395 with a median age of 35.6. There are approximately 10,729 housing units in this area.

    What is the median income in zip code 60538?

    The median household income in zip code 60538 (Montgomery, IL) is $92,064 per year. The cost of living index is 101 (100 = national average).

    What is the average home price in zip code 60538?

    The median home value in zip code 60538 (Montgomery, IL) is $253,900. The cost of living index is 101 compared to the national average of 100.

    What county is zip code 60538 in?

    Zip code 60538 is located in Kendall County, Illinois. The primary city is Montgomery.

    What is the area code for zip code 60538?

    Zip code 60538 in Montgomery, IL uses area code 309. It is located in the Central (CST/CDT) timezone.

    Is zip code 60538 a good place to live?

    Zip code 60538 (Montgomery, IL) has a cost of living index of 101 (100 = national average), a median household income of $92,064, and median home values of $253,900. The median age is 35.6. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 60538?

    The cost of living index for zip code 60538 (Montgomery, IL) is 101, where 100 represents the national average. This area is above the national average. Median home value: $253,900.

    What schools serve zip code 60538?

    Zip code 60538 in Montgomery, Illinois is served by the local school district of Kendall County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology