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    Zip Code 56303

    Saint Cloud, Minnesota — Stearns County

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    📍 ZIP code 56303 is in Saint Cloud, Stearns County, Minnesota.

    ZIP code 56303 is located in Saint Cloud, Stearns County, Minnesota. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 26,031. The area code for ZIP code 56303 is 507.

    Quick Answer

    Zip code 56303 is in Saint Cloud, Minnesota (Stearns County). It has a population of 26,031, median household income of $66,789, and median home value of $197,900.

    Population

    26,031

    Income

    $66,789

    Home Value

    $197,900

    Climate

    82°F / 3°F

    About Zip Code 56303

    Zip code 56303 is located in Saint Cloud, Minnesota, within Stearns County. Home to approximately 26,031 residents, this area sits at an elevation of 1046 ft and falls within the Central (CST/CDT) timezone. The local area code is 507.

    The median household income is $66,789 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $197,900, and the cost of living index is 72 (28% below the national average of 100).

    Summers average a high of 82°F while winters drop to 3°F. The area receives about 28 in of rain and 48 in of snow annually. The zip code covers 11.2 square miles of land area and 0.2 square miles of water.

    Key Statistics

    Population

    26,031

    Median Income

    $66,789

    Median Home Value

    $197,900

    Timezone

    Central (CST/CDT)

    Area Code

    507

    Elevation

    1046 ft

    Land Area

    11.2 sq mi

    Median Age

    36.9

    Housing Units

    11,760

    Compare With Nearby Zip Codes

    Metric563035638756377563015637956374
    CitySaint Cloud, MNSaint Cloud, MNSaint Cloud, MNSaint Cloud, MNSauk Rapids, MNSaint Joseph, MN
    Population26,0317,70521,00834,88317,30010,020
    Median Income$66,789$57,387$82,583$69,725$71,964$78,415
    Home Value$197,900$230,500$282,800$262,500$251,500$281,300
    Cost of Living72741008888100
    Median Age36.938.83527.236.831.1

    Cost of Living

    Cost of Living Index72

    100 = National Average. Saint Cloud's cost of living is 28% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    3.0x

    Demographics

    Zip code 56303 has a population of 26,031 people with a median age of 36.9. There are 11,760 housing units in this area.

    Racial & Ethnic Composition

    white77%
    black9%
    hispanic6%
    asian3%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Saint Cloud (56303) population trend from 2010 to 2024

    ↑ 41.6%
    2010201220142016201820202022202417k20k23k27k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    82°F

    Winter Low

    3°F

    Annual Rainfall

    28 in

    Annual Snowfall

    48 in

    Saint Cloud experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 3°F. With 48 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $197,900

    Median Household Income

    $66,789

    With 11,760 housing units across 11.2 square miles, 56303 has a housing density of 1,050 units per square mile. The home price-to-income ratio is 3.0x.

    Location & Geography

    Latitude

    45.5740°

    Longitude

    -94.2153°

    Land Area

    11.2 sq mi

    Water Area

    0.2 sq mi

    45.5740, -94.2153Open in Google Maps →

    Nearby Zip Codes

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    All Zip Codes in Saint Cloud, MN

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 56303's $66,789. A way to compare Saint Cloud to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 56303 (Saint Cloud, MN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Minnesota

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    People Also Ask

    What zip code is Saint Cloud, Minnesota?

    Saint Cloud, Minnesota uses zip code 56303 along with 4 other zip codes.

    What county is zip code 56303 in?

    Zip code 56303 is located in Stearns County, Minnesota.

    What is the population of zip code 56303?

    The population of zip code 56303 is 26,031 with a median age of 36.9.

    Is 56303 in Saint Cloud, Minnesota?

    Yes, zip code 56303 is in Saint Cloud, Stearns County, Minnesota. The area code is 507.

    Frequently Asked Questions

    What city is zip code 56303 in?

    Zip code 56303 is in Saint Cloud, Minnesota. It is part of Stearns County and uses the Central (CST/CDT) timezone.

    What is zip code 56303?

    Zip code 56303 is a U.S. postal code in Saint Cloud, Minnesota (Stearns County). It has a population of 26,031 and covers 11.2 square miles.

    What is the population of zip code 56303?

    The population of zip code 56303 (Saint Cloud, MN) is 26,031 with a median age of 36.9. There are approximately 11,760 housing units in this area.

    What is the median income in zip code 56303?

    The median household income in zip code 56303 (Saint Cloud, MN) is $66,789 per year. The cost of living index is 72 (100 = national average).

    What is the average home price in zip code 56303?

    The median home value in zip code 56303 (Saint Cloud, MN) is $197,900. The cost of living index is 72 compared to the national average of 100.

    What county is zip code 56303 in?

    Zip code 56303 is located in Stearns County, Minnesota. The primary city is Saint Cloud.

    What is the area code for zip code 56303?

    Zip code 56303 in Saint Cloud, MN uses area code 507. It is located in the Central (CST/CDT) timezone.

    Is zip code 56303 a good place to live?

    Zip code 56303 (Saint Cloud, MN) has a cost of living index of 72 (100 = national average), a median household income of $66,789, and median home values of $197,900. The median age is 36.9. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 56303?

    The cost of living index for zip code 56303 (Saint Cloud, MN) is 72, where 100 represents the national average. This area is below the national average. Median home value: $197,900.

    What schools serve zip code 56303?

    Zip code 56303 in Saint Cloud, Minnesota is served by the local school district of Stearns County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology