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    Zip Code 49684

    Traverse City, Michigan — Grand Traverse County

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    📍 ZIP code 49684 is in Traverse City, Grand Traverse County, Michigan.

    ZIP code 49684 is located in Traverse City, Grand Traverse County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 21,328. The area code for ZIP code 49684 is 231.

    Quick Answer

    Zip code 49684 is in Traverse City, Michigan (Grand Traverse County). It has a population of 21,328, median household income of $75,678, and median home value of $375,700.

    Population

    21,328

    Income

    $75,678

    Home Value

    $375,700

    Climate

    79°F / 15°F

    About Zip Code 49684

    Zip code 49684 is located in Traverse City, Michigan, within Grand Traverse County. Home to approximately 21,328 residents, this area sits at an elevation of 1127 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 231.

    The median household income is $75,678 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $375,700, and the cost of living index is 113 (13% above the national average of 100).

    Summers average a high of 79°F while winters drop to 15°F. The area receives about 36 in of rain and 101 in of snow annually. The zip code covers 100.8 square miles of land area and 25.2 square miles of water.

    Key Statistics

    Population

    21,328

    Median Income

    $75,678

    Median Home Value

    $375,700

    Timezone

    Eastern (EST/EDT)

    Area Code

    231

    Elevation

    1127 ft

    Land Area

    100.8 sq mi

    Median Age

    48.1

    Housing Units

    10,959

    Compare With Nearby Zip Codes

    Metric496844968649621496504963749643
    CityTraverse City, MITraverse City, MICedar, MILake Ann, MIGrawn, MIInterlochen, MI
    Population21,32825,1813,7013,4483,5357,486
    Median Income$75,678$71,198$92,794$91,108$74,871$81,061
    Home Value$375,700$295,500$342,300$238,400$228,100$247,300
    Cost of Living11395107977891
    Median Age48.147.144.739.340.339.9

    Cost of Living

    Cost of Living Index113

    100 = National Average. Traverse City's cost of living is 13% above the national average.

    vs. State Avg

    Above

    Affordability

    Moderate

    Income-to-Home

    5.0x

    Demographics

    Zip code 49684 has a population of 21,328 people with a median age of 48.1. There are 10,959 housing units in this area.

    Racial & Ethnic Composition

    white90%
    black1%
    hispanic4%
    asian1%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Traverse City (49684) population trend from 2010 to 2024

    ↓ -32.0%
    2010201220142016201820202022202412k18k23k33k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    79°F

    Winter Low

    15°F

    Annual Rainfall

    36 in

    Annual Snowfall

    101 in

    Traverse City experiences mild summers with average highs around 79°F. Winters are cold with lows averaging 15°F. With 101 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $375,700

    Median Household Income

    $75,678

    With 10,959 housing units across 100.8 square miles, 49684 has a housing density of 109 units per square mile. The home price-to-income ratio is 5.0x.

    Location & Geography

    Latitude

    44.7623°

    Longitude

    -85.7036°

    Land Area

    100.8 sq mi

    Water Area

    25.2 sq mi

    44.7623, -85.7036Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 49684 (Traverse City, MI) with distances:

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    All Zip Codes in Traverse City, MI

    Other zip codes serving Traverse City:

    View all Traverse City zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 49684's $75,678. A way to compare Traverse City to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 49684 (Traverse City, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Michigan

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is Traverse City, Michigan?

    Traverse City, Michigan uses zip code 49684 along with 1 other zip codes.

    What county is zip code 49684 in?

    Zip code 49684 is located in Grand Traverse County, Michigan.

    What is the population of zip code 49684?

    The population of zip code 49684 is 21,328 with a median age of 48.1.

    Is 49684 in Traverse City, Michigan?

    Yes, zip code 49684 is in Traverse City, Grand Traverse County, Michigan. The area code is 231.

    Frequently Asked Questions

    What city is zip code 49684 in?

    Zip code 49684 is in Traverse City, Michigan. It is part of Grand Traverse County and uses the Eastern (EST/EDT) timezone.

    What is zip code 49684?

    Zip code 49684 is a U.S. postal code in Traverse City, Michigan (Grand Traverse County). It has a population of 21,328 and covers 100.8 square miles.

    What is the population of zip code 49684?

    The population of zip code 49684 (Traverse City, MI) is 21,328 with a median age of 48.1. There are approximately 10,959 housing units in this area.

    What is the median income in zip code 49684?

    The median household income in zip code 49684 (Traverse City, MI) is $75,678 per year. The cost of living index is 113 (100 = national average).

    What is the average home price in zip code 49684?

    The median home value in zip code 49684 (Traverse City, MI) is $375,700. The cost of living index is 113 compared to the national average of 100.

    What county is zip code 49684 in?

    Zip code 49684 is located in Grand Traverse County, Michigan. The primary city is Traverse City.

    What is the area code for zip code 49684?

    Zip code 49684 in Traverse City, MI uses area code 231. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 49684 a good place to live?

    Zip code 49684 (Traverse City, MI) has a cost of living index of 113 (100 = national average), a median household income of $75,678, and median home values of $375,700. The median age is 48.1. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 49684?

    The cost of living index for zip code 49684 (Traverse City, MI) is 113, where 100 represents the national average. This area is above the national average. Median home value: $375,700.

    What schools serve zip code 49684?

    Zip code 49684 in Traverse City, Michigan is served by the local school district of Grand Traverse County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology