Zip Code 49036
Coldwater, Michigan — Branch County
📍 ZIP code 49036 is in Coldwater, Branch County, Michigan.
ZIP code 49036 is located in Coldwater, Branch County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 24,697. The area code for ZIP code 49036 is 616.
Quick Answer
Zip code 49036 is in Coldwater, Michigan (Branch County). It has a population of 24,697, median household income of $59,649, and median home value of $155,000.
Population
24,697
Income
$59,649
Home Value
$155,000
Climate
82°F / 16°F
About Zip Code 49036
Zip code 49036 is located in Coldwater, Michigan, within Branch County. Home to approximately 24,697 residents, this area sits at an elevation of 1019 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 616.
The median household income is $59,649 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $155,000, and the cost of living index is 62 (38% below the national average of 100).
Summers average a high of 82°F while winters drop to 16°F. The area receives about 39 in of rain and 43 in of snow annually. The zip code covers 157.4 square miles of land area and 7.8 square miles of water.
Key Statistics
24,697
$59,649
$155,000
Eastern (EST/EDT)
616
1019 ft
157.4 sq mi
43
11,663
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Compare With Nearby Zip Codes
| Metric | 49036 | 49082 | 49028 | 49094 | 49089 | 49255 |
|---|---|---|---|---|---|---|
| City | Coldwater, MI | Quincy, MI | Bronson, MI | Union City, MI | Sherwood, MI | Montgomery, MI |
| Population | 24,697 | 6,374 | 5,969 | 3,755 | 2,044 | 2,148 |
| Median Income | $59,649 | $72,938 | $62,639 | $68,688 | $61,900 | $48,125 |
| Home Value | $155,000 | $159,300 | $129,300 | $127,000 | $121,400 | $121,300 |
| Cost of Living | 62 | 69 | 61 | 60 | 60 | 60 |
| Median Age | 43 | 40.7 | 38.6 | 36.5 | 45.4 | 26.9 |
Cost of Living
100 = National Average. Coldwater's cost of living is 38% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.6x
Demographics
Zip code 49036 has a population of 24,697 people with a median age of 43. There are 11,663 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Coldwater (49036) population trend from 2010 to 2024
↓ -10.1%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
82°F
16°F
39 in
43 in
Coldwater experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 16°F. With 43 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$155,000
Median Household Income
$59,649
With 11,663 housing units across 157.4 square miles, 49036 has a housing density of 74 units per square mile. The home price-to-income ratio is 2.6x.
Location & Geography
Latitude
41.9055°
Longitude
-85.0313°
Land Area
157.4 sq mi
Water Area
7.8 sq mi
Nearby Zip Codes
Zip codes closest to 49036 (Coldwater, MI) with distances:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 49036's $59,649. A way to compare Coldwater to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 49036 (Coldwater, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Coldwater, Michigan?
Coldwater, Michigan uses zip code 49036.
What county is zip code 49036 in?
Zip code 49036 is located in Branch County, Michigan.
What is the population of zip code 49036?
The population of zip code 49036 is 24,697 with a median age of 43.
Is 49036 in Coldwater, Michigan?
Yes, zip code 49036 is in Coldwater, Branch County, Michigan. The area code is 616.
Frequently Asked Questions
What city is zip code 49036 in?
Zip code 49036 is in Coldwater, Michigan. It is part of Branch County and uses the Eastern (EST/EDT) timezone.
What is zip code 49036?
Zip code 49036 is a U.S. postal code in Coldwater, Michigan (Branch County). It has a population of 24,697 and covers 157.4 square miles.
What is the population of zip code 49036?
The population of zip code 49036 (Coldwater, MI) is 24,697 with a median age of 43. There are approximately 11,663 housing units in this area.
What is the median income in zip code 49036?
The median household income in zip code 49036 (Coldwater, MI) is $59,649 per year. The cost of living index is 62 (100 = national average).
What is the average home price in zip code 49036?
The median home value in zip code 49036 (Coldwater, MI) is $155,000. The cost of living index is 62 compared to the national average of 100.
What county is zip code 49036 in?
Zip code 49036 is located in Branch County, Michigan. The primary city is Coldwater.
What is the area code for zip code 49036?
Zip code 49036 in Coldwater, MI uses area code 616. It is located in the Eastern (EST/EDT) timezone.
Is zip code 49036 a good place to live?
Zip code 49036 (Coldwater, MI) has a cost of living index of 62 (100 = national average), a median household income of $59,649, and median home values of $155,000. The median age is 43. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 49036?
The cost of living index for zip code 49036 (Coldwater, MI) is 62, where 100 represents the national average. This area is below the national average. Median home value: $155,000.
What schools serve zip code 49036?
Zip code 49036 in Coldwater, Michigan is served by the local school district of Branch County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.