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    Zip Code 49036

    Coldwater, Michigan — Branch County

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    📍 ZIP code 49036 is in Coldwater, Branch County, Michigan.

    ZIP code 49036 is located in Coldwater, Branch County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 24,697. The area code for ZIP code 49036 is 616.

    Quick Answer

    Zip code 49036 is in Coldwater, Michigan (Branch County). It has a population of 24,697, median household income of $59,649, and median home value of $155,000.

    Population

    24,697

    Income

    $59,649

    Home Value

    $155,000

    Climate

    82°F / 16°F

    About Zip Code 49036

    Zip code 49036 is located in Coldwater, Michigan, within Branch County. Home to approximately 24,697 residents, this area sits at an elevation of 1019 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 616.

    The median household income is $59,649 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $155,000, and the cost of living index is 62 (38% below the national average of 100).

    Summers average a high of 82°F while winters drop to 16°F. The area receives about 39 in of rain and 43 in of snow annually. The zip code covers 157.4 square miles of land area and 7.8 square miles of water.

    Key Statistics

    Population

    24,697

    Median Income

    $59,649

    Median Home Value

    $155,000

    Timezone

    Eastern (EST/EDT)

    Area Code

    616

    Elevation

    1019 ft

    Land Area

    157.4 sq mi

    Median Age

    43

    Housing Units

    11,663

    Compare With Nearby Zip Codes

    Metric490364908249028490944908949255
    CityColdwater, MIQuincy, MIBronson, MIUnion City, MISherwood, MIMontgomery, MI
    Population24,6976,3745,9693,7552,0442,148
    Median Income$59,649$72,938$62,639$68,688$61,900$48,125
    Home Value$155,000$159,300$129,300$127,000$121,400$121,300
    Cost of Living626961606060
    Median Age4340.738.636.545.426.9

    Cost of Living

    Cost of Living Index62

    100 = National Average. Coldwater's cost of living is 38% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.6x

    Demographics

    Zip code 49036 has a population of 24,697 people with a median age of 43. There are 11,663 housing units in this area.

    Racial & Ethnic Composition

    white86%
    black3%
    hispanic7%
    asian1%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Coldwater (49036) population trend from 2010 to 2024

    ↓ -10.1%
    2010201220142016201820202022202422k24k26k29k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    82°F

    Winter Low

    16°F

    Annual Rainfall

    39 in

    Annual Snowfall

    43 in

    Coldwater experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 16°F. With 43 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $155,000

    Median Household Income

    $59,649

    With 11,663 housing units across 157.4 square miles, 49036 has a housing density of 74 units per square mile. The home price-to-income ratio is 2.6x.

    Location & Geography

    Latitude

    41.9055°

    Longitude

    -85.0313°

    Land Area

    157.4 sq mi

    Water Area

    7.8 sq mi

    41.9055, -85.0313Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 49036 (Coldwater, MI) with distances:

    Find zip codes near your location →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 49036's $59,649. A way to compare Coldwater to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 49036 (Coldwater, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Michigan

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is Coldwater, Michigan?

    Coldwater, Michigan uses zip code 49036.

    What county is zip code 49036 in?

    Zip code 49036 is located in Branch County, Michigan.

    What is the population of zip code 49036?

    The population of zip code 49036 is 24,697 with a median age of 43.

    Is 49036 in Coldwater, Michigan?

    Yes, zip code 49036 is in Coldwater, Branch County, Michigan. The area code is 616.

    Frequently Asked Questions

    What city is zip code 49036 in?

    Zip code 49036 is in Coldwater, Michigan. It is part of Branch County and uses the Eastern (EST/EDT) timezone.

    What is zip code 49036?

    Zip code 49036 is a U.S. postal code in Coldwater, Michigan (Branch County). It has a population of 24,697 and covers 157.4 square miles.

    What is the population of zip code 49036?

    The population of zip code 49036 (Coldwater, MI) is 24,697 with a median age of 43. There are approximately 11,663 housing units in this area.

    What is the median income in zip code 49036?

    The median household income in zip code 49036 (Coldwater, MI) is $59,649 per year. The cost of living index is 62 (100 = national average).

    What is the average home price in zip code 49036?

    The median home value in zip code 49036 (Coldwater, MI) is $155,000. The cost of living index is 62 compared to the national average of 100.

    What county is zip code 49036 in?

    Zip code 49036 is located in Branch County, Michigan. The primary city is Coldwater.

    What is the area code for zip code 49036?

    Zip code 49036 in Coldwater, MI uses area code 616. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 49036 a good place to live?

    Zip code 49036 (Coldwater, MI) has a cost of living index of 62 (100 = national average), a median household income of $59,649, and median home values of $155,000. The median age is 43. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 49036?

    The cost of living index for zip code 49036 (Coldwater, MI) is 62, where 100 represents the national average. This area is below the national average. Median home value: $155,000.

    What schools serve zip code 49036?

    Zip code 49036 in Coldwater, Michigan is served by the local school district of Branch County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology