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    Zip Code 48813

    Charlotte, Michigan — Eaton County

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    📍 ZIP code 48813 is in Charlotte, Eaton County, Michigan.

    ZIP code 48813 is located in Charlotte, Eaton County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 20,263. The area code for ZIP code 48813 is 517.

    Quick Answer

    Zip code 48813 is in Charlotte, Michigan (Eaton County). It has a population of 20,263, median household income of $77,431, and median home value of $178,500.

    Population

    20,263

    Income

    $77,431

    Home Value

    $178,500

    Climate

    82°F / 15°F

    About Zip Code 48813

    Zip code 48813 is located in Charlotte, Michigan, within Eaton County. Home to approximately 20,263 residents, this area sits at an elevation of 944 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 517.

    The median household income is $77,431 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $178,500, and the cost of living index is 77 (23% below the national average of 100).

    Summers average a high of 82°F while winters drop to 15°F. The area receives about 36 in of rain and 38 in of snow annually. The zip code covers 169.8 square miles of land area and 0.5 square miles of water.

    Key Statistics

    Population

    20,263

    Median Income

    $77,431

    Median Home Value

    $178,500

    Timezone

    Eastern (EST/EDT)

    Area Code

    517

    Elevation

    944 ft

    Land Area

    169.8 sq mi

    Median Age

    41.3

    Housing Units

    8,174

    Compare With Nearby Zip Codes

    Metric488134887649096490764882748821
    CityCharlotte, MIPotterville, MINashville, MIOlivet, MIEaton Rapids, MIDimondale, MI
    Population20,2634,3013,1964,25516,0706,180
    Median Income$77,431$72,895$74,813$67,614$76,230$103,652
    Home Value$178,500$187,900$173,600$185,800$206,600$237,700
    Cost of Living7775737281100
    Median Age41.335.437.833.541.347

    Cost of Living

    Cost of Living Index77

    100 = National Average. Charlotte's cost of living is 23% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.3x

    Demographics

    Zip code 48813 has a population of 20,263 people with a median age of 41.3. There are 8,174 housing units in this area.

    Racial & Ethnic Composition

    white89%
    black1%
    hispanic5%
    asian1%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Charlotte (48813) population trend from 2010 to 2024

    ↑ 270.6%
    201020122014201620182020202220245k11k18k30k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    82°F

    Winter Low

    15°F

    Annual Rainfall

    36 in

    Annual Snowfall

    38 in

    Charlotte experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 15°F. With 38 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $178,500

    Median Household Income

    $77,431

    With 8,174 housing units across 169.8 square miles, 48813 has a housing density of 48 units per square mile. The home price-to-income ratio is 2.3x.

    Location & Geography

    Latitude

    42.5798°

    Longitude

    -84.8459°

    Land Area

    169.8 sq mi

    Water Area

    0.5 sq mi

    42.5798, -84.8459Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 48813 (Charlotte, MI) with distances:

    Find zip codes near your location →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 48813's $77,431. A way to compare Charlotte to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 48813 (Charlotte, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Michigan

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is Charlotte, Michigan?

    Charlotte, Michigan uses zip code 48813.

    What county is zip code 48813 in?

    Zip code 48813 is located in Eaton County, Michigan.

    What is the population of zip code 48813?

    The population of zip code 48813 is 20,263 with a median age of 41.3.

    Is 48813 in Charlotte, Michigan?

    Yes, zip code 48813 is in Charlotte, Eaton County, Michigan. The area code is 517.

    Frequently Asked Questions

    What city is zip code 48813 in?

    Zip code 48813 is in Charlotte, Michigan. It is part of Eaton County and uses the Eastern (EST/EDT) timezone.

    What is zip code 48813?

    Zip code 48813 is a U.S. postal code in Charlotte, Michigan (Eaton County). It has a population of 20,263 and covers 169.8 square miles.

    What is the population of zip code 48813?

    The population of zip code 48813 (Charlotte, MI) is 20,263 with a median age of 41.3. There are approximately 8,174 housing units in this area.

    What is the median income in zip code 48813?

    The median household income in zip code 48813 (Charlotte, MI) is $77,431 per year. The cost of living index is 77 (100 = national average).

    What is the average home price in zip code 48813?

    The median home value in zip code 48813 (Charlotte, MI) is $178,500. The cost of living index is 77 compared to the national average of 100.

    What county is zip code 48813 in?

    Zip code 48813 is located in Eaton County, Michigan. The primary city is Charlotte.

    What is the area code for zip code 48813?

    Zip code 48813 in Charlotte, MI uses area code 517. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 48813 a good place to live?

    Zip code 48813 (Charlotte, MI) has a cost of living index of 77 (100 = national average), a median household income of $77,431, and median home values of $178,500. The median age is 41.3. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 48813?

    The cost of living index for zip code 48813 (Charlotte, MI) is 77, where 100 represents the national average. This area is below the national average. Median home value: $178,500.

    What schools serve zip code 48813?

    Zip code 48813 in Charlotte, Michigan is served by the local school district of Eaton County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology