Zip Code 48708
Bay City, Michigan — Bay County
📍 ZIP code 48708 is in Bay City, Bay County, Michigan.
ZIP code 48708 is located in Bay City, Bay County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 25,751. The area code for ZIP code 48708 is 517.
Quick Answer
Zip code 48708 is in Bay City, Michigan (Bay County). It has a population of 25,751, median household income of $50,216, and median home value of $98,500.
Population
25,751
Income
$50,216
Home Value
$98,500
Climate
82°F / 16°F
About Zip Code 48708
Zip code 48708 is located in Bay City, Michigan, within Bay County. Home to approximately 25,751 residents, this area sits at an elevation of 602 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 517.
The median household income is $50,216 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $98,500, and the cost of living index is 60 (40% below the national average of 100).
Summers average a high of 82°F while winters drop to 16°F. The area receives about 33 in of rain and 13 in of snow annually. The zip code covers 27.9 square miles of land area and 0.8 square miles of water.
Key Statistics
25,751
$50,216
$98,500
Eastern (EST/EDT)
517
602 ft
27.9 sq mi
41.7
12,625
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Compare With Nearby Zip Codes
| Metric | 48708 | 48732 | 48747 | 48706 | 48604 | 48724 |
|---|---|---|---|---|---|---|
| City | Bay City, MI | Bay City, MI | Munger, MI | Bay City, MI | Saginaw, MI | Carrollton, MI |
| Population | 25,751 | 11,308 | 1,488 | 38,756 | 11,284 | 1,226 |
| Median Income | $50,216 | $53,466 | $78,750 | $61,908 | $53,804 | $31,787 |
| Home Value | $98,500 | $160,200 | $121,300 | $142,300 | $93,200 | $68,100 |
| Cost of Living | 60 | 60 | 66 | 60 | 60 | 77 |
| Median Age | 41.7 | 44.5 | 47 | 44.8 | 26.8 | 15.6 |
Cost of Living
100 = National Average. Bay City's cost of living is 40% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.0x
Demographics
Zip code 48708 has a population of 25,751 people with a median age of 41.7. There are 12,625 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Bay City (48708) population trend from 2010 to 2024
↓ -36.5%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
82°F
16°F
33 in
13 in
Bay City experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 16°F. The area receives about 13 in of snow per year.
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Housing & Economy
Median Home Value
$98,500
Median Household Income
$50,216
With 12,625 housing units across 27.9 square miles, 48708 has a housing density of 453 units per square mile. The home price-to-income ratio is 2.0x.
Location & Geography
Latitude
43.5571°
Longitude
-83.8497°
Land Area
27.9 sq mi
Water Area
0.8 sq mi
Nearby Zip Codes
Zip codes closest to 48708 (Bay City, MI) with distances:
All Zip Codes in Bay City, MI
Other zip codes serving Bay City:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 48708's $50,216. A way to compare Bay City to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 48708 (Bay City, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Bay City, Michigan?
Bay City, Michigan uses zip code 48708 along with 2 other zip codes.
What county is zip code 48708 in?
Zip code 48708 is located in Bay County, Michigan.
What is the population of zip code 48708?
The population of zip code 48708 is 25,751 with a median age of 41.7.
Is 48708 in Bay City, Michigan?
Yes, zip code 48708 is in Bay City, Bay County, Michigan. The area code is 517.
Frequently Asked Questions
What city is zip code 48708 in?
Zip code 48708 is in Bay City, Michigan. It is part of Bay County and uses the Eastern (EST/EDT) timezone.
What is zip code 48708?
Zip code 48708 is a U.S. postal code in Bay City, Michigan (Bay County). It has a population of 25,751 and covers 27.9 square miles.
What is the population of zip code 48708?
The population of zip code 48708 (Bay City, MI) is 25,751 with a median age of 41.7. There are approximately 12,625 housing units in this area.
What is the median income in zip code 48708?
The median household income in zip code 48708 (Bay City, MI) is $50,216 per year. The cost of living index is 60 (100 = national average).
What is the average home price in zip code 48708?
The median home value in zip code 48708 (Bay City, MI) is $98,500. The cost of living index is 60 compared to the national average of 100.
What county is zip code 48708 in?
Zip code 48708 is located in Bay County, Michigan. The primary city is Bay City.
What is the area code for zip code 48708?
Zip code 48708 in Bay City, MI uses area code 517. It is located in the Eastern (EST/EDT) timezone.
Is zip code 48708 a good place to live?
Zip code 48708 (Bay City, MI) has a cost of living index of 60 (100 = national average), a median household income of $50,216, and median home values of $98,500. The median age is 41.7. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 48708?
The cost of living index for zip code 48708 (Bay City, MI) is 60, where 100 represents the national average. This area is below the national average. Median home value: $98,500.
What schools serve zip code 48708?
Zip code 48708 in Bay City, Michigan is served by the local school district of Bay County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.