Zip Code 48640
Midland, Michigan — Midland County
📍 ZIP code 48640 is in Midland, Midland County, Michigan.
ZIP code 48640 is located in Midland, Midland County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 32,630. The area code for ZIP code 48640 is 989.
Quick Answer
Zip code 48640 is in Midland, Michigan (Midland County). It has a population of 32,630, median household income of $81,630, and median home value of $191,000.
Population
32,630
Income
$81,630
Home Value
$191,000
Climate
82°F / 17°F
About Zip Code 48640
Zip code 48640 is located in Midland, Michigan, within Midland County. Home to approximately 32,630 residents, this area sits at an elevation of 636 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 989.
The median household income is $81,630 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $191,000, and the cost of living index is 79 (21% below the national average of 100).
Summers average a high of 82°F while winters drop to 17°F. The area receives about 33 in of rain and 13 in of snow annually. The zip code covers 101.5 square miles of land area and 3.2 square miles of water.
Key Statistics
32,630
$81,630
$191,000
Eastern (EST/EDT)
989
636 ft
101.5 sq mi
40.1
14,340
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Compare With Nearby Zip Codes
| Metric | 48640 | 48657 | 48642 | 48623 | 48637 | 48611 |
|---|---|---|---|---|---|---|
| City | Midland, MI | Sanford, MI | Midland, MI | Freeland, MI | Merrill, MI | Auburn, MI |
| Population | 32,630 | 7,700 | 33,770 | 15,126 | 3,068 | 6,013 |
| Median Income | $81,630 | $74,964 | $77,690 | $96,371 | $63,900 | $80,511 |
| Home Value | $191,000 | $171,400 | $194,100 | $230,300 | $140,000 | $166,500 |
| Cost of Living | 79 | 71 | 79 | 95 | 61 | 75 |
| Median Age | 40.1 | 47.5 | 40.3 | 41.5 | 45.8 | 45.3 |
Cost of Living
100 = National Average. Midland's cost of living is 21% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.3x
Demographics
Zip code 48640 has a population of 32,630 people with a median age of 40.1. There are 14,340 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Midland (48640) population trend from 2010 to 2024
↓ -16.9%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
82°F
17°F
33 in
13 in
Midland experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 17°F. The area receives about 13 in of snow per year.
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Housing & Economy
Median Home Value
$191,000
Median Household Income
$81,630
With 14,340 housing units across 101.5 square miles, 48640 has a housing density of 141 units per square mile. The home price-to-income ratio is 2.3x.
Location & Geography
Latitude
43.5822°
Longitude
-84.3372°
Land Area
101.5 sq mi
Water Area
3.2 sq mi
Nearby Zip Codes
Zip codes closest to 48640 (Midland, MI) with distances:
All Zip Codes in Midland, MI
Other zip codes serving Midland:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 48640's $81,630. A way to compare Midland to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 48640 (Midland, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Midland, Michigan?
Midland, Michigan uses zip code 48640 along with 1 other zip codes.
What county is zip code 48640 in?
Zip code 48640 is located in Midland County, Michigan.
What is the population of zip code 48640?
The population of zip code 48640 is 32,630 with a median age of 40.1.
Is 48640 in Midland, Michigan?
Yes, zip code 48640 is in Midland, Midland County, Michigan. The area code is 989.
Frequently Asked Questions
What city is zip code 48640 in?
Zip code 48640 is in Midland, Michigan. It is part of Midland County and uses the Eastern (EST/EDT) timezone.
What is zip code 48640?
Zip code 48640 is a U.S. postal code in Midland, Michigan (Midland County). It has a population of 32,630 and covers 101.5 square miles.
What is the population of zip code 48640?
The population of zip code 48640 (Midland, MI) is 32,630 with a median age of 40.1. There are approximately 14,340 housing units in this area.
What is the median income in zip code 48640?
The median household income in zip code 48640 (Midland, MI) is $81,630 per year. The cost of living index is 79 (100 = national average).
What is the average home price in zip code 48640?
The median home value in zip code 48640 (Midland, MI) is $191,000. The cost of living index is 79 compared to the national average of 100.
What county is zip code 48640 in?
Zip code 48640 is located in Midland County, Michigan. The primary city is Midland.
What is the area code for zip code 48640?
Zip code 48640 in Midland, MI uses area code 989. It is located in the Eastern (EST/EDT) timezone.
Is zip code 48640 a good place to live?
Zip code 48640 (Midland, MI) has a cost of living index of 79 (100 = national average), a median household income of $81,630, and median home values of $191,000. The median age is 40.1. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 48640?
The cost of living index for zip code 48640 (Midland, MI) is 79, where 100 represents the national average. This area is below the national average. Median home value: $191,000.
What schools serve zip code 48640?
Zip code 48640 in Midland, Michigan is served by the local school district of Midland County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.