Zip Code 48098
Troy, Michigan — Oakland County
📍 ZIP code 48098 is in Troy, Oakland County, Michigan.
ZIP code 48098 is located in Troy, Oakland County, Michigan. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 20,658. The area code for ZIP code 48098 is 248.
Quick Answer
Zip code 48098 is in Troy, Michigan (Oakland County). It has a population of 20,658, median household income of $165,781, and median home value of $485,300.
Population
20,658
Income
$165,781
Home Value
$485,300
Climate
82°F / 17°F
About Zip Code 48098
Zip code 48098 is located in Troy, Michigan, within Oakland County. Home to approximately 20,658 residents, this area sits at an elevation of 819 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 248.
The median household income is $165,781 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $485,300, and the cost of living index is 185 (85% above the national average of 100).
Summers average a high of 82°F while winters drop to 17°F. The area receives about 34 in of rain and 36 in of snow annually. The zip code covers 9.4 square miles of land area.
Key Statistics
20,658
$165,781
$485,300
Eastern (EST/EDT)
248
819 ft
9.4 sq mi
46
7,828
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Compare With Nearby Zip Codes
| Metric | 48098 | 48084 | 48304 | 48309 | 48083 | 48009 |
|---|---|---|---|---|---|---|
| City | Troy, MI | Troy, MI | Bloomfield Hills, MI | Rochester Hills, MI | Troy, MI | Birmingham, MI |
| Population | 20,658 | 15,659 | 17,436 | 30,254 | 23,619 | 21,623 |
| Median Income | $165,781 | $106,004 | $140,700 | $117,788 | $88,551 | $152,443 |
| Home Value | $485,300 | $420,000 | $481,500 | $394,700 | $293,300 | $712,000 |
| Cost of Living | 185 | 141 | 178 | 142 | 107 | 226 |
| Median Age | 46 | 37.6 | 50 | 42.8 | 40.9 | 41.1 |
Cost of Living
100 = National Average. Troy's cost of living is 85% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
2.9x
Demographics
Zip code 48098 has a population of 20,658 people with a median age of 46. There are 7,828 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Troy (48098) population trend from 2010 to 2024
↓ -20.0%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
82°F
17°F
34 in
36 in
Troy experiences warm summers with average highs around 82°F. Winters are cold with lows averaging 17°F. With 36 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$485,300
Median Household Income
$165,781
With 7,828 housing units across 9.4 square miles, 48098 has a housing density of 833 units per square mile. The home price-to-income ratio is 2.9x.
Location & Geography
Latitude
42.5984°
Longitude
-83.1784°
Land Area
9.4 sq mi
Water Area
0 sq mi
Nearby Zip Codes
Zip codes closest to 48098 (Troy, MI) with distances:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 48098's $165,781. A way to compare Troy to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 48098 (Troy, MI). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Troy, Michigan?
Troy, Michigan uses zip code 48098.
What county is zip code 48098 in?
Zip code 48098 is located in Oakland County, Michigan.
What is the population of zip code 48098?
The population of zip code 48098 is 20,658 with a median age of 46.
Is 48098 in Troy, Michigan?
Yes, zip code 48098 is in Troy, Oakland County, Michigan. The area code is 248.
Frequently Asked Questions
What city is zip code 48098 in?
Zip code 48098 is in Troy, Michigan. It is part of Oakland County and uses the Eastern (EST/EDT) timezone.
What is zip code 48098?
Zip code 48098 is a U.S. postal code in Troy, Michigan (Oakland County). It has a population of 20,658 and covers 9.4 square miles.
What is the population of zip code 48098?
The population of zip code 48098 (Troy, MI) is 20,658 with a median age of 46. There are approximately 7,828 housing units in this area.
What is the median income in zip code 48098?
The median household income in zip code 48098 (Troy, MI) is $165,781 per year. The cost of living index is 185 (100 = national average).
What is the average home price in zip code 48098?
The median home value in zip code 48098 (Troy, MI) is $485,300. The cost of living index is 185 compared to the national average of 100.
What county is zip code 48098 in?
Zip code 48098 is located in Oakland County, Michigan. The primary city is Troy.
What is the area code for zip code 48098?
Zip code 48098 in Troy, MI uses area code 248. It is located in the Eastern (EST/EDT) timezone.
Is zip code 48098 a good place to live?
Zip code 48098 (Troy, MI) has a cost of living index of 185 (100 = national average), a median household income of $165,781, and median home values of $485,300. The median age is 46. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 48098?
The cost of living index for zip code 48098 (Troy, MI) is 185, where 100 represents the national average. This area is above the national average. Median home value: $485,300.
What schools serve zip code 48098?
Zip code 48098 in Troy, Michigan is served by the local school district of Oakland County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.