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    Zip Code 46970

    Peru, Indiana — Miami County

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    📍 ZIP code 46970 is in Peru, Miami County, Indiana.

    ZIP code 46970 is located in Peru, Miami County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 23,129. The area code for ZIP code 46970 is 812.

    Quick Answer

    Zip code 46970 is in Peru, Indiana (Miami County). It has a population of 23,129, median household income of $56,722, and median home value of $111,200.

    Population

    23,129

    Income

    $56,722

    Home Value

    $111,200

    Climate

    85°F / 18°F

    About Zip Code 46970

    Zip code 46970 is located in Peru, Indiana, within Miami County. Home to approximately 23,129 residents, this area sits at an elevation of 645 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 812.

    The median household income is $56,722 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $111,200, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 85°F while winters drop to 18°F. The area receives about 40 in of rain and 20 in of snow annually. The zip code covers 184.9 square miles of land area and 3.1 square miles of water.

    Key Statistics

    Population

    23,129

    Median Income

    $56,722

    Median Home Value

    $111,200

    Timezone

    Eastern (EST/EDT)

    Area Code

    812

    Elevation

    645 ft

    Land Area

    184.9 sq mi

    Median Age

    40.8

    Housing Units

    10,177

    Compare With Nearby Zip Codes

    Metric469704695846961469264691446959
    CityPeru, INMexico, INPeru, INDenver, INBunker Hill, INPeru, IN
    Population23,129603471,4143,997573
    Median Income$56,722$83,789$0$67,679$59,205$96,442
    Home Value$111,200$91,500$0$122,700$121,400$0
    Cost of Living60641006265100
    Median Age40.85072.843.341.749

    Cost of Living

    Cost of Living Index60

    100 = National Average. Peru's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.0x

    Demographics

    Zip code 46970 has a population of 23,129 people with a median age of 40.8. There are 10,177 housing units in this area.

    Racial & Ethnic Composition

    white87%
    black3%
    hispanic4%
    asian0%
    other6%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Peru (46970) population trend from 2010 to 2024

    ↓ -7.5%
    2010201220142016201820202022202421k22k24k26k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    85°F

    Winter Low

    18°F

    Annual Rainfall

    40 in

    Annual Snowfall

    20 in

    Peru experiences warm summers with average highs around 85°F. Winters are cold with lows averaging 18°F. The area receives about 20 in of snow per year.

    Housing & Economy

    Median Home Value

    $111,200

    Median Household Income

    $56,722

    With 10,177 housing units across 184.9 square miles, 46970 has a housing density of 55 units per square mile. The home price-to-income ratio is 2.0x.

    Location & Geography

    Latitude

    40.7601°

    Longitude

    -86.0615°

    Land Area

    184.9 sq mi

    Water Area

    3.1 sq mi

    40.7601, -86.0615Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 46970 (Peru, IN) with distances:

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    All Zip Codes in Peru, IN

    Other zip codes serving Peru:

    View all Peru zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 46970's $56,722. A way to compare Peru to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46970 (Peru, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Indiana

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    People Also Ask

    What zip code is Peru, Indiana?

    Peru, Indiana uses zip code 46970 along with 3 other zip codes.

    What county is zip code 46970 in?

    Zip code 46970 is located in Miami County, Indiana.

    What is the population of zip code 46970?

    The population of zip code 46970 is 23,129 with a median age of 40.8.

    Is 46970 in Peru, Indiana?

    Yes, zip code 46970 is in Peru, Miami County, Indiana. The area code is 812.

    Frequently Asked Questions

    What city is zip code 46970 in?

    Zip code 46970 is in Peru, Indiana. It is part of Miami County and uses the Eastern (EST/EDT) timezone.

    What is zip code 46970?

    Zip code 46970 is a U.S. postal code in Peru, Indiana (Miami County). It has a population of 23,129 and covers 184.9 square miles.

    What is the population of zip code 46970?

    The population of zip code 46970 (Peru, IN) is 23,129 with a median age of 40.8. There are approximately 10,177 housing units in this area.

    What is the median income in zip code 46970?

    The median household income in zip code 46970 (Peru, IN) is $56,722 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 46970?

    The median home value in zip code 46970 (Peru, IN) is $111,200. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 46970 in?

    Zip code 46970 is located in Miami County, Indiana. The primary city is Peru.

    What is the area code for zip code 46970?

    Zip code 46970 in Peru, IN uses area code 812. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 46970 a good place to live?

    Zip code 46970 (Peru, IN) has a cost of living index of 60 (100 = national average), a median household income of $56,722, and median home values of $111,200. The median age is 40.8. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 46970?

    The cost of living index for zip code 46970 (Peru, IN) is 60, where 100 represents the national average. This area is below the national average. Median home value: $111,200.

    What schools serve zip code 46970?

    Zip code 46970 in Peru, Indiana is served by the local school district of Miami County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology