Zip Code 46032
Carmel, Indiana — Hamilton County
📍 ZIP code 46032 is in Carmel, Hamilton County, Indiana.
ZIP code 46032 is located in Carmel, Hamilton County, Indiana. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 51,181. The area code for ZIP code 46032 is 317.
Quick Answer
Zip code 46032 is in Carmel, Indiana (Hamilton County). It has a population of 51,181, median household income of $123,438, and median home value of $464,200.
Population
51,181
Income
$123,438
Home Value
$464,200
Climate
84°F / 19°F
About Zip Code 46032
Zip code 46032 is located in Carmel, Indiana, within Hamilton County. Home to approximately 51,181 residents, this area sits at an elevation of 867 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 317.
The median household income is $123,438 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $464,200, and the cost of living index is 158 (58% above the national average of 100).
Summers average a high of 84°F while winters drop to 19°F. The area receives about 44 in of rain and 7 in of snow annually. The zip code covers 25.8 square miles of land area and 0.4 square miles of water.
Key Statistics
51,181
$123,438
$464,200
Eastern (EST/EDT)
317
867 ft
25.8 sq mi
39.7
22,118
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Compare With Nearby Zip Codes
| Metric | 46032 | 46290 | 46280 | 46260 | 46033 | 46074 |
|---|---|---|---|---|---|---|
| City | Carmel, IN | Indianapolis, IN | Indianapolis, IN | Indianapolis, IN | Carmel, IN | Westfield, IN |
| Population | 51,181 | 111 | 7,657 | 35,102 | 40,153 | 46,042 |
| Median Income | $123,438 | $0 | $84,561 | $70,642 | $150,529 | $123,580 |
| Home Value | $464,200 | $637,500 | $291,100 | $271,600 | $458,600 | $400,000 |
| Cost of Living | 158 | 250 | 100 | 88 | 171 | 145 |
| Median Age | 39.7 | 70.4 | 42 | 36.1 | 41.8 | 36.6 |
Cost of Living
100 = National Average. Carmel's cost of living is 58% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
3.8x
Demographics
Zip code 46032 has a population of 51,181 people with a median age of 39.7. There are 22,118 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Carmel (46032) population trend from 2010 to 2024
↓ -46.8%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
84°F
19°F
44 in
7 in
Carmel experiences warm summers with average highs around 84°F. Winters are cold with lows averaging 19°F. The area receives about 7 in of snow per year.
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Housing & Economy
Median Home Value
$464,200
Median Household Income
$123,438
With 22,118 housing units across 25.8 square miles, 46032 has a housing density of 857 units per square mile. The home price-to-income ratio is 3.8x.
Location & Geography
Latitude
39.9666°
Longitude
-86.1751°
Land Area
25.8 sq mi
Water Area
0.4 sq mi
Nearby Zip Codes
Zip codes closest to 46032 (Carmel, IN) with distances:
All Zip Codes in Carmel, IN
Other zip codes serving Carmel:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 46032's $123,438. A way to compare Carmel to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 46032 (Carmel, IN). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Carmel, Indiana?
Carmel, Indiana uses zip code 46032 along with 1 other zip codes.
What county is zip code 46032 in?
Zip code 46032 is located in Hamilton County, Indiana.
What is the population of zip code 46032?
The population of zip code 46032 is 51,181 with a median age of 39.7.
Is 46032 in Carmel, Indiana?
Yes, zip code 46032 is in Carmel, Hamilton County, Indiana. The area code is 317.
Frequently Asked Questions
What city is zip code 46032 in?
Zip code 46032 is in Carmel, Indiana. It is part of Hamilton County and uses the Eastern (EST/EDT) timezone.
What is zip code 46032?
Zip code 46032 is a U.S. postal code in Carmel, Indiana (Hamilton County). It has a population of 51,181 and covers 25.8 square miles.
What is the population of zip code 46032?
The population of zip code 46032 (Carmel, IN) is 51,181 with a median age of 39.7. There are approximately 22,118 housing units in this area.
What is the median income in zip code 46032?
The median household income in zip code 46032 (Carmel, IN) is $123,438 per year. The cost of living index is 158 (100 = national average).
What is the average home price in zip code 46032?
The median home value in zip code 46032 (Carmel, IN) is $464,200. The cost of living index is 158 compared to the national average of 100.
What county is zip code 46032 in?
Zip code 46032 is located in Hamilton County, Indiana. The primary city is Carmel.
What is the area code for zip code 46032?
Zip code 46032 in Carmel, IN uses area code 317. It is located in the Eastern (EST/EDT) timezone.
Is zip code 46032 a good place to live?
Zip code 46032 (Carmel, IN) has a cost of living index of 158 (100 = national average), a median household income of $123,438, and median home values of $464,200. The median age is 39.7. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 46032?
The cost of living index for zip code 46032 (Carmel, IN) is 158, where 100 represents the national average. This area is above the national average. Median home value: $464,200.
What schools serve zip code 46032?
Zip code 46032 in Carmel, Indiana is served by the local school district of Hamilton County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.