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    Zip Code 45406

    Dayton, Ohio — Montgomery County

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    📍 ZIP code 45406 is in Dayton, Montgomery County, Ohio.

    ZIP code 45406 is located in Dayton, Montgomery County, Ohio. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 20,261. The area code for ZIP code 45406 is 937.

    Quick Answer

    Zip code 45406 is in Dayton, Ohio (Montgomery County). It has a population of 20,261, median household income of $43,241, and median home value of $82,300.

    Population

    20,261

    Income

    $43,241

    Home Value

    $82,300

    Climate

    87°F / 20°F

    About Zip Code 45406

    Zip code 45406 is located in Dayton, Ohio, within Montgomery County. Home to approximately 20,261 residents, this area sits at an elevation of 865 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 937.

    The median household income is $43,241 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $82,300, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 87°F while winters drop to 20°F. The area receives about 42 in of rain and 12 in of snow annually. The zip code covers 5 square miles of land area.

    Key Statistics

    Population

    20,261

    Median Income

    $43,241

    Median Home Value

    $82,300

    Timezone

    Eastern (EST/EDT)

    Area Code

    937

    Elevation

    865 ft

    Land Area

    5 sq mi

    Median Age

    38.3

    Housing Units

    10,695

    Compare With Nearby Zip Codes

    Metric454064540545416454024541545414
    CityDayton, OHDayton, OHDayton, OHDayton, OHDayton, OHDayton, OH
    Population20,26119,3225,3539,96412,17120,479
    Median Income$43,241$41,901$45,710$45,386$78,864$53,824
    Home Value$82,300$74,100$76,000$105,900$169,400$163,200
    Cost of Living606060607462
    Median Age38.338.642.135.94445.7

    Cost of Living

    Cost of Living Index60

    100 = National Average. Dayton's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    1.9x

    Demographics

    Zip code 45406 has a population of 20,261 people with a median age of 38.3. There are 10,695 housing units in this area.

    Racial & Ethnic Composition

    white16%
    black75%
    hispanic3%
    asian0%
    other6%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Dayton (45406) population trend from 2010 to 2024

    ↑ 11.9%
    2010201220142016201820202022202411k16k21k30k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    87°F

    Winter Low

    20°F

    Annual Rainfall

    42 in

    Annual Snowfall

    12 in

    Dayton experiences warm summers with average highs around 87°F. Winters are cold with lows averaging 20°F. The area receives about 12 in of snow per year.

    Housing & Economy

    Median Home Value

    $82,300

    Median Household Income

    $43,241

    With 10,695 housing units across 5 square miles, 45406 has a housing density of 2,139 units per square mile. The home price-to-income ratio is 1.9x.

    Location & Geography

    Latitude

    39.7854°

    Longitude

    -84.2422°

    Land Area

    5 sq mi

    Water Area

    0 sq mi

    39.7854, -84.2422Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 45406 (Dayton, OH) with distances:

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    All Zip Codes in Dayton, OH

    Other zip codes serving Dayton:

    View all Dayton zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 45406's $43,241. A way to compare Dayton to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 45406 (Dayton, OH). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Ohio

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    People Also Ask

    What zip code is Dayton, Ohio?

    Dayton, Ohio uses zip code 45406 along with 6 other zip codes.

    What county is zip code 45406 in?

    Zip code 45406 is located in Montgomery County, Ohio.

    What is the population of zip code 45406?

    The population of zip code 45406 is 20,261 with a median age of 38.3.

    Is 45406 in Dayton, Ohio?

    Yes, zip code 45406 is in Dayton, Montgomery County, Ohio. The area code is 937.

    Frequently Asked Questions

    What city is zip code 45406 in?

    Zip code 45406 is in Dayton, Ohio. It is part of Montgomery County and uses the Eastern (EST/EDT) timezone.

    What is zip code 45406?

    Zip code 45406 is a U.S. postal code in Dayton, Ohio (Montgomery County). It has a population of 20,261 and covers 5 square miles.

    What is the population of zip code 45406?

    The population of zip code 45406 (Dayton, OH) is 20,261 with a median age of 38.3. There are approximately 10,695 housing units in this area.

    What is the median income in zip code 45406?

    The median household income in zip code 45406 (Dayton, OH) is $43,241 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 45406?

    The median home value in zip code 45406 (Dayton, OH) is $82,300. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 45406 in?

    Zip code 45406 is located in Montgomery County, Ohio. The primary city is Dayton.

    What is the area code for zip code 45406?

    Zip code 45406 in Dayton, OH uses area code 937. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 45406 a good place to live?

    Zip code 45406 (Dayton, OH) has a cost of living index of 60 (100 = national average), a median household income of $43,241, and median home values of $82,300. The median age is 38.3. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 45406?

    The cost of living index for zip code 45406 (Dayton, OH) is 60, where 100 represents the national average. This area is below the national average. Median home value: $82,300.

    What schools serve zip code 45406?

    Zip code 45406 in Dayton, Ohio is served by the local school district of Montgomery County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology