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    Zip Code 45140

    Loveland, Ohio — Clermont County

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    📍 ZIP code 45140 is in Loveland, Clermont County, Ohio.

    ZIP code 45140 is located in Loveland, Clermont County, Ohio. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 56,854. The area code for ZIP code 45140 is 513.

    Quick Answer

    Zip code 45140 is in Loveland, Ohio (Clermont County). It has a population of 56,854, median household income of $110,781, and median home value of $340,800.

    Population

    56,854

    Income

    $110,781

    Home Value

    $340,800

    Climate

    87°F / 22°F

    About Zip Code 45140

    Zip code 45140 is located in Loveland, Ohio, within Clermont County. Home to approximately 56,854 residents, this area sits at an elevation of 742 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 513.

    The median household income is $110,781 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $340,800, and the cost of living index is 123 (23% above the national average of 100).

    Summers average a high of 87°F while winters drop to 22°F. The area receives about 45 in of rain and 9 in of snow annually. The zip code covers 46.3 square miles of land area and 0.6 square miles of water.

    Key Statistics

    Population

    56,854

    Median Income

    $110,781

    Median Home Value

    $340,800

    Timezone

    Eastern (EST/EDT)

    Area Code

    513

    Elevation

    742 ft

    Land Area

    46.3 sq mi

    Median Age

    40.3

    Housing Units

    22,684

    Compare With Nearby Zip Codes

    Metric451404524945111450394524245150
    CityLoveland, OHCincinnati, OHLoveland, OHMaineville, OHCincinnati, OHMilford, OH
    Population56,85414,21923828,95822,25333,342
    Median Income$110,781$107,227$84,375$111,774$120,869$91,780
    Home Value$340,800$484,500$201,500$294,100$421,200$267,900
    Cost of Living1231599311814499
    Median Age40.339.652.340.141.644

    Cost of Living

    Cost of Living Index123

    100 = National Average. Loveland's cost of living is 23% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    3.1x

    Demographics

    Zip code 45140 has a population of 56,854 people with a median age of 40.3. There are 22,684 housing units in this area.

    Racial & Ethnic Composition

    white87%
    black2%
    hispanic4%
    asian4%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Loveland (45140) population trend from 2010 to 2024

    ↓ -24.4%
    2010201220142016201820202022202444k53k62k79k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    87°F

    Winter Low

    22°F

    Annual Rainfall

    45 in

    Annual Snowfall

    9 in

    Loveland experiences warm summers with average highs around 87°F. Winters are cool with lows averaging 22°F. The area receives about 9 in of snow per year.

    Housing & Economy

    Median Home Value

    $340,800

    Median Household Income

    $110,781

    With 22,684 housing units across 46.3 square miles, 45140 has a housing density of 490 units per square mile. The home price-to-income ratio is 3.1x.

    Location & Geography

    Latitude

    39.2573°

    Longitude

    -84.2420°

    Land Area

    46.3 sq mi

    Water Area

    0.6 sq mi

    39.2573, -84.2420Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 45140 (Loveland, OH) with distances:

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    All Zip Codes in Loveland, OH

    Other zip codes serving Loveland:

    View all Loveland zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 45140's $110,781. A way to compare Loveland to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 45140 (Loveland, OH). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Ohio

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    People Also Ask

    What zip code is Loveland, Ohio?

    Loveland, Ohio uses zip code 45140 along with 1 other zip codes.

    What county is zip code 45140 in?

    Zip code 45140 is located in Clermont County, Ohio.

    What is the population of zip code 45140?

    The population of zip code 45140 is 56,854 with a median age of 40.3.

    Is 45140 in Loveland, Ohio?

    Yes, zip code 45140 is in Loveland, Clermont County, Ohio. The area code is 513.

    Frequently Asked Questions

    What city is zip code 45140 in?

    Zip code 45140 is in Loveland, Ohio. It is part of Clermont County and uses the Eastern (EST/EDT) timezone.

    What is zip code 45140?

    Zip code 45140 is a U.S. postal code in Loveland, Ohio (Clermont County). It has a population of 56,854 and covers 46.3 square miles.

    What is the population of zip code 45140?

    The population of zip code 45140 (Loveland, OH) is 56,854 with a median age of 40.3. There are approximately 22,684 housing units in this area.

    What is the median income in zip code 45140?

    The median household income in zip code 45140 (Loveland, OH) is $110,781 per year. The cost of living index is 123 (100 = national average).

    What is the average home price in zip code 45140?

    The median home value in zip code 45140 (Loveland, OH) is $340,800. The cost of living index is 123 compared to the national average of 100.

    What county is zip code 45140 in?

    Zip code 45140 is located in Clermont County, Ohio. The primary city is Loveland.

    What is the area code for zip code 45140?

    Zip code 45140 in Loveland, OH uses area code 513. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 45140 a good place to live?

    Zip code 45140 (Loveland, OH) has a cost of living index of 123 (100 = national average), a median household income of $110,781, and median home values of $340,800. The median age is 40.3. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 45140?

    The cost of living index for zip code 45140 (Loveland, OH) is 123, where 100 represents the national average. This area is above the national average. Median home value: $340,800.

    What schools serve zip code 45140?

    Zip code 45140 in Loveland, Ohio is served by the local school district of Clermont County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology