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    Zip Code 40245

    Louisville, Kentucky — Jefferson County

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    📍 ZIP code 40245 is in Louisville, Jefferson County, Kentucky.

    ZIP code 40245 is located in Louisville, Jefferson County, Kentucky. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 39,261. The area code for ZIP code 40245 is 502.

    Quick Answer

    Zip code 40245 is in Louisville, Kentucky (Jefferson County). It has a population of 39,261, median household income of $120,171, and median home value of $432,900.

    Population

    39,261

    Income

    $120,171

    Home Value

    $432,900

    Climate

    88°F / 23°F

    About Zip Code 40245

    Zip code 40245 is located in Louisville, Kentucky, within Jefferson County. Home to approximately 39,261 residents, this area sits at an elevation of 721 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 502.

    The median household income is $120,171 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $432,900, and the cost of living index is 153 (53% above the national average of 100).

    Summers average a high of 88°F while winters drop to 23°F. The area receives about 53 in of rain and 12 in of snow annually. The zip code covers 32.4 square miles of land area and 0.7 square miles of water.

    Key Statistics

    Population

    39,261

    Median Income

    $120,171

    Median Home Value

    $432,900

    Timezone

    Eastern (EST/EDT)

    Area Code

    502

    Elevation

    721 ft

    Land Area

    32.4 sq mi

    Median Age

    40.8

    Housing Units

    15,226

    Compare With Nearby Zip Codes

    Metric402454005640014402234006740243
    CityLouisville, KYPewee Valley, KYCrestwood, KYLouisville, KYSimpsonville, KYLouisville, KY
    Population39,2613,36123,03923,2646,25312,049
    Median Income$120,171$123,317$118,750$97,033$93,899$75,859
    Home Value$432,900$319,400$381,500$343,600$336,100$297,900
    Cost of Living153120141120114107
    Median Age40.841.74042.339.147.8

    Cost of Living

    Cost of Living Index153

    100 = National Average. Louisville's cost of living is 53% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    3.6x

    Demographics

    Zip code 40245 has a population of 39,261 people with a median age of 40.8. There are 15,226 housing units in this area.

    Racial & Ethnic Composition

    white74%
    black8%
    hispanic6%
    asian8%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Louisville (40245) population trend from 2010 to 2024

    ↓ -44.2%
    2010201220142016201820202022202426k41k56k74k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    88°F

    Winter Low

    23°F

    Annual Rainfall

    53 in

    Annual Snowfall

    12 in

    Louisville experiences warm summers with average highs around 88°F. Winters are cool with lows averaging 23°F. The area receives about 12 in of snow per year.

    Housing & Economy

    Median Home Value

    $432,900

    Median Household Income

    $120,171

    With 15,226 housing units across 32.4 square miles, 40245 has a housing density of 470 units per square mile. The home price-to-income ratio is 3.6x.

    Location & Geography

    Latitude

    38.2676°

    Longitude

    -85.4462°

    Land Area

    32.4 sq mi

    Water Area

    0.7 sq mi

    38.2676, -85.4462Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 40245 (Louisville, KY) with distances:

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    All Zip Codes in Louisville, KY

    Other zip codes serving Louisville:

    View all Louisville zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 40245's $120,171. A way to compare Louisville to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 40245 (Louisville, KY). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Kentucky

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    People Also Ask

    What zip code is Louisville, Kentucky?

    Louisville, Kentucky uses zip code 40245 along with 8 other zip codes.

    What county is zip code 40245 in?

    Zip code 40245 is located in Jefferson County, Kentucky.

    What is the population of zip code 40245?

    The population of zip code 40245 is 39,261 with a median age of 40.8.

    Is 40245 in Louisville, Kentucky?

    Yes, zip code 40245 is in Louisville, Jefferson County, Kentucky. The area code is 502.

    Frequently Asked Questions

    What city is zip code 40245 in?

    Zip code 40245 is in Louisville, Kentucky. It is part of Jefferson County and uses the Eastern (EST/EDT) timezone.

    What is zip code 40245?

    Zip code 40245 is a U.S. postal code in Louisville, Kentucky (Jefferson County). It has a population of 39,261 and covers 32.4 square miles.

    What is the population of zip code 40245?

    The population of zip code 40245 (Louisville, KY) is 39,261 with a median age of 40.8. There are approximately 15,226 housing units in this area.

    What is the median income in zip code 40245?

    The median household income in zip code 40245 (Louisville, KY) is $120,171 per year. The cost of living index is 153 (100 = national average).

    What is the average home price in zip code 40245?

    The median home value in zip code 40245 (Louisville, KY) is $432,900. The cost of living index is 153 compared to the national average of 100.

    What county is zip code 40245 in?

    Zip code 40245 is located in Jefferson County, Kentucky. The primary city is Louisville.

    What is the area code for zip code 40245?

    Zip code 40245 in Louisville, KY uses area code 502. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 40245 a good place to live?

    Zip code 40245 (Louisville, KY) has a cost of living index of 153 (100 = national average), a median household income of $120,171, and median home values of $432,900. The median age is 40.8. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 40245?

    The cost of living index for zip code 40245 (Louisville, KY) is 153, where 100 represents the national average. This area is above the national average. Median home value: $432,900.

    What schools serve zip code 40245?

    Zip code 40245 in Louisville, Kentucky is served by the local school district of Jefferson County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology