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    Zip Code 38655

    Oxford, Mississippi — Lafayette County

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    📍 ZIP code 38655 is in Oxford, Lafayette County, Mississippi.

    ZIP code 38655 is located in Oxford, Lafayette County, Mississippi. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 45,377. The area code for ZIP code 38655 is 601.

    Quick Answer

    Zip code 38655 is in Oxford, Mississippi (Lafayette County). It has a population of 45,377, median household income of $64,423, and median home value of $275,500.

    Population

    45,377

    Income

    $64,423

    Home Value

    $275,500

    Climate

    91°F / 31°F

    About Zip Code 38655

    Zip code 38655 is located in Oxford, Mississippi, within Lafayette County. Home to approximately 45,377 residents, this area sits at an elevation of 406 ft and falls within the Central (CST/CDT) timezone. The local area code is 601.

    The median household income is $64,423 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $275,500, and the cost of living index is 86 (14% below the national average of 100).

    Summers average a high of 91°F while winters drop to 31°F. The area receives about 61 in of rain and 1 in of snow annually. The zip code covers 385.1 square miles of land area and 18.5 square miles of water.

    Key Statistics

    Population

    45,377

    Median Income

    $64,423

    Median Home Value

    $275,500

    Timezone

    Central (CST/CDT)

    Area Code

    601

    Elevation

    406 ft

    Land Area

    385.1 sq mi

    Median Age

    32.7

    Housing Units

    25,173

    Compare With Nearby Zip Codes

    Metric386553867738673389493860138871
    CityOxford, MSUniversity, MSOxford, MSWater Valley, MSAbbeville, MSPontotoc, MS
    Population45,3775,0061,1111912,5312,154
    Median Income$64,423$0$89,150$66,400$50,568$63,661
    Home Value$275,500$0$259,800$231,700$219,800$96,500
    Cost of Living86100104726966
    Median Age32.719.250.459.437.339.6

    Cost of Living

    Cost of Living Index86

    100 = National Average. Oxford's cost of living is 14% below the national average.

    vs. State Avg

    Below

    Affordability

    Affordable

    Income-to-Home

    4.3x

    Demographics

    Zip code 38655 has a population of 45,377 people with a median age of 32.7. There are 25,173 housing units in this area.

    Racial & Ethnic Composition

    white68%
    black24%
    hispanic4%
    asian2%
    other2%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Oxford (38655) population trend from 2010 to 2024

    ↓ -25.5%
    2010201220142016201820202022202434k42k50k65k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    91°F

    Winter Low

    31°F

    Annual Rainfall

    61 in

    Annual Snowfall

    1 in

    Oxford experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 31°F. The area receives about 1 in of snow per year.

    Housing & Economy

    Median Home Value

    $275,500

    Median Household Income

    $64,423

    With 25,173 housing units across 385.1 square miles, 38655 has a housing density of 65 units per square mile. The home price-to-income ratio is 4.3x.

    Location & Geography

    Latitude

    34.3332°

    Longitude

    -89.4733°

    Land Area

    385.1 sq mi

    Water Area

    18.5 sq mi

    34.3332, -89.4733Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 38655 (Oxford, MS) with distances:

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    All Zip Codes in Oxford, MS

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 38655's $64,423. A way to compare Oxford to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 38655 (Oxford, MS). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Mississippi

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    People Also Ask

    What zip code is Oxford, Mississippi?

    Oxford, Mississippi uses zip code 38655 along with 1 other zip codes.

    What county is zip code 38655 in?

    Zip code 38655 is located in Lafayette County, Mississippi.

    What is the population of zip code 38655?

    The population of zip code 38655 is 45,377 with a median age of 32.7.

    Is 38655 in Oxford, Mississippi?

    Yes, zip code 38655 is in Oxford, Lafayette County, Mississippi. The area code is 601.

    Frequently Asked Questions

    What city is zip code 38655 in?

    Zip code 38655 is in Oxford, Mississippi. It is part of Lafayette County and uses the Central (CST/CDT) timezone.

    What is zip code 38655?

    Zip code 38655 is a U.S. postal code in Oxford, Mississippi (Lafayette County). It has a population of 45,377 and covers 385.1 square miles.

    What is the population of zip code 38655?

    The population of zip code 38655 (Oxford, MS) is 45,377 with a median age of 32.7. There are approximately 25,173 housing units in this area.

    What is the median income in zip code 38655?

    The median household income in zip code 38655 (Oxford, MS) is $64,423 per year. The cost of living index is 86 (100 = national average).

    What is the average home price in zip code 38655?

    The median home value in zip code 38655 (Oxford, MS) is $275,500. The cost of living index is 86 compared to the national average of 100.

    What county is zip code 38655 in?

    Zip code 38655 is located in Lafayette County, Mississippi. The primary city is Oxford.

    What is the area code for zip code 38655?

    Zip code 38655 in Oxford, MS uses area code 601. It is located in the Central (CST/CDT) timezone.

    Is zip code 38655 a good place to live?

    Zip code 38655 (Oxford, MS) has a cost of living index of 86 (100 = national average), a median household income of $64,423, and median home values of $275,500. The median age is 32.7. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 38655?

    The cost of living index for zip code 38655 (Oxford, MS) is 86, where 100 represents the national average. This area is below the national average. Median home value: $275,500.

    What schools serve zip code 38655?

    Zip code 38655 in Oxford, Mississippi is served by the local school district of Lafayette County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology