Skip to main content

    Zip Code 38138

    Germantown, Tennessee — Shelby County

    Share:

    📍 ZIP code 38138 is in Germantown, Shelby County, Tennessee.

    ZIP code 38138 is located in Germantown, Shelby County, Tennessee. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 25,368. The area code for ZIP code 38138 is 901.

    Quick Answer

    Zip code 38138 is in Germantown, Tennessee (Shelby County). It has a population of 25,368, median household income of $130,125, and median home value of $393,600.

    Population

    25,368

    Income

    $130,125

    Home Value

    $393,600

    Climate

    91°F / 30°F

    About Zip Code 38138

    Zip code 38138 is located in Germantown, Tennessee, within Shelby County. Home to approximately 25,368 residents, this area sits at an elevation of 339 ft and falls within the Central (CST/CDT) timezone. The local area code is 901.

    The median household income is $130,125 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $393,600, and the cost of living index is 144 (44% above the national average of 100).

    Summers average a high of 91°F while winters drop to 30°F. The area receives about 57 in of rain and 3 in of snow annually. The zip code covers 11.9 square miles of land area.

    Key Statistics

    Population

    25,368

    Median Income

    $130,125

    Median Home Value

    $393,600

    Timezone

    Central (CST/CDT)

    Area Code

    901

    Elevation

    339 ft

    Land Area

    11.9 sq mi

    Median Age

    44.1

    Housing Units

    10,747

    Compare With Nearby Zip Codes

    Metric381383813938119381203812538018
    CityGermantown, TNGermantown, TNMemphis, TNMemphis, TNMemphis, TNCordova, TN
    Population25,36816,29822,33213,24942,79338,357
    Median Income$130,125$174,052$86,325$119,309$83,184$89,627
    Home Value$393,600$540,600$279,100$421,500$230,400$255,300
    Cost of Living1441991041518793
    Median Age44.144.541.84533.436.9

    Cost of Living

    Cost of Living Index144

    100 = National Average. Germantown's cost of living is 44% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    3.0x

    Demographics

    Zip code 38138 has a population of 25,368 people with a median age of 44.1. There are 10,747 housing units in this area.

    Racial & Ethnic Composition

    white84%
    black6%
    hispanic2%
    asian5%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Germantown (38138) population trend from 2010 to 2024

    ↑ 91.9%
    2010201220142016201820202022202412k18k25k38k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    91°F

    Winter Low

    30°F

    Annual Rainfall

    57 in

    Annual Snowfall

    3 in

    Germantown experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 30°F. The area receives about 3 in of snow per year.

    Housing & Economy

    Median Home Value

    $393,600

    Median Household Income

    $130,125

    With 10,747 housing units across 11.9 square miles, 38138 has a housing density of 903 units per square mile. The home price-to-income ratio is 3.0x.

    Location & Geography

    Latitude

    35.0848°

    Longitude

    -89.7993°

    Land Area

    11.9 sq mi

    Water Area

    0 sq mi

    35.0848, -89.7993Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 38138 (Germantown, TN) with distances:

    Find zip codes near your location →

    All Zip Codes in Germantown, TN

    Other zip codes serving Germantown:

    View all Germantown zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 38138's $130,125. A way to compare Germantown to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 38138 (Germantown, TN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Tennessee

    Popular "Near Me" Searches

    restaurants near 38138hospitals near 38138schools near 38138gas stations near 38138jobs near 38138

    People Also Ask

    What zip code is Germantown, Tennessee?

    Germantown, Tennessee uses zip code 38138 along with 1 other zip codes.

    What county is zip code 38138 in?

    Zip code 38138 is located in Shelby County, Tennessee.

    What is the population of zip code 38138?

    The population of zip code 38138 is 25,368 with a median age of 44.1.

    Is 38138 in Germantown, Tennessee?

    Yes, zip code 38138 is in Germantown, Shelby County, Tennessee. The area code is 901.

    Frequently Asked Questions

    What city is zip code 38138 in?

    Zip code 38138 is in Germantown, Tennessee. It is part of Shelby County and uses the Central (CST/CDT) timezone.

    What is zip code 38138?

    Zip code 38138 is a U.S. postal code in Germantown, Tennessee (Shelby County). It has a population of 25,368 and covers 11.9 square miles.

    What is the population of zip code 38138?

    The population of zip code 38138 (Germantown, TN) is 25,368 with a median age of 44.1. There are approximately 10,747 housing units in this area.

    What is the median income in zip code 38138?

    The median household income in zip code 38138 (Germantown, TN) is $130,125 per year. The cost of living index is 144 (100 = national average).

    What is the average home price in zip code 38138?

    The median home value in zip code 38138 (Germantown, TN) is $393,600. The cost of living index is 144 compared to the national average of 100.

    What county is zip code 38138 in?

    Zip code 38138 is located in Shelby County, Tennessee. The primary city is Germantown.

    What is the area code for zip code 38138?

    Zip code 38138 in Germantown, TN uses area code 901. It is located in the Central (CST/CDT) timezone.

    Is zip code 38138 a good place to live?

    Zip code 38138 (Germantown, TN) has a cost of living index of 144 (100 = national average), a median household income of $130,125, and median home values of $393,600. The median age is 44.1. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 38138?

    The cost of living index for zip code 38138 (Germantown, TN) is 144, where 100 represents the national average. This area is above the national average. Median home value: $393,600.

    What schools serve zip code 38138?

    Zip code 38138 in Germantown, Tennessee is served by the local school district of Shelby County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology