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    Zip Code 37412

    Chattanooga, Tennessee — Hamilton County

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    📍 ZIP code 37412 is in Chattanooga, Hamilton County, Tennessee.

    ZIP code 37412 is located in Chattanooga, Hamilton County, Tennessee. It is a zip code in the Central (CST/CDT) Time Zone with an estimated population of 21,840. The area code for ZIP code 37412 is 423.

    Quick Answer

    Zip code 37412 is in Chattanooga, Tennessee (Hamilton County). It has a population of 21,840, median household income of $56,600, and median home value of $182,600.

    Population

    21,840

    Income

    $56,600

    Home Value

    $182,600

    Climate

    91°F / 32°F

    About Zip Code 37412

    Zip code 37412 is located in Chattanooga, Tennessee, within Hamilton County. Home to approximately 21,840 residents, this area sits at an elevation of 671 ft and falls within the Central (CST/CDT) timezone. The local area code is 423.

    The median household income is $56,600 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $182,600, and the cost of living index is 64 (36% below the national average of 100).

    Summers average a high of 91°F while winters drop to 32°F. The area receives about 55 in of rain and 4 in of snow annually. The zip code covers 8.7 square miles of land area.

    Key Statistics

    Population

    21,840

    Median Income

    $56,600

    Median Home Value

    $182,600

    Timezone

    Central (CST/CDT)

    Area Code

    423

    Elevation

    671 ft

    Land Area

    8.7 sq mi

    Median Age

    36.7

    Housing Units

    10,305

    Compare With Nearby Zip Codes

    Metric374123741137404307423740730741
    CityChattanooga, TNChattanooga, TNChattanooga, TNFort Oglethorpe, GAChattanooga, TNRossville, GA
    Population21,84018,81513,8837,74910,16429,236
    Median Income$56,600$50,180$53,585$46,473$33,785$52,117
    Home Value$182,600$216,800$235,300$184,800$84,600$156,700
    Cost of Living646474606060
    Median Age36.738.234.740.626.242.6

    Cost of Living

    Cost of Living Index64

    100 = National Average. Chattanooga's cost of living is 36% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    3.2x

    Demographics

    Zip code 37412 has a population of 21,840 people with a median age of 36.7. There are 10,305 housing units in this area.

    Racial & Ethnic Composition

    white69%
    black11%
    hispanic15%
    asian1%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Chattanooga (37412) population trend from 2010 to 2024

    ↓ -51.1%
    2010201220142016201820202022202415k23k32k47k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    91°F

    Winter Low

    32°F

    Annual Rainfall

    55 in

    Annual Snowfall

    4 in

    Chattanooga experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 32°F. The area receives about 4 in of snow per year.

    Housing & Economy

    Median Home Value

    $182,600

    Median Household Income

    $56,600

    With 10,305 housing units across 8.7 square miles, 37412 has a housing density of 1,184 units per square mile. The home price-to-income ratio is 3.2x.

    Location & Geography

    Latitude

    34.9975°

    Longitude

    -85.2274°

    Land Area

    8.7 sq mi

    Water Area

    0 sq mi

    34.9975, -85.2274Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 37412 (Chattanooga, TN) with distances:

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    All Zip Codes in Chattanooga, TN

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    View all Chattanooga zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 37412's $56,600. A way to compare Chattanooga to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 37412 (Chattanooga, TN). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Tennessee

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is Chattanooga, Tennessee?

    Chattanooga, Tennessee uses zip code 37412 along with 11 other zip codes.

    What county is zip code 37412 in?

    Zip code 37412 is located in Hamilton County, Tennessee.

    What is the population of zip code 37412?

    The population of zip code 37412 is 21,840 with a median age of 36.7.

    Is 37412 in Chattanooga, Tennessee?

    Yes, zip code 37412 is in Chattanooga, Hamilton County, Tennessee. The area code is 423.

    Frequently Asked Questions

    What city is zip code 37412 in?

    Zip code 37412 is in Chattanooga, Tennessee. It is part of Hamilton County and uses the Central (CST/CDT) timezone.

    What is zip code 37412?

    Zip code 37412 is a U.S. postal code in Chattanooga, Tennessee (Hamilton County). It has a population of 21,840 and covers 8.7 square miles.

    What is the population of zip code 37412?

    The population of zip code 37412 (Chattanooga, TN) is 21,840 with a median age of 36.7. There are approximately 10,305 housing units in this area.

    What is the median income in zip code 37412?

    The median household income in zip code 37412 (Chattanooga, TN) is $56,600 per year. The cost of living index is 64 (100 = national average).

    What is the average home price in zip code 37412?

    The median home value in zip code 37412 (Chattanooga, TN) is $182,600. The cost of living index is 64 compared to the national average of 100.

    What county is zip code 37412 in?

    Zip code 37412 is located in Hamilton County, Tennessee. The primary city is Chattanooga.

    What is the area code for zip code 37412?

    Zip code 37412 in Chattanooga, TN uses area code 423. It is located in the Central (CST/CDT) timezone.

    Is zip code 37412 a good place to live?

    Zip code 37412 (Chattanooga, TN) has a cost of living index of 64 (100 = national average), a median household income of $56,600, and median home values of $182,600. The median age is 36.7. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 37412?

    The cost of living index for zip code 37412 (Chattanooga, TN) is 64, where 100 represents the national average. This area is below the national average. Median home value: $182,600.

    What schools serve zip code 37412?

    Zip code 37412 in Chattanooga, Tennessee is served by the local school district of Hamilton County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology