Zip Code 32909
Palm Bay, Florida — Brevard County
📍 ZIP code 32909 is in Palm Bay, Brevard County, Florida.
ZIP code 32909 is located in Palm Bay, Brevard County, Florida. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 39,611. The area code for ZIP code 32909 is 407.
Quick Answer
Zip code 32909 is in Palm Bay, Florida (Brevard County). It has a population of 39,611, median household income of $76,708, and median home value of $261,400.
Population
39,611
Income
$76,708
Home Value
$261,400
Climate
91°F / 49°F
About Zip Code 32909
Zip code 32909 is located in Palm Bay, Florida, within Brevard County. Home to approximately 39,611 residents, this area sits at an elevation of 24 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 407.
The median household income is $76,708 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $261,400, and the cost of living index is 90 (10% below the national average of 100).
Summers average a high of 91°F while winters drop to 49°F. The area receives about 56 in of rain annually. The zip code covers 43.4 square miles of land area and 0.1 square miles of water.
Key Statistics
39,611
$76,708
$261,400
Eastern (EST/EDT)
407
24 ft
43.4 sq mi
37.9
14,278
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Compare With Nearby Zip Codes
| Metric | 32909 | 32908 | 32949 | 32948 | 32950 | 32907 |
|---|---|---|---|---|---|---|
| City | Palm Bay, FL | Palm Bay, FL | Grant, FL | Fellsmere, FL | Malabar, FL | Palm Bay, FL |
| Population | 39,611 | 14,970 | 2,821 | 6,802 | 4,573 | 48,352 |
| Median Income | $76,708 | $66,589 | $126,146 | $60,099 | $122,905 | $71,827 |
| Home Value | $261,400 | $265,500 | $497,200 | $196,200 | $443,100 | $253,700 |
| Cost of Living | 90 | 83 | 151 | 60 | 144 | 85 |
| Median Age | 37.9 | 38.3 | 56.7 | 37.4 | 54.8 | 44.5 |
Cost of Living
100 = National Average. Palm Bay's cost of living is 10% below the national average.
vs. State Avg
Below
Affordability
Affordable
Income-to-Home
3.4x
Demographics
Zip code 32909 has a population of 39,611 people with a median age of 37.9. There are 14,278 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Palm Bay (32909) population trend from 2010 to 2024
↑ 12.4%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
91°F
49°F
56 in
0 in
Palm Bay experiences hot summers with average highs around 91°F. Winters are mild with lows averaging 49°F. The area receives virtually no snowfall.
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Housing & Economy
Median Home Value
$261,400
Median Household Income
$76,708
With 14,278 housing units across 43.4 square miles, 32909 has a housing density of 329 units per square mile. The home price-to-income ratio is 3.4x.
Location & Geography
Latitude
27.9193°
Longitude
-80.6442°
Land Area
43.4 sq mi
Water Area
0.1 sq mi
Nearby Zip Codes
Zip codes closest to 32909 (Palm Bay, FL) with distances:
All Zip Codes in Palm Bay, FL
Other zip codes serving Palm Bay:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 32909's $76,708. A way to compare Palm Bay to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 32909 (Palm Bay, FL). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Palm Bay, Florida?
Palm Bay, Florida uses zip code 32909 along with 3 other zip codes.
What county is zip code 32909 in?
Zip code 32909 is located in Brevard County, Florida.
What is the population of zip code 32909?
The population of zip code 32909 is 39,611 with a median age of 37.9.
Is 32909 in Palm Bay, Florida?
Yes, zip code 32909 is in Palm Bay, Brevard County, Florida. The area code is 407.
Frequently Asked Questions
What city is zip code 32909 in?
Zip code 32909 is in Palm Bay, Florida. It is part of Brevard County and uses the Eastern (EST/EDT) timezone.
What is zip code 32909?
Zip code 32909 is a U.S. postal code in Palm Bay, Florida (Brevard County). It has a population of 39,611 and covers 43.4 square miles.
What is the population of zip code 32909?
The population of zip code 32909 (Palm Bay, FL) is 39,611 with a median age of 37.9. There are approximately 14,278 housing units in this area.
What is the median income in zip code 32909?
The median household income in zip code 32909 (Palm Bay, FL) is $76,708 per year. The cost of living index is 90 (100 = national average).
What is the average home price in zip code 32909?
The median home value in zip code 32909 (Palm Bay, FL) is $261,400. The cost of living index is 90 compared to the national average of 100.
What county is zip code 32909 in?
Zip code 32909 is located in Brevard County, Florida. The primary city is Palm Bay.
What is the area code for zip code 32909?
Zip code 32909 in Palm Bay, FL uses area code 407. It is located in the Eastern (EST/EDT) timezone.
Is zip code 32909 a good place to live?
Zip code 32909 (Palm Bay, FL) has a cost of living index of 90 (100 = national average), a median household income of $76,708, and median home values of $261,400. The median age is 37.9. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 32909?
The cost of living index for zip code 32909 (Palm Bay, FL) is 90, where 100 represents the national average. This area is below the national average. Median home value: $261,400.
What schools serve zip code 32909?
Zip code 32909 in Palm Bay, Florida is served by the local school district of Brevard County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.