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    Zip Code 32164

    Palm Coast, Florida — Flagler County

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    📍 ZIP code 32164 is in Palm Coast, Flagler County, Florida.

    ZIP code 32164 is located in Palm Coast, Flagler County, Florida. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 53,963. The area code for ZIP code 32164 is 321.

    Quick Answer

    Zip code 32164 is in Palm Coast, Florida (Flagler County). It has a population of 53,963, median household income of $71,738, and median home value of $308,100.

    Population

    53,963

    Income

    $71,738

    Home Value

    $308,100

    Climate

    88°F / 49°F

    About Zip Code 32164

    Zip code 32164 is located in Palm Coast, Florida, within Flagler County. Home to approximately 53,963 residents, this area sits at an elevation of 25 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 321.

    The median household income is $71,738 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $308,100, and the cost of living index is 96 (4% below the national average of 100).

    Summers average a high of 88°F while winters drop to 49°F. The area receives about 51 in of rain annually. The zip code covers 33.3 square miles of land area and 0.2 square miles of water.

    Key Statistics

    Population

    53,963

    Median Income

    $71,738

    Median Home Value

    $308,100

    Timezone

    Eastern (EST/EDT)

    Area Code

    321

    Elevation

    25 ft

    Land Area

    33.3 sq mi

    Median Age

    47.4

    Housing Units

    22,902

    Compare With Nearby Zip Codes

    Metric321643213632137321103217632174
    CityPalm Coast, FLFlagler Beach, FLPalm Coast, FLBunnell, FLOrmond Beach, FLOrmond Beach, FL
    Population53,9638,30347,0039,87714,34453,087
    Median Income$71,738$72,589$78,731$56,277$72,248$67,817
    Home Value$308,100$438,300$360,600$221,200$368,400$315,100
    Cost of Living961191096410497
    Median Age47.459.856.542.660.156.3

    Cost of Living

    Cost of Living Index96

    100 = National Average. Palm Coast's cost of living is 4% below the national average.

    vs. State Avg

    Below

    Affordability

    Affordable

    Income-to-Home

    4.3x

    Demographics

    Zip code 32164 has a population of 53,963 people with a median age of 47.4. There are 22,902 housing units in this area.

    Racial & Ethnic Composition

    white65%
    black13%
    hispanic14%
    asian2%
    other6%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Palm Coast (32164) population trend from 2010 to 2024

    ↓ -13.0%
    2010201220142016201820202022202448k53k59k68k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    88°F

    Winter Low

    49°F

    Annual Rainfall

    51 in

    Annual Snowfall

    0 in

    Palm Coast experiences warm summers with average highs around 88°F. Winters are mild with lows averaging 49°F. The area receives virtually no snowfall.

    Housing & Economy

    Median Home Value

    $308,100

    Median Household Income

    $71,738

    With 22,902 housing units across 33.3 square miles, 32164 has a housing density of 688 units per square mile. The home price-to-income ratio is 4.3x.

    Location & Geography

    Latitude

    29.4877°

    Longitude

    -81.2097°

    Land Area

    33.3 sq mi

    Water Area

    0.2 sq mi

    29.4877, -81.2097Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 32164 (Palm Coast, FL) with distances:

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    All Zip Codes in Palm Coast, FL

    Other zip codes serving Palm Coast:

    View all Palm Coast zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 32164's $71,738. A way to compare Palm Coast to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 32164 (Palm Coast, FL). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Florida

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    People Also Ask

    What zip code is Palm Coast, Florida?

    Palm Coast, Florida uses zip code 32164 along with 1 other zip codes.

    What county is zip code 32164 in?

    Zip code 32164 is located in Flagler County, Florida.

    What is the population of zip code 32164?

    The population of zip code 32164 is 53,963 with a median age of 47.4.

    Is 32164 in Palm Coast, Florida?

    Yes, zip code 32164 is in Palm Coast, Flagler County, Florida. The area code is 321.

    Frequently Asked Questions

    What city is zip code 32164 in?

    Zip code 32164 is in Palm Coast, Florida. It is part of Flagler County and uses the Eastern (EST/EDT) timezone.

    What is zip code 32164?

    Zip code 32164 is a U.S. postal code in Palm Coast, Florida (Flagler County). It has a population of 53,963 and covers 33.3 square miles.

    What is the population of zip code 32164?

    The population of zip code 32164 (Palm Coast, FL) is 53,963 with a median age of 47.4. There are approximately 22,902 housing units in this area.

    What is the median income in zip code 32164?

    The median household income in zip code 32164 (Palm Coast, FL) is $71,738 per year. The cost of living index is 96 (100 = national average).

    What is the average home price in zip code 32164?

    The median home value in zip code 32164 (Palm Coast, FL) is $308,100. The cost of living index is 96 compared to the national average of 100.

    What county is zip code 32164 in?

    Zip code 32164 is located in Flagler County, Florida. The primary city is Palm Coast.

    What is the area code for zip code 32164?

    Zip code 32164 in Palm Coast, FL uses area code 321. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 32164 a good place to live?

    Zip code 32164 (Palm Coast, FL) has a cost of living index of 96 (100 = national average), a median household income of $71,738, and median home values of $308,100. The median age is 47.4. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 32164?

    The cost of living index for zip code 32164 (Palm Coast, FL) is 96, where 100 represents the national average. This area is below the national average. Median home value: $308,100.

    What schools serve zip code 32164?

    Zip code 32164 in Palm Coast, Florida is served by the local school district of Flagler County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology