Zip Code 32034
Fernandina Beach, Florida — Nassau County
📍 ZIP code 32034 is in Fernandina Beach, Nassau County, Florida.
ZIP code 32034 is located in Fernandina Beach, Nassau County, Florida. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 39,280. The area code for ZIP code 32034 is 352.
Quick Answer
Zip code 32034 is in Fernandina Beach, Florida (Nassau County). It has a population of 39,280, median household income of $97,756, and median home value of $484,200.
Population
39,280
Income
$97,756
Home Value
$484,200
Climate
91°F / 45°F
About Zip Code 32034
Zip code 32034 is located in Fernandina Beach, Florida, within Nassau County. Home to approximately 39,280 residents, this area sits at an elevation of 3 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 352.
The median household income is $97,756 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $484,200, and the cost of living index is 143 (43% above the national average of 100).
Summers average a high of 91°F while winters drop to 45°F. The area receives about 50 in of rain annually. The zip code covers 56.7 square miles of land area and 14.6 square miles of water.
Key Statistics
39,280
$97,756
$484,200
Eastern (EST/EDT)
352
3 ft
56.7 sq mi
56.5
21,768
Advertisement
Compare With Nearby Zip Codes
| Metric | 32034 | 32097 | 32226 | 32218 | 32227 | 32277 |
|---|---|---|---|---|---|---|
| City | Fernandina Beach, FL | Yulee, FL | Jacksonville, FL | Jacksonville, FL | Atlantic Beach, FL | Jacksonville, FL |
| Population | 39,280 | 24,880 | 20,396 | 71,066 | 3,365 | 35,310 |
| Median Income | $97,756 | $89,270 | $109,375 | $68,363 | $84,732 | $60,215 |
| Home Value | $484,200 | $293,300 | $340,500 | $260,300 | $0 | $256,600 |
| Cost of Living | 143 | 102 | 119 | 85 | 102 | 79 |
| Median Age | 56.5 | 38.5 | 41.4 | 35.3 | 22.2 | 32.7 |
Cost of Living
100 = National Average. Fernandina Beach's cost of living is 43% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
5.0x
Demographics
Zip code 32034 has a population of 39,280 people with a median age of 56.5. There are 21,768 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Fernandina Beach (32034) population trend from 2010 to 2024
↓ -4.4%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
91°F
45°F
50 in
0 in
Fernandina Beach experiences hot summers with average highs around 91°F. Winters are mild with lows averaging 45°F. The area receives virtually no snowfall.
Advertisement
Housing & Economy
Median Home Value
$484,200
Median Household Income
$97,756
With 21,768 housing units across 56.7 square miles, 32034 has a housing density of 384 units per square mile. The home price-to-income ratio is 5.0x.
Location & Geography
Latitude
30.6060°
Longitude
-81.4961°
Land Area
56.7 sq mi
Water Area
14.6 sq mi
Nearby Zip Codes
Zip codes closest to 32034 (Fernandina Beach, FL) with distances:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 32034's $97,756. A way to compare Fernandina Beach to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 32034 (Fernandina Beach, FL). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
Explore Florida
Popular "Near Me" Searches
Advertisement
People Also Ask
What zip code is Fernandina Beach, Florida?
Fernandina Beach, Florida uses zip code 32034.
What county is zip code 32034 in?
Zip code 32034 is located in Nassau County, Florida.
What is the population of zip code 32034?
The population of zip code 32034 is 39,280 with a median age of 56.5.
Is 32034 in Fernandina Beach, Florida?
Yes, zip code 32034 is in Fernandina Beach, Nassau County, Florida. The area code is 352.
Frequently Asked Questions
What city is zip code 32034 in?
Zip code 32034 is in Fernandina Beach, Florida. It is part of Nassau County and uses the Eastern (EST/EDT) timezone.
What is zip code 32034?
Zip code 32034 is a U.S. postal code in Fernandina Beach, Florida (Nassau County). It has a population of 39,280 and covers 56.7 square miles.
What is the population of zip code 32034?
The population of zip code 32034 (Fernandina Beach, FL) is 39,280 with a median age of 56.5. There are approximately 21,768 housing units in this area.
What is the median income in zip code 32034?
The median household income in zip code 32034 (Fernandina Beach, FL) is $97,756 per year. The cost of living index is 143 (100 = national average).
What is the average home price in zip code 32034?
The median home value in zip code 32034 (Fernandina Beach, FL) is $484,200. The cost of living index is 143 compared to the national average of 100.
What county is zip code 32034 in?
Zip code 32034 is located in Nassau County, Florida. The primary city is Fernandina Beach.
What is the area code for zip code 32034?
Zip code 32034 in Fernandina Beach, FL uses area code 352. It is located in the Eastern (EST/EDT) timezone.
Is zip code 32034 a good place to live?
Zip code 32034 (Fernandina Beach, FL) has a cost of living index of 143 (100 = national average), a median household income of $97,756, and median home values of $484,200. The median age is 56.5. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 32034?
The cost of living index for zip code 32034 (Fernandina Beach, FL) is 143, where 100 represents the national average. This area is above the national average. Median home value: $484,200.
What schools serve zip code 32034?
Zip code 32034 in Fernandina Beach, Florida is served by the local school district of Nassau County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
People Also Searched For
Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.