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    Zip Code 28786

    Waynesville, North Carolina — Haywood County

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    📍 ZIP code 28786 is in Waynesville, Haywood County, North Carolina.

    ZIP code 28786 is located in Waynesville, Haywood County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 22,153. The area code for ZIP code 28786 is 704.

    Quick Answer

    Zip code 28786 is in Waynesville, North Carolina (Haywood County). It has a population of 22,153, median household income of $56,047, and median home value of $266,800.

    Population

    22,153

    Income

    $56,047

    Home Value

    $266,800

    Climate

    82°F / 24°F

    About Zip Code 28786

    Zip code 28786 is located in Waynesville, North Carolina, within Haywood County. Home to approximately 22,153 residents, this area sits at an elevation of 3022 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 704.

    The median household income is $56,047 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $266,800, and the cost of living index is 80 (20% below the national average of 100).

    Summers average a high of 82°F while winters drop to 24°F. The area receives about 50 in of rain and 11 in of snow annually. The zip code covers 74.4 square miles of land area and 0.1 square miles of water.

    Key Statistics

    Population

    22,153

    Median Income

    $56,047

    Median Home Value

    $266,800

    Timezone

    Eastern (EST/EDT)

    Area Code

    704

    Elevation

    3022 ft

    Land Area

    74.4 sq mi

    Median Age

    49.3

    Housing Units

    12,064

    Compare With Nearby Zip Codes

    Metric287862874528707287512871628723
    CityWaynesville, NCLake Junaluska, NCBalsam, NCMaggie Valley, NCCanton, NCCullowhee, NC
    Population22,1535555804,37016,21611,427
    Median Income$56,047$115,081$44,813$66,393$60,008$43,539
    Home Value$266,800$365,900$203,900$289,000$223,600$308,800
    Cost of Living8012664897388
    Median Age49.357.751.657.543.422.1

    Cost of Living

    Cost of Living Index80

    100 = National Average. Waynesville's cost of living is 20% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    4.8x

    Demographics

    Zip code 28786 has a population of 22,153 people with a median age of 49.3. There are 12,064 housing units in this area.

    Racial & Ethnic Composition

    white89%
    black2%
    hispanic6%
    asian0%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Waynesville (28786) population trend from 2010 to 2024

    ↓ -11.2%
    2010201220142016201820202022202416k19k22k26k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    82°F

    Winter Low

    24°F

    Annual Rainfall

    50 in

    Annual Snowfall

    11 in

    Waynesville experiences warm summers with average highs around 82°F. Winters are cool with lows averaging 24°F. The area receives about 11 in of snow per year.

    Housing & Economy

    Median Home Value

    $266,800

    Median Household Income

    $56,047

    With 12,064 housing units across 74.4 square miles, 28786 has a housing density of 162 units per square mile. The home price-to-income ratio is 4.8x.

    Location & Geography

    Latitude

    35.4620°

    Longitude

    -82.9888°

    Land Area

    74.4 sq mi

    Water Area

    0.1 sq mi

    35.4620, -82.9888Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 28786 (Waynesville, NC) with distances:

    Find zip codes near your location →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 28786's $56,047. A way to compare Waynesville to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28786 (Waynesville, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore North Carolina

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    People Also Ask

    What zip code is Waynesville, North Carolina?

    Waynesville, North Carolina uses zip code 28786.

    What county is zip code 28786 in?

    Zip code 28786 is located in Haywood County, North Carolina.

    What is the population of zip code 28786?

    The population of zip code 28786 is 22,153 with a median age of 49.3.

    Is 28786 in Waynesville, North Carolina?

    Yes, zip code 28786 is in Waynesville, Haywood County, North Carolina. The area code is 704.

    Frequently Asked Questions

    What city is zip code 28786 in?

    Zip code 28786 is in Waynesville, North Carolina. It is part of Haywood County and uses the Eastern (EST/EDT) timezone.

    What is zip code 28786?

    Zip code 28786 is a U.S. postal code in Waynesville, North Carolina (Haywood County). It has a population of 22,153 and covers 74.4 square miles.

    What is the population of zip code 28786?

    The population of zip code 28786 (Waynesville, NC) is 22,153 with a median age of 49.3. There are approximately 12,064 housing units in this area.

    What is the median income in zip code 28786?

    The median household income in zip code 28786 (Waynesville, NC) is $56,047 per year. The cost of living index is 80 (100 = national average).

    What is the average home price in zip code 28786?

    The median home value in zip code 28786 (Waynesville, NC) is $266,800. The cost of living index is 80 compared to the national average of 100.

    What county is zip code 28786 in?

    Zip code 28786 is located in Haywood County, North Carolina. The primary city is Waynesville.

    What is the area code for zip code 28786?

    Zip code 28786 in Waynesville, NC uses area code 704. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 28786 a good place to live?

    Zip code 28786 (Waynesville, NC) has a cost of living index of 80 (100 = national average), a median household income of $56,047, and median home values of $266,800. The median age is 49.3. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 28786?

    The cost of living index for zip code 28786 (Waynesville, NC) is 80, where 100 represents the national average. This area is below the national average. Median home value: $266,800.

    What schools serve zip code 28786?

    Zip code 28786 in Waynesville, North Carolina is served by the local school district of Haywood County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology